There’s a lot of talk about buying property through a Self-Managed Super Fund at the moment, but the difference between a smart strategy and an expensive mistake is knowing the rules and the real numbers. Today we cover what lending actually looks like, what it costs to set up and run, and the compliance traps that catch people out.

On this episode, we discuss:

(00:00) Intro
(00:24) Why Everyone Is Talking About Self-Managed Super Funds
(01:37) The Rise Of Property Investment In SMSF's
(05:14) Can You Renovate Property In A Self-Managed Super Fund?
(06:08) How Much Deposit Do You Need To Buy Property With Self-Managed Super Fund?
(09:44) How Business Owners Can Buy Commercial Property With A SMSF
(12:30) Paying Zero Capital Gains Tax On Property In Retirement
(14:24) How Much Does It Cost To Set Up A Self-Managed Super Fund
(17:05) The Risk Of Losing Insurance When Switching Super Funds
(20:28) Why You Cannot Develop Or Live In Self-Managed Super Fund Property
(24:58) Annual Accounting And Audit Fees For A Self-Managed Super Fund

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A business can be busy, growing revenue, and still be going backwards. Today we share a framework we use to judge business health properly, covering cash flow, profit margins, and the personal wealth piece most owners ignore. It’s a clearer way to tell what’s working, what’s not, and what matters next.

On this episode, we discuss:

00:00) Intro
(02:34) Three Key Numbers Every Business Owner Must Watch
(04:03) Revenue Is Vanity, Profit Is Sanity: The Cash Is King Rule
(06:07) Profit vs Cash Flow: Understanding Dividend Payouts
(08:23) The Power Of Recurring Revenue And Retainer Models
(10:15) Data-Driven Sales: Using Lead Conversion To Predict Revenue
(16:42) Decoding Margins: Gross Profit vs Net Profit Margins
(19:45) Benchmarking Your Business: How Do You Compare To Competitors?
(23:47) When To Increase Your Fees Without Losing Customers
(28:35) Personal Wealth Strategy: Building Assets Outside Your Business

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most people start the year fired up, then fall back into the same yearly pattern and end up on the fast track to burnout by December. So how do you break that cycle and stay consistent all year? It’s our first episode back for 2026, and Nick runs through the patterns he’s noticed in himself and the system he’s putting in place this year to keep energy and momentum steady, from quarterly goals and daily priorities to saying no more often and building in proper resets before the wheels fall off.

On this episode, we discuss:

(00:00) Intro
(01:41) Why New Year Motivation Fades So Fast
(06:14) How To Build Sustainable Energy All Year
(08:36) The Self Reflection Step Most People Skip
(10:12) The Habits That Cause Burnout
(11:12) The Daily Task List System For Focus
(13:34) Quarterly Goals For Consistency And Momentum
(14:59) Tony Robbins Take On Motivation And Energy
(15:07) Why Helping Others Refills Your Energy
(16:39) When Ice Baths Stop Feeling Like A Reset
(18:18) Blood Work After 40 And Why People Put It Off
(19:10) Planning Breaks Before You Burn Out

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We’re back with our yearly Predictions Episode and we’re also farewelling our mate Marty as he wraps up his time on the show. We look back on our 2025 predictions to see who was on the money and who was way off, then lock in our calls for 2026. From interest rates and modular homes to AI, robots in business and the payday super nightmare, there’s plenty on the table for next year.

