Episodes

  • LGBTQ+ Financial Planning: Inclusive Money Conversations with Shari Rash | Ep 21

    LGBTQ+ Financial Planning: Inclusive Money Conversations with Shari Rash | Ep 21
    Dec 23 2025
    Episode Description Financial planning doesn't happen in a vacuum — identity, relationships, values, and lived experience all matter. In this episode of Real Money, Real Life™, Linda Grizely sits down with Shari Rash, an LGBTQ+ inclusive financial planner, to talk about what it really means to create financial plans that reflect people's full lives — not just spreadsheets and assumptions. Shari shares how traditional financial planning often overlooks LGBTQ+ individuals and families, why inclusive language and representation matter, and how affirming conversations can change the way people experience money, trust, and long-term planning. This episode is for anyone who wants financial conversations that feel safer, more human, and more aligned — and for professionals who want to serve clients more thoughtfully and inclusively. We Talk About Why traditional financial planning often misses LGBTQ+ lived experiencesThe importance of inclusive language and identity-affirming conversationsHow trust and safety impact financial decision-makingWhat inclusive financial planning actually looks like in practiceCreating financial plans that reflect real relationships, families, and values About Shari Rash Shari Rash is a nationally recognized financial advisor, money mindset expert, and the host of Everyone's Talkin' Money—named a Top 4 money podcast by The New York Times, with over 24 million downloads. Shari breaks down complex financial topics into real-life conversations that empower women to own their worth and build lasting wealth. She's been named a 2024 Best Wealth Manager and Advisor Under 40 by InvestmentNews. When she's not talking money, she's a mom of four, Goldendoodle wrangler, and unapologetic lover of Grandmillennial decor. Connect with Shari Instagram: https://www.instagram.com/everyonestalkinmoney/ YouTube: https://www.youtube.com/channel/UCZ9XFRGOsgZr_WFd8T0ShLg X: https://x.com/MoneyChicShari LinkedIn: https://www.linkedin.com/in/shari-rash/ Facebook: https://www.facebook.com/everyonestalkinmoneypodcast Website: https://www.everyonestalkinmoney.com About Linda Grizely Linda Grizely, CFP®, is a personal finance expert and financial wellness speaker who helps people build confidence and clarity with their money. She is the creator of the MeMoney™ Method, a mindset-first approach that helps people feel more in control of their financial decisions — without judgment or lecture. Linda focuses on blending the numbers (real money) and tactics with the human side of money (real life), helping individuals and organizations replace overwhelm with empowerment through practical, emotionally grounded financial education. She is the host of the podcast Real Money, Real Life™. 🤝 Connect with Linda Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely X (Twitter): https://twitter.com/LindaGrizely 🧭 Resources / Freebies What's Your Money Personality Quiz: https://bit.ly/MonPersQuiz What's Holding You Back from Financial Confidence Quiz: https://bit.ly/FinConfidQuiz Join Linda's Free Community: A space for real talk, fresh starts, and women who are done putting themselves last. https://info.lindagriz.com/widget/form/7NpbG0FdJW2Lwp57R0wj
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    35 mins
  • Divorce Financial Planning: What to Know Before You Make Costly Mistakes with Jamie Lima | Ep 20

