Dads, in a world of bots, binaries, and bond dumps, how do you armor up for the real war—on your family, wallet, and freedom? Join Timo & Ryan on Dad Ledger for an epic, no-holds-barred sit-down with geopolitical firebrand Tom Luongo @ThomasLuongo the voice who nailed Fed hikes mid-COVID. From cutting toxic family ties to protect your kids, to decoding Trump's 28-point EU-buster and Powell's ECB "nuke," Tom drops hard-won wisdom: "No atheists or libertarians in foxholes—adopt a warrior mentality or lose."We unpack:Intelligence assets (MTG? Rand Paul?) & the chaos machine flooding your feed.Tokenization's power shift: BlackRock crushed? Hidden Euro wealth on-chain?Big moves ahead: $4T EU bond fire sale, yen carry unwind, gold/silver remonetization.Dad lessons: Depression-era grit, boundary-setting, and beating deracination.✅Follow Tom: https://x.com/TFL1728✅Website: https://tomluongo.me✅If you're grinding 14-hour days just to Netflix-jerk-bed-cycle, this is your reset. Subscribe to Gold Goats 'n Guns for Tom's daily fire: patreon.com/goldgoatsnguns.Hit like if Tom's "TFP" rant fired you up. Comment your biggest takeaway—family boundaries or bond dump bets? Subscribe for more dad-led truth bombs. Merry Christmas, warriors.Chapters:00:00 Intro: Clips & Warrior Wake-Up Call00:48 Welcome Tom: From Fed Prophet to Dad Hero01:48 Tom's Origin Story: Silent Gen Grit & Oops Kid Lessons03:40 Family Rifts: Cutting Ties to Protect the Next Gen11:28 Life Shifts: Sleepless Dads Discover Jekyll Island12:54 Bot Armies & Assets: MTG, AOC, & Intel Playbooks17:52 Grok's Blind Spots: Arguing AI to Truth20:17 Tokenization Wars: Proxies Crumble, Elites On-Chain?24:32 Word Games & Scaremongering: Fourth Industrial Myths28:15 Tolerance Traps: Popper, Primitives, & Commie Counters33:02 Political Mines: Romney's Vote, Paul's Flip-Flops35:35 History's Ugly: King's Court Games for 10K Years39:19 Chaos Sowers: Time Preference, Revert-to-Type Anxiety43:55 Binary Hell: Nuance or Nah? Heuristics to Level Up45:44 Holiday Heat: CBDCs, Fannie IPO, Battle Space Econ46:02 Big Move Unknowns: Trump vs. Bad Guys, Pirate Rules49:02 Endgame Chess: Mid-Game Stalls to Balloon Pricks52:43 Asset Firesale: Israel Pawned, Gen X Inevitable57:18 Gold Bonds Trigger: Shelton, Brits, & Stablecoin Setup1:01:46 Japan’s Normalize: $1.5T Euro Buying Spree Exposed1:05:24 Euro-Yen Cross: Lagarde’s Yield Maginot Cracks1:09:31 Credit Suisse Nuke: Powell’s AT1 Bazooka Legacy1:12:42 Ukraine Endgame: 28-Point Odessa Gift, No Shots Fired1:16:46 Commonwealth Liquidation: Singapore, Hong Kong Ops1:19:18 Digital Milvian: ARC Alliance Crushes BRICS Facade1:22:07 Silver/Copper Twist: Bi-Metal Back, Warrior Close

In this lively Thursday night edition of The Dad Ledger (shifted from the usual Tuesday slot post-Thanksgiving), hosts Ryan Fields-Spack, Timo, and Trent Cleveland kick off with some dad banter about cold weather, holiday hats, and family life before diving into the wild world of macro markets and crypto. The episode's highlight is a deep dive into the groundbreaking CFTC announcement allowing spot crypto trading on federally regulated futures exchanges—a historic move that could redefine digital assets as commodities, boost institutional adoption, and pave the way for massive market