Episodes

  • Family Secrets, Tax Shocks, and Lasting Plans

    Family Secrets, Tax Shocks, and Lasting Plans
    Apr 4 2026
    What happens when discussing your legacy is more uncomfortable than planning it? In this episode, Kevin Wade and Bruce Steinbrock dive into the silent conflicts that can erupt when families avoid conversations about inheritance, legacy wishes, and health directives. Explore how hidden tax risks can quietly erode retirements—and why old assumptions about taxes after your last paycheck might leave you exposed. From “lazy money” lurking in forgotten accounts to the critical importance of proactive planning, discover the dangers of leaving questions unanswered and strategies for building a resilient, tax-smart retirement, no matter how the world changes.

    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    1 hr
  • Planning for Large IRAs

    Planning for Large IRAs
    Mar 28 2026
    How do you keep your retirement plans steady when the world feels uncertain, oil prices are spiking, and recession talk is everywhere? In this episode, Kevin Wade explains why concern—not panic—should motivate your next steps, what stagflation really means for retirees, and why cashing out or halting 401k contributions in a volatile market can do more harm than good. Plus, learn the new rules for inheriting IRAs under the latest SECURE Act, how Roth conversions (and their tax surprises) really work, and why even your Social Security claiming decision can be a million-dollar move. With straightforward strategies and a 37-point retirement checklist, you’ll discover how to spot gaps, sidestep tax traps, and create a plan that turns financial unknowns into the peace of mind you deserve.

    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    1 hr
  • Countdown to Retirement: Are You Really Ready?

    Countdown to Retirement: Are You Really Ready?
    Mar 21 2026
    Are you cruising toward retirement feeling confident—or are you quietly hoping you’ve done enough? This week on "Retire Right with Kevin Wade," Bruce Steinbrock and Kevin dig into the surprising truth behind America’s retirement savings shortfall. From peak earning years that double as peak spending years to the hidden risks in your portfolio, you’ll get both the numbers and the real-life stories that prove you’re not alone. And if you think big market dips and rule-of-thumb investing only happen to “other people,” Kevin’s got a reality check that just might surprise you.

    But don’t worry, it’s not all doom and gloom! Tune in for some of Kevin’s most relatable advice on building a plan that actually fits your life—no cookie-cutter solutions here. Whether you’re a diligent DIY-er, a worrywart tracking every headline, or just starting your countdown to retirement, this episode is packed with tips, anecdotes, and a few light-bulb moments you won’t want to miss. Press play and see if you’re really as ready as you think!


    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    52 mins
  • Navigating Crisis: Your Retirement Amid Global Unrest

    Navigating Crisis: Your Retirement Amid Global Unrest
    Mar 14 2026
    “How does global conflict rattle your retirement plan?” When headlines flash with unsettling news from abroad, uncertainty spreads not just in the world, but in your own investment accounts. This episode confronts the rising anxiety around international tensions, volatile markets, and lasting financial security, revealing how shifts in the world may be closer to your portfolio than you think. Find out how preparation, not panic, is the anchor for your future—even as the world seems unpredictable.

    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    1 hr
  • The Inflation Rollercoaster: Navigating Retirement Surprises

    The Inflation Rollercoaster: Navigating Retirement Surprises
    Mar 7 2026
    Inflation is cooling… but does that really mean smooth sailing for your retirement? This week, Kevin Wade and Bruce Steinbrock dig into what lower inflation—and a shrinking Social Security COLA—could mean for your golden years. Are the headlines telling the whole story, or is there a twist that every retiree in Central Texas needs to know? Plus, Kevin shares some personal reflections (including tales from Abilene, Kansas!) and why Campbell’s Soup tells us more about retirement planning than you’d expect.

    Before you set your sights on that dream vacation or make big decisions about your nest egg, Kevin unveils the five critical mistakes that could derail your financial future. Are you prepared for rising healthcare costs, hidden investment risks, or the “steeplechase” of retirement obstacles? Tune in for practical advice, relatable stories, and a few eye-opening truths that might change how you think about planning your next chapter. Don't miss this episode—because your retirement plan deserves more than just hoping for the best!


    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    27 mins
  • Are You a Hidden Millionaire? Discovering Wealth You Didn’t Know You Had

    Are You a Hidden Millionaire? Discovering Wealth You Didn’t Know You Had
    Feb 28 2026
    Ever wondered if you’re wealthier than you think? This episode of Retire Right with Kevin Wade flips the script on what it means to be “rich,” revealing why so many Central Texans are sitting on significant wealth without even realizing it. Join Kevin and Bruce as they dig into the surprising ways retirement accounts, home equity, and forgotten investments all add up—sometimes to a cool million or more. But before you start planning your early retirement, there’s a catch: most people miss it because their wealth is hiding in plain sight.

    Tune in to hear Kevin’s practical step-by-step on how to uncover your net worth—and why it matters more than ever as you approach retirement. Expect candid conversation, bad dad jokes, and a few retirement myths busted wide open. Think you know what’s holding back your financial future? Think again! Listen in, and discover whether you could be Central Texas’s next “hidden millionaire.”


    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    27 mins
  • Planning for the Unexpected: Olympic Lessons for Your Retirement

    Planning for the Unexpected: Olympic Lessons for Your Retirement
    Feb 21 2026
    Ever wondered what the wild ups and downs of the stock market have in common with the massive financial gambles countries take when hosting the Olympic Games? On this episode of Retire Right w/ Kevin Wade, Kevin and Bruce dive into the world of market volatility, smart diversification strategies, and what Olympic-sized budgeting blunders can teach us about our own financial journeys. If you’ve ever felt that urge to panic when your investments take a dip—or you’ve questioned if there’s ever a right time to “go to cash”—this one’s for you.

    But that’s not all. Join Kevin as he shares stories of legendary Olympic hosts, some who set themselves up for decades of debt, and others who mastered fiscal flexibility. So, is your retirement plan built to weather the unknown? You might be surprised by the answer. Tune in as Kevin reveals how to build a resilient retirement game plan, keep your emotions in check during market chaos, and why “boring” investments might just be the secret to an exciting retirement. Don’t miss this thoughtful, fast-paced conversation—you’ll never look at your retirement strategy the same way again!


    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    27 mins
  • Love, Money, and Mistakes: A Valentine’s Roadmap to Retirement

    Love, Money, and Mistakes: A Valentine’s Roadmap to Retirement
    Feb 14 2026
    Cupid’s not the only one with plans this February—your future self is counting on you, too! In this special Valentine’s edition of Retire Right with Kevin Wade, Kevin and Bruce dive into how love and finances collide on the journey to retirement. From funny family Valentine’s traditions to the unexpected truth about why most couples never retire at the same time, this episode is packed with relatable stories, wisdom, and a few surprises about what can make (or break!) your retirement together.

    But don’t think it’s all hearts and roses! The dynamic duo uncovers the top mistakes that can trip up even the savviest retirees—think healthcare curveballs, sneaky tax traps, and the real risks of market “excitement.” They’ll share actionable tips (and some honest laughs) to help you dodge anxiety and set your future up for fun and fulfillment. If you want your golden years to be as rewarding as your love story, don’t miss this episode, and find out why a boring investment plan might just be the most romantic move of all.


    In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.

    Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
    Show More Show Less
    1 hr