Episodes

  • Building digital onboarding journeys

    Building digital onboarding journeys
    Oct 29 2022

    In the second episode of The F-Word, host Sahil Kini chats with Karan Mehta, CTO of Kissht on the journey of Kissht—now Ring— over the last several years, challenges of building digital onboarding journeys, innovative products in the KYC space and the rise and fall of Chinese lending apps in India. 

    • 0:00 - 11:15: The journey of Kissht, the early opportunities in the lending space and the ongoing transition to Ring.
    • 11:15 - 17:45: Offering credit to new-to-credit customers, challenges with existing credit bureaus and adopting alternate credit scoring methods.
    • 17:45 - 30:03: Importance and evolution of various KYC blocks over the last several years.
    • 30:03 - 43:10: Challenges with Penny Drop, Introduction of Reverse penny drop and immediate impact on the onboarding funnel.
    • 43:10 - 51:00: Rationale of the recent RBI guidelines
    • 51:00 - 56:16: The rise and fall of Chinese lending apps


     
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    56 mins
  • A Burning Crisis in the Fintech world today

    A Burning Crisis in the Fintech world today
    Jul 19 2022
    On the very first episode of The F-Word, our host Sahil Kini takes you deeper into a conversation that revolves around the recent mandate by the Reserve Bank of India that barred non-bank wallets and prepaid cards from loading their credit lines on to their platforms. This has jolted the Indian Fintech giants. What are the ramifications of such a blow in the face of these companies? In what direction is the industry headed from here on? The episode deep dives into these nuances with ease. Sahil Kini, the host and the Cofounder and CEO of Bengaluru-based API infrastructure company Setu joins his long-time friend and CEO of Capital Mind Deepak Shenoy and Setu's General Counsel Vinay Kesari. Happy listening!
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    56 mins