Episodes

  • 05.10.24 Clark Answers His Critics on Clark Stinks / Loyalty Programs: Cost-Benefit Analysis

    05.10.24 Clark Answers His Critics on Clark Stinks / Loyalty Programs: Cost-Benefit Analysis
    May 10 2024
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how loyalty programs affect price decision making and may have you “competing with yourself”. Clark discusses how these programs work across many industries, and what to keep in mind to get the most from them. Clark Stinks: Segments 1 & 2 Loyalty Programs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Start Investing: 10 Steps for Beginners Should We Worry About the National Debt and Budget Deficits? Will Social Security Run Out? What Is a SEP IRA and Who Is Eligible? Clark Deals - Hotels When Is the Best Time To Collect Social Security? / Social Security When? 18 Ways To Save at Walmart / Walmart+ Membership Program: 4 Things To Know Loyalty programs may limit competition, and they could be pushing prices up for everyone — The Conversation Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 mins
  • 05.09.24 Super-Commuters / Back to Basics - Annuities

    05.09.24 Super-Commuters / Back to Basics - Annuities
    May 9 2024
    During COVID, many Americans moved far away from their offices, sometimes out of state. Clark talks about how super-commuters are making it work. Also, Clark gets back to basics on something he hates: annuities. Know which type may actually be useful and which ones are to be AVOIDED at all costs! Super-Commuting: Segment 1 Ask Clark: Segment 2 Sold Not Bought - Annuities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of the super-commuter The Best Unlimited Hotspot Plans Visible Announces New Annual Plans: Save up to $145/Year Visible Review: 5 Things To Know Before You Sign Up Using Cellular Data Internationally: Buying a Local SIM Card InsureMyTrip Review: Why We Like It and How to Use It How To Choose the Best Charities for Your Donations What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule What Is a 1035 Exchange? Definition and How the Rules Work Why I Think Medicare Advantage Plans Stink - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    30 mins
  • 05.08.24 Flat Fee Financial Services / Dental Treatment Decisions

    05.08.24 Flat Fee Financial Services / Dental Treatment Decisions
    May 8 2024
    Investing continues to evolve and a new way some fiduciary financial advisors are charging for services could save you money. Know your options to make an informed choice for financial services. Also, before you sign up for expensive dental work, think twice & take Clark’s advice. Flat Fee Financial Advisors: Segment 1 Ask Clark: Segment 2 Wisdom Teeth- AVOID Unnecessary Dental Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Flat Fee Shops Attempt to Shake Up Financial Advising Advice-Only Network // Flat Fee Advisors 3 Places You Should Never Invest Your Money What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor What Is an HSA Account and How Does It Work? Target Date Funds: Clark's Favorite Retirement Investment How to Advocate for Yourself at the Dentist How getting a second opinion can stop you being ripped off — The Conversation Yes, your smart TV is spying on you – Here's how to stop it GM Stops Selling Driving Data to Insurance Companies How to Buy a New Car in 5 Steps Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    28 mins
  • 05.07.24 Phone Tap To Pay Spending / Pandemic Pivots Reversing

    05.07.24 Phone Tap To Pay Spending / Pandemic Pivots Reversing
    May 7 2024
    In our everyday payment decisions, many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don’t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery. Phone Tap To Pay (More): Segment 1 Ask Clark: Segment 2 The Ghost Of Kitchens Past: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Using your phone to pay is convenient, but it can also mean you spend more Cash Envelope System: How It Works 10 Best Free Checking Accounts in April 2024 AT&T Data Breach: Take These Steps To Protect Your Information How to Freeze Your Credit With Experian, Equifax and TransUnion Ghost Kitchens Are Disappearing, Squeezed by Demand and Complaints Warning for Cell Phone Users: Do Not Use Public Charging Stations What Is a Thrift Savings Plan? Costco vs. Sam's Club: What Is the Difference? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    31 mins
  • 05.06.24 Digital Existence Is Tracked / Teen Job Opportunity Abounds

