Anna sits down with Australia’s #1 property investment coach Olivia Ward for a fast, fiery masterclass on building wealth in a world of money printing and rising costs. If you’ve wondered why property keeps winning, how debt can become less scary with inflation, and what “$1M net worth = $50–70k passive income” actually means in real life, this one’s your playbook.

• Why property? The real reason real estate benefits when governments print money and how rents & prices move.

• Inflation 101 (plain-English): Understanding the “hurdle rate” you must beat just to avoid getting poorer.

• Debt vs. inflation: When leverage can work for you (and where it can’t).

• The $1M rule of thumb: Why $1M in net assets often maps to $50–70k/yr passive income.

• Business, Property, Bitcoin: Olivia’s top 3 wealth engines and how to think about each.

• Rentvesting & equity: The case for not paying off your home first; using equity to buy investment properties.

• Taxes & policy shifts: Land tax, CGT chatter, stimulus cycles and how to think strategically, not emotionally.

• Crash talk & cycles: Macro vs. micro and why suburbs are their own markets and what 2026–27 could look like.

• Anti-fragility: Your first asset is you - skills, mindset, and cash buffers to ride the storms.

• Starting from scratch: Free ways to learn, build confidence, and pick your primary asset class.

Olivia Ward: Property investment coach known for data-driven, plain-English strategies that help everyday Australians build capital first, then convert to income.

• Instagram: @oliviawardproperty

• Work with Olivia: FastTracking Aussies Property Portfolio to generate cashflow & Escape the Matrix

• Concepts: money supply/inflation, rentvesting, equity release, stimulus cycles, “hurdle rate”

• Tools: YouTube & free education to learn the basics before you spend a cent

• Anna’s Inner Circle (monthly coaching; September focus on investment portfolios): Join Inner Circle

• You can love Australia and still plan globally.

• Pick one primary asset class, know it deeply, and build capital first.

• Cash flow later. Discipline now. Don’t outsource your thinking.

• Your nervous system matters, choose strategies you can hold through storms.

This conversation is educational only and not financial advice. Do your own research and consider your circumstances before making decisions.

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This week Anna flies solo and answers your most-asked questions on IVF prep, moving overseas for freedom and tax strategy, money, business, and step-mum life. She shares the five-month pre-IVF protocol she and Ryan just started, why they’re exploring becoming non-tax residents of Australia (and what that actually involves), how she thinks about investing vs. lifestyle, what to look for in a proactive accountant, and the real talk of being a step-parent with boundaries and a big heart.

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• IVF Prep > rush: Anna and Ryan are doing a 5-month pre-IVF protocol (booze/gluten/dairy-free focus, whole foods, targeted supplements, detox phases incl. coffee enemas/parasite cleanse, training) to optimise egg/sperm quality before any collection/transfer.

• Timeline: Consult mid-September; aiming for first IVF/IUI/ICSI steps January post-protocol.

• Move logic: Exploring non-tax residency of Australia and UAE residency to align with values (sovereignty, free speech, low interference) and long-term wealth strategy.

• Dubai case: 0% personal income & CGT; 9% corporate; 5% VAT. Structures would shift accordingly; property/golden-visa or creator-visa routes considered.

• Residency nuts & bolts: To be non-resident you need to break ties (no primary home, limited days in AU, etc.). From 2026, AU’s day test moves from 183 to 45 days—plan travel accordingly.

• Investing philosophy: “Know your asset, own your asset.” Anna prefers crypto & shares for now; property later in Dubai. Context beats copying someone else’s win.

• Accountants: Choose proactive, strategic partners (regular touchpoints, they chase you).

• Step-mom truth: The hardest part has been disrespect from the ex, handled with boundaries and a focus on love, safety, and neutrality for the kids.

• Support matters: Following/subscribing & reviews directly help secure high-value guests.

• Anna’s Inner Circle (Sept: Anna + Coco share personal portfolio frameworks + live Q&A) — $47/month

• Number Group (Anna’s accountants)

• TAW Collective

This conversation is educational only and not financial, legal, medical, or migration advice. Always seek professional guidance for your circumstances.

• Follow Anna: @thereal_annarose

• Anything Goes: @anythinggoespodcast__

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We pick up right where Part 1 ended - tops changed, mics back on - and dive into Coco’s speciality: the economic cycle (aka the real estate cycle) and what it actually means for your money, career and decisions over the next few years.

Coco breaks down the ~18.6-year cycle (≈ 14 years up + 4–5 years down), why we’re in the late-stage “winner’s curse” now, and why mid-cycle slowdowns (think 2020) are the feather-tap before the final sprint and reset. We talk cash, debt, AI, jobs, Australia’s unique quirks (hello SE QLD & the Olympics), and the unsexy moves that keep you safe and set you up to pounce when opportunities flood the market.

“Don’t freeze. Stack cash. Reduce fragile debt. Increase income. Then you can breathe and make better decisions.” — Coco

• Economic Cycle 101: The 18.6-year rhythm; why history rhymes; how to spot where we are.

• Where we are now: Late bull run/winner’s curse—everything looks easy, credit loosens, headlines get grand (“biggest tower ever!”), and cranes fill the skyline.

• Timing clues: US usually rolls first, then UK/EU, Australia lags 12–24 months. Coco is eyeing late 2026 as a key turning point based on historical patterns.

• Mid-cycle slowdowns: Why 2020 fit the textbook “feather tap” before the final run-up.

• Four cycles converging: Why the next reset could feel sharper—and how preparation beats panic.

• Australia specifics: Why SE QLD has some insulation via the Olympics build-out, but the macro still bites.

• Cash-flow over ego: Why Coco still loves “boring” cash-flow businesses (cleaning, childcare) and how she thinks about building vs waiting on quotes to normalize.

• Income now > vibes later: Real talk on picking up work (cleaning, trades, regional moves) and why there’s no shame in a job—it’s a bridge to safety and opportunity.

• Human Design as a tool, not dogma: Surround yourself with detail brains if you’re not one; protect your decisions with process.

• Mindset reframes: Stop thinking “million”—start thinking decamillion targets in today’s dollars.

• Stack cash: Aim for 6 months+ living expenses (more if you can). Calm nervous system = smart decisions.

• Reduce fragile debt: Keep only debt that’s tied to robust income streams you’ve actively stress-tested.

• Increase income now: Side work, regional roles, trades, cleaning - cash up while jobs are abundant.

• Read the street: Cranes everywhere + loosening credit = late cycle. Treat “everyone’s winning” as a caution signal.

• Investing posture: Context matters. Buying just because someone else “made $300k on paper” is not a strategy.

• Community > secrecy: Share numbers with safe friends. We learn in community; opportunities travel through networks.

• Phil Anderson — The Secret Life of Real Estate and Banking (Coco calls this a bible she rereads)

• Akhil Patel — cycles educator Coco follows closely

• Human Design — Use as a lens, not a cage

1. Why cycles matter (and why women need this)

2. 18.6-year cycle explained: 14 up / 4–5 down

3. Mid-cycle slowdowns (2020) & the final sprint

4. Winner’s curse signs: cranes, easy credit, grand headlines

5. Australia lens: lags, SE QLD, Olympics

6. Your action plan: cash, debt, income, patience

7. Jobs & regional moves (real talk)

8. Human Design & building the right team brain

9. Mindset, decamillions & playing the long game

• Follow Coco: @iamcocodee (she promises more lives!)

• Follow Anna: @thereal_annarose

• Follow Anything Goes: @anythinggoespodcast__

• The Awaken Woman Hub (Coco’s money & cycle library lives here for holders)

This conversation is educational, not financial advice. Do your own research and consider your circumstances.

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