On this episode, we discuss:

(00:00) Our Yearly Predictions Episode
(01:00) Nick’s 2025 Prediction Scorecard
(03:49) Jase’s 2025 Prediction Scorecard
(08:06) Marty’s 2025 Prediction Scorecard
(10:34) Nick’s 2026 Predictions: Modular Homes, Market Dip, Rate Hike, Geopolitics
(15:56) Marty’s 2026 Predictions: Rate Rise, Robots, AI And Jobs
(26:12) Jase’s 2026 Predictions: Payday Super Nightmare, AI Bookkeeping, Bombers
(37:06) Marty’s Farewell And What’s Next

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to episode $$ of The Numbers Game. On today's show

On this episode, we discuss:

(00:00) Intro
(00:39) Why Marty’s Leaving The Show
(02:26) Lesson 1: Know Yourself And Have Courage
(05:14) Leaving “Safe” Jobs To Follow Meaningful Work
(12:59) Lesson 2: Doing Simple Things That Work
(16:02) How Complexity, Compliance And Tech Can Kill Progress
(20:59) Lesson 3: You Are Your Own SEO
(25:03) Why Human Relationships Beat Fancy Tech Stacks
(32:08) Lesson 4: Reverse Engineering Your Business Goals
(36:24) Building A Business As A Valuable Asset, Not Just An Income
(39:20) Lesson 5: Finding Your Edge And Playing To It
(44:46) Compounding Small Advantages Into Big Long-Term Results
(47:25) Marty’s Favourite Numbers Game Moment

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.(00:00) Intro

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More young Australians are choosing to buy “boring” small businesses instead of investing in property. In this episode we look at a young couple who bought a 29-year-old fabrication business and turned it into a highly profitable asset, and we break down how profit, valuation multiples, succession gaps and efficiency improvements can create serious wealth for the right buyer.

On this episode, we discuss:

(00:00) Intro
(01:07) Why Young Australians Are Buying Businesses Instead Of Property
(01:25) The Rise Of “Boring Businesses” And Why They’re So Profitable
(03:05) How A $2.5M Fabrication Business Generates $500K Profit
(06:44) Baby Boomers Retiring & The Small Business Opportunity
(08:34) Small Business vs Salary Jobs: Which Builds Wealth Faster?
(10:18) How Small Business Valuations & Multiples Actually Work
(13:44) Using AI & Automation To Improve Old-School Businesses
(14:28) How A $1.5M Business Becomes A $5M Asset
(21:31) How To Find, Assess & Fund A Small Business In Australia

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we look at why Singapore’s tax system delivers stronger incentives for business and workers, from 17% company tax to lower personal tax rates and no capital gains. We compare the cost-of-living trade-offs, how innovation is supported, and what Australia could learn from a model that rewards progress instead of punishing it.

On this episode, we discuss:

(00:00) Singapore vs Australia
(00:50) What Singapore Gets Right On Tax And Incentives
(02:19) Singapore’s Startup Tax Exemption Scheme Explained
(04:01) How Early Tax Breaks Help Small Business Survive
(05:36) Singapore’s Personal Tax Brackets vs Australia
(09:25) Cost Of Living: Housing, Cars And Transport In Singapore
(11:49) How Singapore Supports Innovation And Startups
(12:27) Singapore Property Rules
(14:17) Why Cars Are So Expensive Under Singapore’s COE System
(19:20) Social Harmony Policies And Why Crime Is Low
(28:00) How To Structure A Business In Singapore Legally
(30:05) What Australia Could Learn From Singapore’s Approach

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What really happens when you don’t have a proper will in place? From state trustees taking control to long probate delays, contested estates and outdated super nominations, we cover the risks that can leave families exposed. If you want your wealth to end up where you intend, this episode will give you the clarity you need.

On this episode, we discuss:

(00:00) Intro
(00:43) Would You Trust The Government With Your Inheritance?
(01:23) Why Wills Matter More Now Than Ever
(01:43) The Rise Of Contested Wills And Probate Cases
(03:47) What Happens If You Have No Will: State Trustees Step In
(04:08) Nick’s Personal Story: State Trustees Controlling His Grandparents’ Estate
(06:41) The Tim Brigden Case: 3 Years Fighting Public Trustees
(08:23) Why Online Will Kits Cause Problems
(15:09) Crypto & Digital Assets: Lost Forever Without Access
(17:26) How To Talk To Your Parents About Their Wills
(18:11) Estate Planning Lawyers vs General Solicitors

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.