    05.06.24 Digital Existence Is Tracked / Teen Job Opportunity Abounds
    May 6 2024
    How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce. Targeted Ads Ubiquitous: Segment 1 Ask Clark: Segment 2 Teen Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Pledges to Destroy Browsing Data to Settle ‘Incognito’ Lawsuit Why Walmart bought TV-maker Vizio for $2.3 billion - Axios Is that ad following you around the internet creepy or kind of cool? Roku Explores an Insidious Way to Serve up Commercials Via Idle HDMI Inputs | Sound & Vision Roku forcing 2-factor authentication after 2 breaches of 600K accounts Fighting back against harmful voice cloning RESIDENTIAL REAL ESTATE BROKER COMMISSIONS ANTITRUST SETTLEMENTS If you recently sold your home, you might get part of your realtor fee back NAR settlement: Here's what to know about payouts for commission lawsuits Teens Are Spending Less This Year. Where Their Allowances Are Going. CPI Inflation Calculator - Value of $1.60 from 1971 to 2024 Charles Schwab Review 2023: Pros & Cons No Surprises Act Cheapest Way to Rent a Car: Expert Tips Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    30 mins
  • 05.03.24 Clark Answers His Critics on Clark Stinks / Scam Alert: Rampant Gift Card Fraud

    05.03.24 Clark Answers His Critics on Clark Stinks / Scam Alert: Rampant Gift Card Fraud
    May 3 2024
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, why buying a gift card is now tantamount to lighting a $20 bill on fire. Clark Stinks: Segments 1 & 2 Gift Card Draining: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Military and Veterans Guide: Free Resources for Your Finances How To Protect Your Home From Being Stolen by Squatters Florida lawmakers pass bill to revoke squatters' rights How to Lower Your Property Taxes in 4 Easy Steps Chinese Organized Crime’s Latest U.S. Target: Gift Cards What Is a CD Ladder and When Is It a Good Idea? BBB-File a Complaint Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 mins
  • 05.02.24 SCAM Alerts: Facebook Marketplace Fraud & Voice Cloning Con Jobs

    05.02.24 SCAM Alerts: Facebook Marketplace Fraud & Voice Cloning Con Jobs
    May 2 2024
    Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace. Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off. Facebook Marketplace Scams: Segment 1 Ask Clark: Segment 2 Voice Cloning Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Facebook Marketplace Scams: Everything You Need to Know Banks and Users Warn of Scammers on Facebook Marketplace 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Safer Ways To Send Money Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity How To Open a Roth IRA / What Are Index Funds? Fighting back against harmful voice cloning What's the Best Way To Donate to a Charity? BBB-File a Complaint How To Dispute a Charge on Your Credit Card Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    29 mins
  • 05.01.24 SAVE MORE On Summer AC Costs AND Cell Phone Service

    05.01.24 SAVE MORE On Summer AC Costs AND Cell Phone Service
    May 1 2024
    You have the power to lower your power bills this summer. Clark offers several ways to reduce summer cooling costs. Also, get notable savings with Visible’s new annual plans, plus new disclosures through broadband ‘nutrition’ labels. Save On AC This Summer: Segment 1 Ask Clark: Segment 2 Visible Deals & New Broadband Labeling: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities- clark.com 6 Smart Ways to Cut Your Utility Bills Federal Tax Credits for Energy Efficiency Energy Efficient Home Improvement Credit HELOC vs. Home Equity Loan: Similarities and Differences Homeowners Insurance Archives - Clark Howard Company and Rating Search - Best's Credit Rating - AM Best Visible Announces New Annual Plans: Save up to $145/Year Visible Review: 5 Things To Know Before You Sign Up Clark.com - CELL PHONES Broadband ‘nutrition’ labels are coming – here’s what you need to know FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans Should You Buy an Extended Warranty on Your Car? What Is an HSA Account and How Does It Work? Fidelity - Health Savings Account | HSA Investment Options Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    30 mins