    Divorce Financial Planning: What to Know Before You Make Costly Mistakes with Jamie Lima | Ep 20
    Dec 16 2025
    Episode Description: In this episode of Real Money, Real Life™, Linda Grizely sits down with Jamie Lima, Certified Divorce Financial Analyst® (CDFA®) and founder of Allegiant Divorce Solutions, to talk about the financial realities of divorce — and why early planning makes all the difference. Jamie shares how divorce impacts long-term finances, why relying on attorneys alone can lead to costly mistakes, and how working with a divorce financial specialist can help people make informed, less reactive decisions. They also discuss mediation, asset division, taxes, and the emotional toll divorce takes on financial decision-making. We Talk About: • Why divorce planning is often done backwards — and how to approach it differently • The role of a Certified Divorce Financial Analyst® (CDFA®) • Common financial mistakes people make during divorce • Why timing, taxes, and access to money matter when dividing assets • How mediation differs from litigation and why it can lead to better outcomes • One immediate financial step to take if divorce is on the horizon About Jamie Lima: After watching his parents go through a divorce at a young age, and going through a tremendously expensive and emotionally-draining one himself in 2017, He launched Allegiant Divorce Solutions as a sister company to his traditional financial planning firm. He recognizes the challenges people face as they decide how to handle their finances relating to divorce. His saw his parents struggle, and it was challenging for him, too. Looking back, he sees the mistakes he made during his own divorce that could have been avoided had he had the support of a Certified Divorce Financial Analyst ®. At present, Jamie is armed with this ever-growing knowledge and almost 20 years of financial planning experience and dedicated to helping his clients navigate divorce. Connect with Jamie: LinkedIn: https://www.linkedin.com/in/jamielima/ Facebook Group: https://www.facebook.com/groups/preparingfinanciallyfordivorce/ Website (Allegiant Divorce): https://allegiantds.com/ Instagram (Allegiant Divorce): https://www.instagram.com/allegiantdivorce/ TikTok (Allegiant Divorce): https://www.tiktok.com/@allegiantdivorce Website (Secure Split): https://securesplit.com Consumer Toolkit(Secure Split): https://toolkit.securesplit.com Instagram (Secure Split): https://www.instagram.com/securesplitapp TikTok (Secure Split): https://www.tiktok.com/@securesplit Connect with Linda: Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely X (Twitter): https://twitter.com/LindaGrizely Jamie & Linda's Resources / Freebies: What's Your Money Personality Quiz: https://bit.ly/MonPersQuiz What's Holding You Back from Financial Confidence Quiz: https://bit.ly/FinConfidQuiz Join Linda's Free Community: A space for real talk, fresh starts, and women who are done putting themselves last. https://bit.ly/RealMoneyRealLifeCommunity Useful Personal Finance Checklists and Flowcharts: www.lindagriz.com/resources Jamie's Resource Toolkit: https://toolkit.securesplit.com
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    38 mins
  • Rethinking Charitable Giving with Sarah Olivieri | Ep 19

    Rethinking Charitable Giving with Sarah Olivieri | Ep 19
    Dec 9 2025

    Episode Description:

    In this episode of Real Money, Real Life™, Linda Grizely sits down with nonprofit expert Sarah Olivieri to break down one of the most misunderstood parts of charitable giving: why unrestricted donations and funding operations actually create the greatest impact.

    Together, they explore how donors can rethink the way they give, why nonprofits need operational support to function and thrive, and how "restricted giving" often limits the very outcomes donors hope to achieve.

    This conversation will help you understand what really happens behind the scenes in nonprofits — and why giving without restrictions is one of the most powerful choices you can make.

    We Talk About:
    Why operations funding is essential for nonprofit effectiveness

    • How restricted donations can unintentionally limit impact
    • What donors should consider before earmarking a gift
    • Why nonprofits need flexibility to allocate resources wisely

    About Sarah Olivieri:

    Sarah Olivieri just might be the change you've been searching for. The breath of fresh air that will reinvigorate your organization and reignite your spark of joy for the impact you can have. A globally renowned speaker and #1 international bestselling author, she has two decades of nonprofit leadership experience and she's poured her insight, expertise and vast knowledge into creating The Impact Method®️ - a powerful framework that helps nonprofits and for-profits alike simplify their operations, improve their capacity, build aligned teams, and make a bigger impact without getting overwhelmed or burning out. Sarah holds a BA from the University of Chicago with a focus on globalization and its effect on marginalized cultures, and a master's degree in Humanistic and Multicultural Education from SUNY New Paltz

    Website: https://pivotground.com
    LinkedIn: https://www.linkedin.com/in/sarah-olivieri/

    Connect with Linda Grizely:

    Website: https://www.LindaGriz.com
    Instagram: https://www.instagram.com/lindagrizely
    Facebook: https://www.facebook.com/thelindagrizely
    LinkedIn: https://www.linkedin.com/in/linda-grizely
    YouTube: https://www.youtube.com/@LindaGrizely
    TikTok: https://www.tiktok.com/@lindagrizely
    X (Twitter): https://twitter.com/LindaGrizely

