At the very core of wealth building is the dilemma of setting up your super or making sure you own a home; The long-term returns on both investment choices are broadly similar, but the tax system is hugely in favour of the home-owner. So what to do?

James Gerrard of www.financialadviser.com.au joins Associate Editor James Kirby in this episode

In today's show, we cover:

• The in-built bias against renters in the tax system
• If you already contribute 12% to super by law- should you add more?
• The lesser-known bias against renters in pensions and super
• Optimising the tax system to your life-stage

See omnystudio.com/listener for privacy information.

Interest rates are moving higher again as the RBA renews its battle with inflation: It's time to think seriously about inflation-proofing your investments, and that means a lot more than buying some gold.

Chris Brycki of the Stockspot group joins Associate Editor - James Kirby in this episode.

In today's show, we cover:

• The full menu for inflation-proofing your investments
• Big super funds don't have gold, but should you?
• Why Japan is back on the radar for sharemarket investors
• Dangers of market timing your superannuation choices
  
  

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'You can't get into the property investment market for less than $1m' is something you may hear regularly...but is it true? High-profile investor Nathan Birch says not only can you get into the market for $300,000 or less, but you can do it without negative gearing.

Nathan Birch of the B Invested group joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• Buying cheap - how to get started in property
• Why entry-level property is the hot spot
• Property types that fit the bill
• Locations across Australia still offering good value

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Whether you are with a big super fund - or run your own SMSF - the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? The chances are that you are being too conservative because you are going to live a lot longer than you realise.

Anna Shelley, chief investment officer at AMP joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• Are you taking enough risk?
• The end of traditional age-based rules for investors
• A new era of inflation could shrink your spending power
• Getting to know the 'bucket strategy'
  
  

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Gold prices jumped dramatically last year and then soared through the $US5,000 milestone last month: Now the price is suddenly heading south as profit takers push the price down closer to $US4,660. Some listeners may have missed the gold rally, our guest today - a specialist gold mining stock picker - says this might be a time to reconsider.

David Franklyn of the Argonaut Gold Fund joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• Gold prices drop as rally stalls...how to play the pullback?
• Why gold miners are set to boom in the next phase of the gold rally
• Managed funds versus ETFs for gold investors
• Top gold stocks to consider now

See omnystudio.com/listener for privacy information.

The sharemarket is surging and we are trading like it's late 2007, which makes it a very good time to review how your portfolio would fare if things turn sour.It's also time to catch up on new changes in super.

Liam Shorte of the Sonas Wealth group joins Associate Editor, James Kirby in this episode
In today's show, we cover:

• Cash, annuities and hybrids
• Stings in the new super tax bill
• US investments and Australian tax
• Should I transfer my UK pension back to Australia?

See omnystudio.com/listener for privacy information.

If you are planning to put more money in the property market this year, be warned the risks of tax changes are now clearly on the table: Top of the agenda is a wind back in Capital Gain Tax concessions.

Peter Esho of Flexdoc joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• The biggest tax risk for property investors this year
• How Victoria's Airbnb tax has backfired
• Property's role as a 'hard asset' in a time of currency debasement
• Our 'listener questions' segment returns

See omnystudio.com/listener for privacy information.

How many years can a bull market last? What will it take to dampen investor sentiment in the year ahead, and what should you, the active investor, be doing?

Will Hamilton of Hamilton Wealth Partners joins Associate Editor-Wealth, James Kirby in this episode

In today's show, we cover:

• The risks and opportunity in the 2026 listed markets
• How to defend against the looming risk of inflation
• Gold - do you have it, how much should you have ?
• Fading into rallies - the art of taking profits at the right time

See omnystudio.com/listener for privacy information.