In this vital episode of The Local Podcast, host Clay Birkeland welcomes back Dylan Clarkson, President and CEO of Pioneer Bank and Trust, for a critical conversation on the evolving landscape of financial fraud. With real-time updates from the South Dakota Bankers Association, Dylan outlines how scams—from Bitcoin traps to AI-generated voice impersonations—are becoming more sophisticated and harder to detect.

Together, Clay and Dylan explore current fraud trends, including investment cons, cybercrimes, business email compromise, and romance scams, with a special focus on those targeting older Americans. They detail how scammers coach victims to bypass bank scrutiny, using urgency and emotional manipulation to override rational decision-making.

Listeners will learn:

• How recent scams are structured and deployed in South Dakota
• Why “kindly” might be a red flag in suspicious emails
• Why increased scrutiny from your bank is a sign of protection, not intrusion
• Five (or more) practical ways to prevent yourself or loved ones from falling victim to fraud
• 
  

Whether you're a business owner, retiree, or everyday consumer, this episode provides actionable tips to stay safe in a time when digital deception is just a click—or phone call—away.

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In this episode of The Local Podcast, host Clay Birkeland dives into the future of water in Western South Dakota with guests Kristen Conzet and Corey Chorne from the Western Dakota Regional Water System. From the roots of a study at the School of Mines to the billion-dollar pipeline vision pulling from the Missouri River, the trio explores drought concerns, population growth, and the long road toward sustainable, reliable water infrastructure. It’s a fascinating look at the work happening today to ensure taps keep flowing tomorrow—because out here, water isn't just life, it’s livelihood.

Learn more at wd-rws.org

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Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

In this episode, host Clay Birkeland, Senior VP and Director of Agricultural Banking at Pioneer Bank & Trust, dives into the world of risk management in agriculture—because let’s face it, ranching isn’t for the faint of heart. From unpredictable weather to fluctuating markets, every season brings new challenges.

Joining the conversation are Taylor Mohnen and Dana Kerns from Crew Agency Agri-Risk Management, experts in helping ranchers navigate the financial uncertainties of the ag world. Whether you’re a producer looking for better ways to manage risk or just curious about the business side of ranching, this episode is packed with insights you won’t want to miss.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.