    Resources/Freebies:

    What's Your Money Personality Quiz: https://bit.ly/MonPersQuiz

    What's Holding You Back from Financial Confidence Quiz: https://bit.ly/FinConfidQuiz

    Join Linda's Free Community: A space for real talk, fresh starts, and women who are done putting themselves last. https://bit.ly/RealMoneyRealLifeCommunity
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    41 mins
  • Equity Compensation Made Simple with Josh Radman | Ep 18

    Equity Compensation Made Simple with Josh Radman | Ep 18
    Dec 2 2025
    Episode Descripton: In this episode of Real Money, Real Life™, Linda Grizely sits down with Josh Radman, CFP®, EA and Founder of Presidio Advisors, to break down the confusing world of equity compensation — RSUs, ISOs, NSOs, vesting schedules, exercising options, and more. Josh shares how his own experience receiving equity at tech companies revealed how little most employees are taught about their stock, and why so many people freeze, overthink, or miss opportunities. They explore how to understand the real value of your shares, what "bullish" actually means, how risk tolerance and opportunity cost fit into the decision to exercise options, and why equity should always be viewed in the context of your bigger life goals — not just taxes or company hype. Whether you're at a startup or a large public company, this episode gives a clear foundation for finally understanding your equity grants. We Talk About: • The differences between RSUs, ISOs, NSOs, and how each one works • What vesting really means and the timing rules most people miss • What it means to be "bullish" on your company • How to think about exercising stock options (including opportunity cost) • Why equity decisions should tie into lifestyle, career, and life goals • How to avoid mindset traps and confusion around tax implications • What to do first if you have equity compensation and feel overwhelmed About Josh: Josh Radman's journey into financial planning was different than many. He started in tech where he received equity grants as part of his compensation package shortly after graduating from business school at Harvard. What was meant to be an exciting ownership opportunity quickly became a confusing tangle of tax rules, vesting schedules, and financial tradeoffs. When Josh looked for an advisor who could help him navigate these decisions, he found options lacking. That led him to launch his own firm, Presidio Advisors. Today, Josh specializes in guiding people through the maze of equity compensation, tax planning, and broader financial independence strategies. His approach especially resonates with younger professionals because it blends technical expertise with an understanding of the unique pressures and aspirations of his generation. For example, he doesn't just focus on whether clients should hold or sell their stock options—he ties those decisions to bigger questions about lifestyle, career transitions, and risk tolerance. This perspective makes him not just a financial planner, but also a partner in helping clients align their money decisions with their broader life goals. Now based in Denver but serving clients across the U.S., Josh has built Presidio Advisors into a firm that fills a critical gap for young professionals in tech and beyond. Connect with Josh: Website: https://www.presidioadvisorsllc.com LinkedIn: https://www.linkedin.com/in/joshradman/ Connect with Linda: Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely X (Twitter): https://twitter.com/LindaGrizely Join Linda's Free Community: A space for real talk, fresh starts, and women who are done putting themselves last. https://bit.ly/RealMoneyRealLifeCommunity
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    33 mins
  • The Best Gift You Can Give Your Loved Ones Before You Die with Cyndy Wulfsberg | Ep 17

    The Best Gift You Can Give Your Loved Ones Before You Die with Cyndy Wulfsberg | Ep 17
    Nov 25 2025

    Description:
    What if the most loving thing you could do for your family had nothing to do with money -and everything to do with preparation?

    In this powerful episode of Real Money, Real Life™, Linda Grizely sits down with Cyndy Wulfsberg, to talk about end-of-life organization, legacy clarity, and the emotional peace that comes from planning ahead.

    Cyndy shares how creating her "Before I Die" workbook helps families document essential information, communicate final wishes, and spare loved ones from confusion, conflict, and costly mistakes. From wills and passwords to personal messages, this episode reminds us that preparation is the greatest gift we can leave behind.

