The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More automatic tax changes, less room for error, and a higher chance of being audited if you get it wrong. We unpack the blurred line between hobby and business, the rise of automatic tax amendments, and the risks of getting your deductions wrong. Plus, we talk audit insurance, data-matching war stories, and what the future of tax compliance could look like in Australia.

On this episode, we discuss:

(00:00) Intro(00:00) Intro
(01:19) OnlyFans Data Now Reported To The ATO
(02:23) When A Hobby Becomes A Business
(05:06) How The ATO Uses 600 Million Data Points
(06:04) 500,000 Tax Returns Automatically Amended
(07:51) How Accurate Is ATO Data Matching?
(09:00) Ride Share, Airbnb And The End Of Side Cash
(10:23) Vehicle Logbooks And The Best Tech To Track Your Car Use
(12:24) Cryptocurrency Data And Capital Gains Traps
(15:44) ATO Reviewing Past Years And Sending Auto Amendments
(18:07) Banks, Loans And Why Redraws Can Be Dangerous
(20:08) Insurance Records And Lifestyle Red Flags
(21:10) Services Australia, Residency And Overseas Income
(22:20) Property And Investment Data Sent To The ATO
(25:24) Should You Pay For Audit Insurance?

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we celebrate episode 250 and dive into the real difference between vanity metrics and meaningful results on social media. We unpack why likes and views don’t always equal clients, the power of long-form content, and how to choose the right platform for your audience. If you’re in business or professional services, this episode will help you cut through the noise and focus on strategies that actually convert.

On this episode, we discuss:

(00:00) Intro
(01:30) Chasing Likes Vs Chasing Clients
(02:29) LinkedIn Articles That Convert
(07:44) Standing Out With Real Strategy
(09:29) The Silent Metrics That Matter
(13:28) Long-Form Content That Wins Clients
(15:08) Balancing Personal Brand And Strategy
(17:19) Showing Up As Human, Not Just Showboating
(18:48) Choosing The Right Platform To Dominate
(23:59) The Benefit of Being Consistent With Your Strategy
(25:11) Engagement As Relationship, Not Transaction
(27:42) Why You Need A System To Track Results
(29:24) The Power Of Consistency In Content
(33:54) When Social Media Works For Products Vs Services
(35:04) Why Understanding Your Audience Is Critical

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cameron Schwab became the youngest CEO in AFL history at just 24, going on to lead Richmond, Melbourne and Fremantle through some of their toughest chapters. Now the founder of Design CEO, he draws on those experiences to teach leaders how to thrive under pressure. In this chat, Cameron unpacks what true leadership looks like in high-stakes environments, why culture must be built on principles, not slogans, and why authenticity, courage and vulnerability matter more than ever.

On this episode, we discuss:

(00:00) Intro
(02:29) Carrying The Weight Of Leadership And Legacy
(04:36) Parenting, Perspective And The Role Of Family
(10:55) Becoming CEO of Richmond FC at 24 Years Old
(16:14) Taking On Richmond And Facing Financial Crisis
(20:09) Culture As An Outcome And Building The Right Team
(23:44) Why Authentic Leaders Must Be Vulnerable
(31:29) Four Key Questions Every Leader Should Answer
(35:09) Bringing Mistakes Into The Room And Learning From Them
(41:38) The Four Postures Of Effective Leadership Conversations
(45:31) Creating Your Leadership Trademark
(49:15) How Music And Daily Rituals Shape Leadership Mindset
(56:01) Overcoming Fear And Laziness As A Leader
(59:42) Making Sense, Meaning, Progress And Numbers
(01:02:00) Where To Find Cameron Schwab

Connect with Cameron Schwab on LinkedIn or you can visit their website

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we dive into the classic debate of property vs shares: which is the smarter way to build wealth in today’s market? We break down the pros and cons of both, from the barriers of deposits, debt, and cashflow in property to the accessibility and liquidity of shares, using real numbers over 20 years. If you’ve ever wondered whether you should buy that investment property or start a share portfolio, this episode will give you the clarity to make a more informed choice.

On this episode, we discuss:

(00:00) Intro
(00:04) Property Vs Shares
(06:56) The Big Advantages Of Shares For Everyday Investors
(08:51) Marty’s Changing View On Property Investment
(09:55) The True Cost Of A 30-Year Mortgage
(14:39) Negative Gearing And The Weekly Cashflow Drain
(16:18) Comparing 30 Years Of Property And Share Returns
(20:50) Leveraging Equity Into The Share Market
(23:10) Dividends Vs Paying Down Debt
(28:02) Emotional Strength Needed For Share Market Volatility
(32:17) New Rental Laws And The Shift In Property Ownership

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We dive into why Melbourne could be on the verge of a property gold rush in 2025. We unpack the fundamentals driving growth; migration, affordability, and the rise of boutique apartments and townhouses, while debating whether investors are pulling back and owner-occupiers are taking over. We also share strategies for first home buyers and explore whether now is the time to buy before prices climb further.

