A perfect storm is hitting Australian super, and it’s driving a $1 trillion shift toward SMSFs. In this episode, Troy breaks down why nearly 42,000 Australians fired their super fund last year, who’s actually making the switch in 2025, and why this momentum is accelerating.

You’ll hear the “great unbundling” explained in plain English, why trust in institutions is dropping, how access to information is changing behaviour, and why more Australians want control instead of hope when it comes to retirement. Troy also makes it clear SMSFs aren’t for everyone and walks through the responsibilities, balance considerations, and compliance risks that people need to understand before making a move.

General information only, not financial advice. Always speak with a licensed advisor about your personal circumstances.

Ready to finally take control of your take control of your retirement savings and stop leaving your future in someone else’s hands? Book your free call with our team today to find out more: https://www.bcsmsf.com.au/contact-us/

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Please note: The information provided in this recording is for coaching and educational purposes only. It should not be considered personal financial advice. Everyone’s situation is different, so before acting on any of the content discussed, please seek independent financial advice tailored to your specific circumstances.

Timestamps:

00:00:00 - 00:00:00: Introduction

00:01:03 - The 42,000 Aussies who fired their super fund last year

00:01:54 - The great unbundling of superannuation

00:03:58 - Foxtel vs Netflix analogy for industry funds vs SMSFs

00:04:40 - Three forces driving the trend trust, information, control

00:05:44 - Who’s setting up SMSFs in 2025

00:06:19 - Are SMSFs right for everyone balance, engagement, obligations

00:07:54 - Control vs hope and what it really means

00:10:02 - Compliance risks and why correct setup matters