Send us a question/idea/opinion direct via text message!

This week Nick and Kelvin discuss the recent lending data from the Reserve Bank, highlighting a significant increase in bank switching and refinancing activity.

They explore the impact of cash incentives on borrower behavior and the implications for the housing market.

The conversation also touches on insights from the Cotality decoding report, listener questions about spare capacity in the economy, and the dynamics of the labor market.

The episode concludes with a preview of upcoming economic data releases, including the Cotality HVI and Q4 Labour Market stats.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!

In this episode of the New Zealand Property Market Podcast, host Nick Goodall and guests discuss the findings of the Decoding 2026 report, which surveyed over 1,000 property professionals about their read on the market and expectations for the future.

The conversation covers the improved sentiment in the market, regional differences in property values, the impact of interest rates, and the evolving digital landscape in real estate.

The guests share insights on the resilience of Invercargill's market, the challenges faced by Wellington, and the importance of planning reforms and climate change considerations in shaping the future of property in New Zealand.

The episode guests are:

• Diego Traglia from Team Diego Harcourts in Auckland
• James McRobie from Ray White Invercargill
• Tom Coad, Head of Industry Solutions at Cotality NZ

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!

This week Nick and Kelvin delve into the latest inflation data for Q4, discussing its implications for the official cash rate and the broader economy.

They explore the nuances of core inflation, the dynamics of the property market, and the significant role of first-time buyers (following the release of the January Chart Pack).

The conversation highlights the ongoing economic recovery and the various indicators that suggest a positive trend, while also addressing the challenges posed by inflation and its impact on consumers.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!

This week Nick and Kelvin discuss the latest trends in the construction sector, focusing on the Cordell Construction Cost Index (CCCI) for Q4. They note that construction costs have remained relatively flat, with a slight increase of 0.9% for the quarter and 2.3% for the year, which is below the long-term average. The conversation highlights the potential for increased activity in the construction sector due to low interest rates and improved lending conditions, suggesting a more positive outlook for the industry moving forward. They also touch on the recent consenting data, which shows a year-on-year increase in construction activity, indicating a recovery in the market.

The discussion then shifts to a broader economic overview, where they analyse retail spending data and its implications for the economy. They express caution regarding the recent decline in Boxing Day sales but note that overall spending for December was only slightly down. The hosts also discuss employment figures and inflation trends, emphasizing the importance of upcoming CPI data for the Reserve Bank's monetary policy decisions.

The episode concludes with a detailed examination of debt-to-income (DTI) ratio reporting, clarifying previous misconceptions and providing insights into how these metrics affect lending and housing market dynamics.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!

This week Nick and Kelvin discuss the property market's performance in 2025, highlighting the minor decline in property values and the resilience of first home buyers.

They delve into lending trends, investor dynamics, and the potential impact of global economic factors on the local market as they look ahead to 2026.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!

In this episode of the NZ Property Market Podcast we republish in full the Property Academy podcast, from OPES Partners where Cotality Head of Research Nick Goodall made a guest appearance to discuss the intricacies of the Cotality Home Value Index.

Along with hosts Ed McKnight and Andrew Nichol, Nick delves into the revolutionary hedonic index, which uses regression modelling to estimate property values based on various characteristics.

The conversation highlights key factors influencing property value, such as floor area, location, and the impact of renovations. Listeners gain insights into what truly adds value to properties and how understanding these elements can aid in making informed investment decisions.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!

In this episode of the New Zealand Property Market podcast, host Nick Goodall engages with Loan Market mortgage advisors from various regions, including Queenstown, Tauranga, and Mangawhai.

The conversation explores local market insights, property trends, and the impact of foreign buyers on the market. Advisors share their expectations for the summer property market and discuss interest rate trends, providing valuable insights for potential buyers and investors.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!

In this episode Nick and Kelvin discuss the just-released GDP data for Q3, which reported a 1.1% growth in the economy, and what the implications are for the future of the economy and importantly, monetary policy.

They analyse the sectors contributing to this growth, the revisions to previous GDP figures, and the potential impact on the Reserve Bank's decisions regarding interest rates.

The conversation also touches on the importance of monitoring economic indicators moving forward and the challenges that may arise in the housing market due to fluctuating interest rates.

Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.com

This podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.