On this episode of MIEGI Talk, Oz and Johnny dig into the latest shakeups around the Big Beautiful Bill. A federal court ruling has frozen key provisions — including $5 auto-renewal fees, SEP verifications, and IRS income checks — leaving agents and families wondering what comes next.

Oz and Johnny walk through real-life scenarios, from families barely crossing the 400% poverty threshold to those holding zero-premium bronze plans, and explain who will feel the biggest impact. They also share what agents should be doing to prepare clients for open enrollment and how everyday families can protect themselves from rising premiums.

👉 For guidance tailored to your situation, call MIEGI at 817-500-5999 or visit marketplaceinsure.com.

In this inspiring episode, Oz shares his path from a seasonal call center job in college to becoming an influential agent manager shaping the future of independent health insurance agents. He reveals the lessons learned from handling calls in all 50 states, the cultural shocks of moving between corporate and agency life, and the skills that helped him stand out in highly competitive environments. From problem-solving for high-profile accounts to mentoring agents toward building thriving teams, Oz’s story offers a behind-the-scenes look at the drive, adaptability, and leadership it takes to grow in the health insurance world.

Major changes are coming to Medicaid, the Affordable Care Act, and open enrollment rules — and they could affect your wallet, your coverage, and your access to care. In this episode, Stephanie and Johnny break down the new “big beautiful bill” from CMS, explain how state-by-state Medicaid cuts will work, and reveal why millions could lose coverage this year. They cover everything from stricter income verification and work requirements to the end of expanded tax credits, Aetna’s nationwide exit, and the $5 premium rule that could catch people off guard. Whether you’re on Medicaid, buying through the exchanges, or aging into Medicare, this is the insider’s guide to navigating the 2025 health insurance landscape before it’s too late.