consolidation. The trio unpacks the implications for ETFs, altcoin shakeouts, Bitcoin as a gold proxy in a potential "metallic crypto standard," Ripple's role, global gold stockpiling, and the looming unwind of the Japan yen carry trade that could trigger a brutal crash. They connect dots from regulatory repeals (like CAFE standards enabling affordable Toyota Hilux imports) to geopolitical shifts (Ukraine peace deals, Venezuela turmoil) and tease a "phase transition" into 2026 with tax cuts, digital reserves, and enterprise buy-ins post-bloodbath. Wrapping up with personal wins, upcoming guests like Tom Luongo and Brie Terese, and their signature Prayer of Jabez, this episode blends sharp financial foresight with relatable dad vibes—perfect for anyone navigating the crypto chaos.Chapter:00:00 Intro & Dad Banter01:07 Macro Market Mayhem02:04 Repealing Repressive Regs04:00 Global Chaos & Crypto Wins05:28 Connecting the Dots07:07 Phase Transitions & Consolidation09:38 Altcoin Purge & CFTC Spotlight11:33 CFTC Deep Dive: What It Means13:25 Why Futures Matter for Adoption15:32 Commodities, Not Securities16:21 Gold, Bitcoin & the New Standard18:30 Ripple's Long Game & SEC Win19:03 Global Pushback & Gold Stacking20:33 National Trusts & Geopolitical Shifts22:59 2026: End of an Era24:21 Carry Trade Crash Incoming26:02 Blood in the Streets Opportunity27:14 Wins of the Week29:39 Prayer of Jabez & Sign-Off

🚨 EMERGENCY Dad Ledger Live: Markets Are ABSOLUTELY MELTING – Japan Yen Carry Trade Unwind JUST Started (Nov 20, 2025)The entire risk-on trade is getting obliterated RIGHT NOW. Bitcoin under $86K, altcoins down 20-40% in 24 hours, stocks bleeding — even after NVIDIA’s monster earnings.We go live and break down WHY this is happening and why the long-feared Japanese Reverse Yen Carry Trade unwind is finally here… and it could get MUCH uglier before it gets better.We also cover:Bitwise officially launches the XRP ETF (0% fees first month!)Jake Claver’s “Reverse Carry Trade Domino Theory” ($750 XRP before EOY?)ISO 20022 deadline in 5 daysWhy XRP is the ONLY crypto with full regulatory clarity right nowHow to think about buying these dips as a dad (without getting rekt)Buckle up — this is the pain before the biggest wealth transfer in history.🔔 Smash that bell — we go live every Tuesday + emergency streams like this!📺 CHAPTERS00:00 Countdown & Bear Market Vibes00:50 Why everything is crashing RIGHT NOW02:20 Crypto bloodbath: BTC, XRP, Solana, XDC liquidations04:14 ISO 20022 deadline in 5 days – what it actually means05:44 The Japan Reverse Yen Carry Trade explained (simple)07:43 Timo breaks down bond math & why trillions are at risk12:07 Meet Kevin & Jake Claver clips – the dominoes are falling16:30 XRP as emergency global settlement liquidity? ($750 theory)20:47 Bitwise XRP ETF launch + BlackRock, Canary filings24:48 Why ETFs = permanent parked liquidity for the new system26:30 Buying the dip vs getting shaken out28:32 Dad wins of the week33:34 Closing prayer (Prayer of Jabez)⚠️ NOT FINANCIAL ADVICENothing said on Dad Ledger is financial, legal, or tax advice. We are just dads talking about markets, crypto, and life. Everything discussed is for entertainment and educational purposes only. Markets are risky. Do your own research and never invest money you can’t afford to lose. Past performance is no guarantee of future results.#YenCarryTrade #ReverseCarryTrade #XRP #XRPArmy #BitcoinCrash #StockMarketCrash #NVDA #CryptoCrash2025 #ISO20022 #BitwiseXRPETF #JakeClaver #MarketMeltdown #DadLedger