On this episode, we discuss:

(00:00) Intro
(00:58) Could Melbourne Have A Property Gold Rush?
(01:27) Why Boutique Apartments And Townhouses Are Set To Boom
(05:32) Melbourne House Prices Vs Sydney: The Biggest Gap Ever
(06:02) Rental Vacancy Rates At Record Lows
(07:57) What Could Go Wrong For Melbourne Property?
(10:45) Are Investors Pulling Back And Owner-Occupiers Taking Over?
(15:03) The Hidden Costs That Push Landlords To Sell
(18:46) Should First Home Buyers Act Now Or Wait?
(21:54) The Rise Of Buyer’s Agents And Off-Market Deals

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we talk with Joel Wermut, co-founder of Prop App, the startup reshaping how Australians buy and sell property. From helping vendors find the right agent to giving buyers access to off-market deals and trusted buyer’s agents, we unpack how Prop App is disrupting the traditional real estate model. We also get into the startup journey, the future of property transactions, and what this innovation means for anyone looking to get into the market.

On this episode, we discuss:

(00:00) Intro
(01:38) What Is Prop App? The Tinder For Real Estate
(06:09) Why Human Connection Still Matters In Property Tech
(08:30) The Rise Of Buyer’s Agents In Australia
(12:05) Cost Vs Value When Buying Property
(14:50) The Aha Moment Behind Prop App
(16:30) Startup Challenges And Building From Scratch
(17:34) Prop App’s Mission To Help Buyers And Sellers
(20:04) Rate My Agent Vs Prop App: Key Differences
(21:36) How Social Media Is Driving Growth For Prop App
(23:32) Surprising Trends Emerging In Property Data
(27:31) Are REA And Domain Fees Out Of Control?
(29:25) Why Listing Property Doesn’t Need To Cost Thousands

Connect with Joel Wermut on [LinkedIn] (linkedin.com/in/joel-wermut-37097113) or you can visit their [website] (https://www.propapp.com.au/)

[Download PropApp] (https://uqr.to/getPropApp)

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We get into four powerful lessons from an investor’s perspective on building a business that’s both profitable and truly valuable. We break down why tracking profit per hour matters more than just chasing revenue, how to create a company that’s saleable as well as profitable, and the biggest misconceptions business owners have about their business’s worth. Plus, we share practical steps to systemise, scale, and build a business you don’t want to sell, all while making sure it’s worth top dollar if you ever do.

On this episode, we discuss:

(00:00) Intro
(00:49) What If Your Biggest Client Is Costing You Money?
(01:42) Why Profit Per Hour Beats Revenue As A Metric
(04:33) How Smaller Clients Can Deliver Bigger Returns
(07:49) Building A Valuable Business, Not Just A Profitable One
(09:48) The Risk Of Having All Your Wealth Locked In Your Business
(12:11) Valuing Your Business Every Month
(15:28) Why Business Owners Overvalue Their Business
(17:14) The Danger Of Relying On The Founder For Revenue
(19:49) Showing Strong Upward Trends Before Selling
(22:42) Build A Business You Don’t Want To Sell
(23:11) Staying Focused On Key Quarterly Objectives
(24:52) Why Every Business Should Be Built To Be Worth Owning And Selling

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Small business insolvencies are rising and many owners don’t see the warning signs until it’s too late. We break down the financial red flags that show your business might be heading for trouble. We cover maxed-out credit cards, late super payments, ATO debt, director loans, and the danger of not knowing your breakeven point. If you run a business, this is what you need to hear before it’s too late.

On this episode, we discuss:

(00:00) Intro
(00:25) Why Insolvency Rates Are Rising Among Small Business Owners
(02:54) Red Flag #1: Maxed Out Credit Cards & Overdrafts
(05:14) Cashflow Forecasting and Why It’s Essential
(07:48) Red Flag #2: Late Super Payments and the Hidden Penalties
(13:50) Red Flag #3: Lodging BAS and Tax Returns Late
(21:32) Monthly Budgeting to Avoid Death by a Thousand Paper Cuts
(25:42) Red Flag #4: Spending GST, PAYG and Tax Savings
(27:25) Red Flag #5: Drawing Business Funds Without Div 7A Management
(34:14) Red Flag #6: ATO Payment Plans and Why They’ll Cost You More
(36:33) Red Flag #7: Not Knowing Your Breakeven Point

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.