    You'll learn:
    • Why avoiding the topic of death creates chaos for your family
    • How to make estate and healthcare planning less overwhelming
    • What to include in a simple legacy binder -and why it matters now, not later

    If you've ever thought, "I'll get to it someday," this conversation will inspire you to take action and give your loved ones the peace of mind they deserve.

    Guest Bio:
    Cyndy Wulfsberg is the author of a best-selling book, Ghost or Guardian: A Guidebook for the Pre-Dead. Do these things before you die so your heirs won't hate you later. It is a humorous look at cleaning up the mess you are making in your life before you leave it to people you claimed to love. The book was written while closing the estates of her four family members who left this world in varying degrees of preparedness, and she hopes her approach to the subject is a kick in the pants to get people making plans instead of feeling bad that they haven't.

    Connect with Cyndy:
    Website: https://fromthefilecabinet.com/

    Connect with Linda:
    Website: https://www.LindaGriz.com
    Instagram: https://www.instagram.com/lindagrizely
    Facebook: https://www.facebook.com/thelindagrizely
    LinkedIn: https://www.linkedin.com/in/linda-grizely
    YouTube: https://www.youtube.com/@LindaGrizely
    TikTok: https://www.tiktok.com/@lindagrizely
    X (Twitter): https://twitter.com/LindaGrizely

    Resources / Freebies:
    Get Cyndy's: You can be a Guardian Angel or a Ghost of Clutter Past Checklist at her website https://fromthefilecabinet.com/

    What's Your Money Personality Quiz – https://bit.ly/MonPersQuiz

    What's Holding You Back from Financial Confidence Quiz – https://bit.ly/FinConfidQuiz

    Join Linda's Free Community – A space for real talk, fresh starts, and women who are done putting themselves last. https://info.lindagriz.com/widget/form/7NpbG0FdJW2Lwp57R0wj
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    34 mins
  • Family Wealth Strategies with Penny DiGiovanna | Ep 16

    Family Wealth Strategies with Penny DiGiovanna | Ep 16
    Nov 18 2025

    Episode Description: In this episode of Real Money, Real Life™, Linda Grizely sits down with Penny DiGiovanna, Founder and Family Wealth Strategist at Financial Planning By Design. Penny shares her approach to helping families align their financial planning with their values, and the importance of thoughtful, multi-generational wealth strategies.

    We Talk About:
    • Why clarity around family wealth is about more than just numbers
    • How to bring values and purpose into financial planning
    • Key steps to prepare for smooth wealth transfer across generations

    About Penny: Penny Di Giovanna is the Founder & Family Wealth Strategist at Financial Planning By Design, a boutique virtual family office. She guides families with complex financial lives through the Family Wealth Blueprint. Her belief centers on wealth being about more than money. It's about creating clarity and continuity, so the family stays aligned across generations.

    Connect with Penny:

    Website: https://www.financialplanningbydesign.com/

    LinkedIn: https://www.linkedin.com/in/pennydigiovanna/

    Connect with Linda:

    Website: https://www.LindaGriz.com

    Instagram: https://www.instagram.com/lindagrizely

    Facebook: https://www.facebook.com/thelindagrizely

    LinkedIn: https://www.linkedin.com/in/linda-grizely

    YouTube: https://www.youtube.com/@LindaGrizely

    TikTok: https://www.tiktok.com/@lindagrizely

    X (Twitter): https://twitter.com/LindaGrizely

    Resources/Freebies:
    What's Your Money Personality Quiz: https://bit.ly/MonPersQuiz

    What's Holding You Back from Financial Confidence Quiz: https://bit.ly/FinConfidQuiz

    Join Linda's Free Community: A space for real talk, fresh starts, and women who are done putting themselves last. https://info.lindagriz.com/widget/form/7NpbG0FdJW2Lwp57R0wj
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    34 mins
  • Self-Belief, Perseverance & Conviction in Building Wealth with Kim Egger | Ep 15

    Self-Belief, Perseverance & Conviction in Building Wealth with Kim Egger | Ep 15
    Nov 11 2025

    Episode Description: In this episode of Real Money, Real Life™, Linda Grizely sits down with Kim Egger to talk about the power of self-belief, perseverance, and conviction in building a new life and creating legacy wealth. Kim shares her journey as an entrepreneur and property manager, and how she helps families rethink what financial stewardship and legacy truly mean.