Hate Your Job? How to Find God's Purpose in the Drudgery (A Theology of Work for Dads) lot of dads feel stuck in jobs that drain them. Some feel guilty for wanting purpose. Others wonder if their work even matters to God.In this conversation, Ryan Fields-Spack sits down with Erik Cooper from The Stone Table to unpack a simple but life-shifting truth: your daily work carries deep spiritual meaning. Erik shares stories from his own journey—including a moment on a freezing scissor lift that changed how he saw “menial” work forever.They walk through identity, restlessness, dissonance, Tetelestai, and the biblical picture of Avodah—work as worship.If you’re struggling with your job, fighting guilt, or searching for purpose in your work life, this episode will speak directly to you.What you’ll learn• Why no job is “too small” for God• How Jesus’ “It is finished” changes your work life• How to break out of spiritual restlessness• How to see work as worship• Practical steps when you hate your job• How business can serve God’s mission ⏰ TIMESTAMPS 00:00 – The Scissor-Lift Moment That Changed Everything 02:04 – From “Recovering Accountant” to Seeing Work as Sacred 05:02 – Why We Expect Work to Fill the God-Shaped Hole 06:51 – The Restlessness Men Are Facing in 2025 10:25 – The Gospel Fixes the Dissonance We All Feel 14:14 – Tetelestai: “It Is Finished” – The Word Tattooed on Erik’s Arm 19:52 – Avodah: The Hebrew Word That Means Both Work AND Worship 23:57 – Real-Life Examples of Menial Jobs Done for God’s Glory 28:25 – Tactical Advice When You Hate Your Job (But Can’t Leave Yet) 35:59 – Business as Mission: Making Profit AND Disciples (Aquila & Priscilla) 42:30 – The Stone Table – How a Real-Estate Business Funds Global Missions 50:07 – The #1 Thing to Do Right Now to Level Up Your Life 51:52 – Erik’s Single Piece of “Diamond Advice” to His Kids 👉 Connect with Erik & The Stone Table: https://www.thestonetable.org YouTube: @thestonetable_org Instagram: @thestonetable#FaithAndWork #ChristianDads #WorkWithPurpose #MenialJobNotToGod #Avodah #Tetelestai #ErikCooper #TheStoneTable #BusinessAsMission #ChristianMotivation

Solo Dad Ledger tonight! Ryan breaks down the classic market cycle psychology chart – are we stuck in Disbelief (Jesse Echols take) or sliding into Anger/Depression (House of Crypto / Peter Thiel view)? BTC at ~$92.7K (only +2% YTD), XRP holding $2.20 support (shoutout Mickle), alts bleeding – but no real euphoria ever hit in 2025. No super-cycle blow-off top, no widespread ATHs outside BTC/ETH. This feels like a sucker’s rally reset, not the end.Why I’m calm: Genius Act passed, SEC crypto-friendly, stablecoin legislation, dozens of ETFs live (Canary XRP, BESOL Solana, more incoming), institutional rails building fast. Disbelief = opportunity. Plus easy ways to grow your bags without selling – staking ETH/SOL (2.5–8% on Robinhood/Uphold), DAG delegation (13% APY via Dagnum PI / Digital Ascension Group / Ben Jorgensen validators), Flare + Bifrost liquid staking (instant unwrap + airdrops until Jan 1).