• Social Security and Volatility
    Jul 10 2025
    Pat and Jesse look at a new report indicating Social Security may not be able to pay full benefits beginning in 2033, a full year earlier than previously indicated, and what to do to plan for this possibility if necessary. They also revisit market volatility and how having a plan can help people deal with the ups and downs of financial markets in their plan. Jesse also announces the new book The Journey Ahead: Building A Retirement Road Map becoming available very shortly. Anyone interested in getting a copy can reserve one by contacting the Keystone Financial office.
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    29 mins
  • Volatility and the Dirty Dozen
    Jul 3 2025
    Pat and Jesse revisit the subject of market volatility, which can pop up at any given time, as well as what's known as the Dirty Dozen, which are some of the major tax scams identified by the IRS trying to scam people out of money.
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    29 mins
  • Risks in Retirement
    Jun 26 2025
    Some of the biggest risks in retirement include longevity, taxes and having all your eggs in one basket. Pat and Jesse go over some of these risks and explain how they can keep your retirement from being everything it can be and how you can avoid them with proper planning.
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    28 mins
  • Retirement Stressors
    Jun 19 2025
    Pat and Jesse take a look at some of the things that stress people out when it comes to their investments in their retirement accounts, especially as it relates to risk tolerance and how much they could potentially lose if the markets take a big downturn. They also answer some listener questions from the mailbag.
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    28 mins
  • High Net Worth Planning and Income Planning
    Jun 12 2025
    Pat and Jesse take a look first at specialized planning for so-called high net worth individuals, then dive into income planning as part of an overall retirement financial plan.
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    28 mins
  • Protected Income
    Jun 5 2025
    Today Pat and Jesse take a look at ways you can turn your retirement accounts into income that is consistent and guaranteed month after month, so that you can keep the lifestyle you want in retirement.
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    29 mins
  • Ready For Arena Football?
    May 29 2025
    The Eau Claire Axemen are making their debut in June for Arena Football, and Keystone Financial is an Opening Night sponsor. Pat talks with team general manager Rich Mayne about the team and the events leading up to the opening game and the season ahead. In the second part of the show, Pat is joined by Melody Schwoerer to review Medicare and set things up for this fall's open enrollment.
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    29 mins
  • What Is Stagflation?
    May 22 2025
    Pat and Jesse deal with an issue that hasn't been around much in recent years but could be on the horizon - stagflation, a combination of inflation in a stagnant economy. They discuss how it could possibly affect you and your retirement horizons if it gets bad enough. In the second part of the show, they talk about what ti's like to come into their office for a visit and the process of working with Keystone to put together a written financial plan for retirement.
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    28 mins