    Listeners will learn:
    • How mindset and conviction influence financial decisions
    • The realities of building wealth through property management and entrepreneurship
    • How to align money decisions with purpose and legacy
    • Practical ways to step forward in confidence and perseverance

    About Kim: Kim Egger is the visionary founder behind Treasures in Heaven Property Management. Her career didn't begin in property management—it was forged over 25 years in the world of banking, where she rose from her first role as a teller all the way to EVP of Commercial Banking, specializing in commercial and real estate lending. Along the way, Kim navigated triumphs, setbacks, and lessons that shaped her into the leader she is today. Now, her mission goes beyond managing properties—she's passionate about helping others reclaim their time, build true financial freedom, and step boldly into a life aligned with their purpose.

    Connect with Kim:
    Website: https://www.tihpropertymanagement.com

    Instagram: https://www.instagram.com/kim.egger.18

    Facebook: https://www.facebook.com/kim.egger.18

    Instagram: https://www.instagram.com/treasures.in.heaven.mgmt/

    Facebook: https://www.facebook.com/treasures.in.heaven.mgmt/

    LinkedIn: https://www.linkedin.com/in/kim-egger-802947b8/

    Connect with Linda:

    Website: https://www.LindaGriz.com

    Instagram: https://www.instagram.com/lindagrizely

    Facebook: https://www.facebook.com/thelindagrizely

    LinkedIn: https://www.linkedin.com/in/linda-grizely

    YouTube: https://www.youtube.com/@LindaGrizely

    TikTok: https://www.tiktok.com/@lindagrizely

    X (Twitter): https://twitter.com/LindaGrizely

    Resources/Freebies:
    What's Your Money Personality Quiz: https://bit.ly/MonPersQuiz

    What's Holding You Back from Financial Confidence Quiz: https://bit.ly/FinConfidQuiz

    Join Linda's Free Community: A space for real talk, fresh starts, and women who are done putting themselves last. https://info.lindagriz.com/widget/form/7NpbG0FdJW2Lwp57R0wj
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    37 mins
  • Rethinking College: Empowering Students to Find Their Path with Jackie Postelnick | Ep 14

    Rethinking College: Empowering Students to Find Their Path with Jackie Postelnick | Ep 14
    Nov 4 2025

    Episode Description: In this episode of Real Money, Real Life™, Linda Grizely sits down with Jackie Postelnick to talk about rethinking college choices and helping students find their unique path. From understanding personal strengths to navigating the overwhelming world of higher education, Jackie shares how families can empower teens to make confident decisions about their future.

    Listeners will learn:
    • Why college is not one-size-fits-all
    • How to align education choices with a student's values and strengths
    • Steps families can take to reduce stress and increase clarity in the process
    • Practical ways to support teens without adding financial pressure

    About Jackie:
    Jackie Postelnick is an educator and coach who helps students and families navigate the college decision-making process with confidence. Her work centers on empowering teens to uncover their strengths, explore options, and create a future that feels authentic to them.

    Connect with Jackie:
    Website: https://jackiepostelnick.com

    Connect with Linda:

    Website: https://www.LindaGriz.com

    Instagram: https://www.instagram.com/lindagrizely

    Facebook: https://www.facebook.com/thelindagrizely

    LinkedIn: https://www.linkedin.com/in/linda-grizely

    YouTube: https://www.youtube.com/@LindaGrizely

    TikTok: https://www.tiktok.com/@lindagrizely

    X (Twitter): https://twitter.com/LindaGrizely

    Linda's Resources/Freebies:
    What's Your Money Personality Quiz: https://bit.ly/MonPersQuiz

    What's Holding You Back from Financial Confidence Quiz: https://bit.ly/FinConfidQuiz

    Join Linda's Free Community: A space for real talk, fresh starts, and women who are done putting themselves last. https://info.lindagriz.com/widget/form/7NpbG0FdJW2Lwp57R0wj
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    37 mins