⏰ TIMESTAMPS (Chapters):00:00 Intro – BTC Freefall, But I’m Feeling Good?01:30 Crypto Bubbles: Mixed Day, Weekly/Monthly Red04:15 XRP $2.20 Support (Mickle Shoutout)06:45 Jesse Echols – We’re Still in DISBELIEF Phase10:20 House of Crypto (Peter Thiel) – Anger/Depression Ahead?14:30 Why 2025 Was NO Euphoria (No Real ATHs, Sucker Rally Reset)18:45 Catalysts Still Loading: Genius Act, ETFs, Institutional Rails22:10 Grow Bags Without Selling: ETH/SOL Staking (Robinhood/Uphold)26:30 DAG Delegation Deep Dive – 13% APY (Dagnum PI, Jake Claver, Ben Jorgensen)31:15 Flare + Bifrost Liquid Staking (Instant Unwrap + Airdrops)36:20 Final Thoughts – Chill Room Mindset (Pompliano Vibes)39:00 New Home Defense / Prepping Playlist Reveal🔗 FREE Crypto 101 Guide: https://dadledger.com/crypto🔗 Home Defense & Prepping Playlist: [Link in description]Shoutouts: @JesseEchols @HouseOfCrypto @MickleXRP @DagnumPI @JakeClaver @BenJorgensen_ @DigitalAscensionGroup @CruxOfCrypto @BlockchainBacker @APompliano⚠️ NOT financial advice. I am NOT a financial advisor. Just a dad sharing thoughts. Always DYOR – only risk what you can afford to lose.#CryptoMarketCycle #MarketCyclePsychology #DisbeliefPhase #CryptoPsychology2025 #BitcoinCycle #XRPPrice #DAGStaking #ConstellationNetwork #FlareAirdrop #CryptoStaking #BullRun2026 #DadLedger #FaithFamilyFinance #CryptoForDads #BuyTheDipTribe up, Dad – we’re early, stay calm, grow the tree! 💪🌳

Dads! Ryan, Trent & Timo celebrate Veterans Day with shoutouts & dive into crypto catalysts: Constellation's $DAG token explodes on Kraken listing (deposits open, Ink on Chain bridge for regulated on-ramps, ecosystem boost for data immutability & military integrations) – price surges! XRP rallies on ETF frenzy: DTCC lists 5-9 spot ETFs (Grayscale, WisdomTree, Canary XRPC Nasdaq debut Nov 12?), $8B inflows potential. Gov shutdown endgame: Senate approves clean funding bill thru Jan 30 – House vote tomorrow, ending record 28+ days & unlocking $900B TGA liquidity?. Market rebound: BTC at ~$104,500, ETH ~$3,900, XRP $2.49 up 11%, alt gains in Aerodrome, Filecoin, Zcash.SoFi launches crypto trading – first national bank for BTC, ETH, SOL, XRP in one app! AMM deep dive: Staking, liquidity pools, continuous auctions on XRPL/Sologenic for passive earnings. DAG staking/explorer: 13% APY via Dagnum/Digital Ascension. XRP drops utility: 1M units per coin for micro/macro settlements. Northern Lights vibes + wins: Hunting, family trips, scouting. Prayer of Jabez close. LIVE crew energy

Dads! Ryan, Trent & Timo reunite for a FIERY Dad Ledger breakdown of the market meltdown – BTC's lowest since June at sub-$100K (rebounding to ~$106,712 as fear grips), $1.3B+ liquidations, stocks tanking (S&P -1.2%, Nasdaq -2.1%). Why? Gov shutdown swells TGA, tight liquidity crushes risk assets – gold/silver shine as safe havens. Repo drama: Fed injects $125B in 5 days (SRF record $50.35B on Oct 31, ON RRP at $16.98B Nov 4), SOFR at ~4.22% signals bank stress amid QT wind-down.Raul Pal's take? "Window of pain" before liquidity flood – Clarity Act regs unlock banks/institutions. Ripple's power moves: $4B+ M&A spree (Palisade wallet for enterprise custody, Rail stablecoins, Hidden Road broker, GTTreasury) positions XRP for mass adoption, RLUSD hits $1B cap!Shutdown bets: Timo calls post-Christmas reopen (vs PolyMarket's 35% by Nov 11); SNAP/military pay cuts loom. Dad wins? Blood in streets = BUY dips for kids' future – flip fear to faith! Deep dives, charts, & Prayer of Jabez close. LIVE crew energy – watch NOW!