In this episode, Troy walks through the complete 2026 setup guide for a self-managed super fund, but in a way that actually helps you avoid the classic mistakes people make when they rush it or try to DIY.

You’ll hear the three questions to ask before you do anything, why the ATO guideline balance matters for cost effectiveness, and the exact setup steps from choosing a provider through to rolling over your old super, building your investment strategy, and staying compliant year after year.

He also covers the stuff that trips people up after setup like keeping insurance in your old fund until you’re sure what you’re doing, separating personal and SMSF money, sticking to the sole purpose test, and understanding the ongoing obligations like annual audits and tax returns.

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/

Follow us:

Instagram – https://www.instagram.com/bluechipsmsf/

Website – https://www.bcsmsf.com.au

Please note: The information provided in this recording is for coaching and educational purposes only. It should not be considered personal financial advice. Everyone’s situation is different, so before acting on any of the content discussed, please seek independent financial advice tailored to your specific circumstances.

Timestamps:

00:00:00 - 00:00:00: Introduction

00:01:00 SMSF in 2026 the complete setup guide overview

00:01:18 The ATO balance guideline and why it matters for costs

00:02:39 The real reasons people set up an SMSF property crypto pooling super

00:03:48 Step 1 choosing your provider and why DIY is risky

00:04:49 Registering with the ATO ABN TFN and regulated status

00:05:13 Trust deed trustees and bank account setup

00:06:18 Rollover process and the insurance trap with closing old super

00:08:45 Ongoing obligations contributions rules and common mistakes

A perfect storm is hitting Australian super, and it’s driving a $1 trillion shift toward SMSFs. In this episode, Troy breaks down why nearly 42,000 Australians fired their super fund last year, who’s actually making the switch in 2025, and why this momentum is accelerating.

You’ll hear the “great unbundling” explained in plain English, why trust in institutions is dropping, how access to information is changing behaviour, and why more Australians want control instead of hope when it comes to retirement. Troy also makes it clear SMSFs aren’t for everyone and walks through the responsibilities, balance considerations, and compliance risks that people need to understand before making a move.

General information only, not financial advice. Always speak with a licensed advisor about your personal circumstances.

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/

Follow us:

Instagram – https://www.instagram.com/bluechipsmsf/

Website – https://www.bcsmsf.com.au

Please note: The information provided in this recording is for coaching and educational purposes only. It should not be considered personal financial advice. Everyone’s situation is different, so before acting on any of the content discussed, please seek independent financial advice tailored to your specific circumstances.

Timestamps:

00:00:00 - 00:00:00: Introduction

00:01:03 - The 42,000 Aussies who fired their super fund last year

00:01:54 - The great unbundling of superannuation

00:03:58 - Foxtel vs Netflix analogy for industry funds vs SMSFs

00:04:40 - Three forces driving the trend trust, information, control

00:05:44 - Who’s setting up SMSFs in 2025

00:06:19 - Are SMSFs right for everyone balance, engagement, obligations

00:07:54 - Control vs hope and what it really means

00:10:02 - Compliance risks and why correct setup matters

In this episode of SMSF Insider, Troy sits down with Jefferson, COO of Blue Chip, to unpack what it really takes to build Australia’s most efficient SMSF engine behind the scenes.

Jefferson shares his journey from banking in Brazil to leading operations at Blue Chip, and why he believes SMSFs are the most powerful trust structure in Australia for building long term wealth. He explains how his obsession with process, compliance and client experience has helped turn a complex, overwhelming SMSF setup into a smooth, guided journey for busy professionals.

They dive into the real stories you never hear about: binding death nominations that override a will, tracking down beneficiaries to make sure money lands where it should, dealing with stubborn industry funds, and why Blue Chip fronts the setup cost and only gets paid when the rollover lands. If you want to understand what a truly client focused SMSF provider looks like, this conversation lifts the hood.

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/

Follow us:

Instagram – https://www.instagram.com/bluechipsmsf/

Website – https://www.bcsmsf.com.au

Please note: The information provided in this recording is for coaching and educational purposes only. It should not be considered personal financial advice. Everyone’s situation is different, so before acting on any of the content discussed, please seek independent financial advice tailored to your specific circumstances.

Timestamps:

00:00:00 - 00:00:00: Introduction

00:01:15 - Meet Jefferson and his journey from Brazil banking to Blue Chip COO

00:04:46 - How early money lessons sparked a passion for finance and investing

00:07:09 - Falling in love with SMSFs and the freedom to invest in almost anything

00:09:51 - Turning a complex SMSF setup into a streamlined, client friendly process

00:19:19 - The small process tweaks that transformed client experience

00:31:11 - Binding death nominations, wills and a real life beneficiary rescue story

00:36:11 - What makes Blue Chip different no upfront fees, speed and alignment

00:38:55 - Troy and Jefferson on culture, mission and the next chapter for SMSF Insider