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In this episode Nick and Kelvin discuss the just-released GDP data for Q3, which reported a 1.1% growth in the economy, and what the implications are for the future of the economy and importantly, monetary policy.

They analyse the sectors contributing to this growth, the revisions to previous GDP figures, and the potential impact on the Reserve Bank's decisions regarding interest rates.

The conversation also touches on the importance of monitoring economic indicators moving forward and the challenges that may arise in the housing market due to fluctuating interest rates.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

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This week, following the release of Cotality's Best of the Best report, Nick and Kelvin discuss the latest suburb performance metrics, review the year in the property market, and set expectations for 2026.

They explore economic indicators, migration trends, and the implications of recent RMA changes on housing supply.

The conversation also delves into long-term property market outlooks and personal reflections on the year.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

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Following the release of the Cotality NZ Home Value Index for November, this week Nick and Kelvin discuss the impact of Auckland's housing market on national home values, the regional variability in property markets, and the importance of building consents for housing supply.

Courtesy of a few listener questions they then delve into interest rate predictions and the potential effects of flood risk on property values, emphasizing the need for accessible insurance information for homeowners, which feels like it's right around the corner.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

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This week Nick and Kelvin delve into the latest Pain and Gain report, discussing the current state of the property market, resale performance, and economic indicators.

Thanks to a listener question they also explore the implications of unemployment as a lagging indicator and the complexities of migration data (and revisions of).

Plus, Nick provides an overview of the Opes Partners Property Academy Podcast which he featured on last week - all about the detail of the Home Value Index (HVI)

There's also discussion about the growing concerns around climate change and its impact on property values, following a recent article, which Kelvin featured in, on Stuff. The conversation wraps up with insights on the importance of understanding insurance costs in property transactions and the need for accurate flood mapping.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

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As expected the RBNZ cut the OCR to 2.25% today, and also signalled that this may be the last cut in the cycle.

In this reactionary episode of the podcast, Nick and Kelvin run through the reasons for the latest decision, and also what the RBNZ forecasts look like in 2026 and beyond - for GDP, employment, house prices, inflation, and the OCR itself.

A house price upturn looks likely in 2026, but restraints such as DTI caps should mean it's modest rather than a fresh boom.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

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This week, following the publication of the latest Monthly Chart Pack, Nick and Kelvin discuss the latest trends in sales volumes, the implications of a proposed capital gains tax, and with the final MPS of the year this week, the outlook for monetary policy.

They explore how these factors influence the housing market and investor sentiment.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

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This week Nick and Kelvin delve into the latest insights from the first home buyer report, migration trends, and retail spending data.

They discuss the resilience of first home buyers in the current market, the tentative signs of a turnaround in migration, and the cautious optimism surrounding retail spending.

The conversation also touches on the importance of community engagement and the recent client dinner, highlighting the diverse range of clients and the connections made.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

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This special guest episode launches the latest joint research by Cotality and Westpac, looking at first home buyers.

Kelvin Davidson, Chief Property Economist at Cotality, is joined by Westpac's Senior Economist, Satish Ranchhod to discuss the latest report, including the broader macroeconomic and interest rate environment.

They then move into the detail of FHB activity, including % market share (by region and price bracket), types of properties bought, prices paid, LVRs, average age, and also a medium term outlook.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.