⏰ TIMESTAMPS (Chapters):00:00 Intro & Market Bloodbath: BTC Under $100K – First Since June!01:07 Why the Tank? Gov Shutdown, TGA Swell, Liquidity Squeeze on Risk Assets03:30 Bubbles Popping: Coordinated Crises? Michael Burry Warnings & Geopolitics05:50 Raul Pal's Bull Case: Regs Unlock Liquidity Flood – Clarity Act Incoming07:17 Ripple Acquisitions Deep Dive: Palisade Wallet, Rail, Hidden Road – $4B Empire for Institutions12:06 Fear & Greed at 21: Extreme Fear Zone – Last Seen April (Buy Signal?)13:49 Picking Winners: Crypto as Digitized Assets – XRP, DAG, Flare Use Cases16:29 TA vs Fundamentals: Blockchain Backer Nails It – Tech Freight Train Ahead18:45 Buy the Dip Mindset: Blood in Streets = Eat Time (Raul's Macro Hold)20:15 $1.3B Liquidations: Leverage Wipeout – Tight Liquidity Cleans House23:14 Gov Shutdown Drama: Timo Bets Post-Xmas, PolyMarket Shifts to Nov 11 (35%)27:54 Dems Blink? Clean CR or Concessions – Fraud Cuts & Remodeling Metaphor30:10 Repo 101: $125B Injected in 5 Days – Banks Begging Fed for Overnight Cash35:09 SOFR Breakdown: 4.22% Rate – Transparent Volatility vs LIBOR Manipulation38:50 Beta Test? Shutdown Data Blackout – Fed Runs on SOFR Amid QE Whispers42:12 Dad Wins of the Week: Lion King Family Night, Kids' Humor, Homecoming Vibes46:17 Prayer of Jabez Close + Shoutouts🔗 LINKS:FREE Crypto 101 Guide (Basics, Stablecoins, How to Dip Your Toe): https://dadledger.com/cryptoRaul Pal on X (Macro Insights): https://x.com/RAOULGMIBlockchain Backer on X (TA Charts): https://x.com/BCBackerPolyMarket Shutdown Bets: https://polymarket.com/event/when-will-us-government-shutdown-endFed Reverse Repo Data: https://www.newyorkfed.org/markets/desk-operations/reverse-repoSOFR Rates Live: https://www.newyorkfed.org/markets/reference-rates/sofrRipple Swell Updates: Search #RippleSwell on XDad Ledger Playlist: Subscribe Here

🚀 FED CUTS 25bps – But POWELL SLAMS THE BRAKES on December! BTC DIPS to $110K THEN RIPS BACK? DADS: Level Up Your Family NOW! 🚀Dads! Ryan & Timo tag-team the FOMC BOMBSHELL – 25bps cut to 3.75-4% (10-2 vote, as expected). But Powell goes HAWKISH: "December cut? FAR from guaranteed" amid shutdown data blackouts & sticky inflation. Markets dipped hard (BTC -5% to $110K), then snapped back (BTC rebounding, Nasdaq +0.55%)!What does THIS mean for YOU? Cheaper refis = $200/mo family vacay cash. Liquidity flood (QT ending soon?) = crypto moonshot. But watch inflation – stack BTC/XRP on dips for kids' 529s. Gov shutdown SNAP cuts Friday? Baby Steps = your shield.Deep dive + Dad action plan inside. Full recap – LIVE energy! Watch NOW & level up that family tree! 🌳🔗 LINKS:FREE Crypto 101 Guide (Start Safe): https://dadledger.com/cryptoCME FedWatch (Track Cuts): https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.htmlZach Rector (XRP ETFs): https://x.com/_ZachRector9Blockchain Backer (Charts): https://x.com/BCBackerRefi Calculator: https://www.bankrate.com/mortgages/refinance-calculator/Dad Ledger Playlist: Subscribe Here