Nobody wants to think about their relationship ending. But Nefe and Stevie have sat across from enough women caught off guard by the legal and financial reality of a split — and this episode exists so that doesn't happen to you.

In this episode:

• The 3-year rule: what it means for de facto couples and why moving in together starts the clock
• What actually counts as relationship property in NZ — including your KiwiSaver
• Real stories of women who didn't know the rules until it was too late
• Stevie gets personal: keeping an investment property with an ex — what worked, what didn't
• The do's and don'ts of Relationship Property Agreements, and why you need one before you need one
• Money Mirror: the clients who made Nefe and Stevie proud — and what set them apart
• Hot Take: why every woman needs financial visibility, even if she trusts her partner completely
• Cold Truth: if you change nothing, you'll be in exactly the same place in ten years
• This week's challenge: have a money date with your partner

This one will hit home. Relationship property is something every NZ woman should understand before she needs it.

Reach out to us on Instagram @SheOwnsThispodcast

Welcome to She Owns This.

Stevie and Nefe are financial advisers who believe women should own more of New Zealand — and this show is how they're going to help make that happen.

The numbers are stark. NZ women want to own property more than men — but they're falling behind.

In this episode:

• Why Gen Z women own property at nearly half the rate of Gen Z men — despite wanting it more
• The income and knowledge barriers holding NZ women back (and how to break through them)
• Adviser confessions: the unfiltered, anonymous money stories from a decade on the frontlines
• Hot Take: why investing is way simpler than the finance industry wants you to think
• Cold Truth: you probably know Elon Musk's net worth better than your own

This is episode one. This is who they are. And this is why it matters.