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Positively Geared

Positively Geared

By: Lloyd Edge
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Summary
 Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom.

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Episodes
  • 306,000 People Migrated to Australia But Only 159,000 Homes Were Built - What To Do Now?

    306,000 People Migrated to Australia But Only 159,000 Homes Were Built - What To Do Now?
    Oct 26 2026
    🎥 ABOUT THIS VIDEO:When Riley Jan was 11, his dad broke both legs in an accident and never worked again. His mum took a job at a hotel, money was tight, and one day Riley’s dad couldn’t even afford the petrol to drive him to school.That moment changed Riley’s life. He decided he would never let money control his future.Today, Riley Jan is a self-licensed financial advisor, university lecturer in behavioural finance, and property investor. In this episode, he joins Lloyd Edge to unpack Australia’s latest budget changes and what they mean for property investors.Riley breaks down the proposed Capital Gains Tax (CGT) changes using real numbers. On a $1 million capital gain, the tax could be approximately $376,000 under the new rules, compared with around $225,000 under the current rules — a potential difference of $150,000 on a single property.The conversation explores why Riley believes these changes could make housing affordability worse, how individual ownership, family trusts and company structures compare, and why company structures may become increasingly attractive to property investors.Riley also examines Australia's housing supply crisis, migration, construction costs, and the differences between Australia's property policies and Dubai's long-term planning.Lloyd shares how his team recently negotiated a Sydney property down from $3 million to $2.5 million, highlighting how motivated vendors and reduced competition may create opportunities for buyers.The episode finishes with Deal or No Deal, featuring three very different property opportunities This is one of our most technically detailed and personally powerful conversations yet.⏱️ TIMESTAMPS:0:00 – The childhood moment that changed Riley Jan’s life0:47 – Meet Riley Jan: financial advisor, lecturer and property investor1:33 – Growing up in Mount Druitt with nothing2:28 – Moving from Mount Druitt to Tweed Heads3:10 – From law to financial planning7:14 – Case study: A 26-year-old FIFO electrician builds wealth in six years8:30 – Why you don’t need 10 properties9:18 – How the Australian property market has changed since COVID10:40 – Gold Coast, Brisbane and Melbourne: Where are the markets in the cycle?19:05 – 306,000 migrants vs 159,000 homes built: Australia’s supply crisis20:00 – Why rising costs and taxes are discouraging developers21:00 – Dubai vs Australia: Long-term planning and political decisions23:00 – Individual ownership vs family trusts vs companies24:10 – Why company structures may become more attractive to investors29:00 – $2.1 million in super at retirement: Could it generate $210,000 a year tax-free?33:10 – How Lloyd’s team negotiated $500,000 off a Sydney property35:10 – Deal or No Deal begins: Mortgagee-in-possession properties35:30 – Deal 1: Tennyson Point, NSW — $20 million waterfront development site38:40 – Deal 2: Victoria — $545,000 house with limited upside40:20 – Deal 3: Beechwood Homes liquidation — Four display homes and a $1,000-a-day open-home clause43:30 – Final verdicts and what’s next for Riley Jan📚 GET LLOYD’S BOOKS:🚨 Set for Life — Available at bookshops, Kmart and Amazon:👉 https://amzn.to/3VXfJTp🚨 Positively Geared — Australia’s best-selling property investment book:👉 https://amzn.to/3VXfJTp📞 BOOK A DISCOVERY CALL WITH AUS PROPERTY PROFESSIONALS:👉 https://www.auspropertyprofessionals.com.au✅ CONNECT WITH LLOYD EDGE:Website: https://www.auspropertyprofessionals.com.auEmail: lloyd@auspropertyprofessionals.com.auInstagram: @lloydedge_buyersagentYouTube: @auspropprofessionals⚠️ DISCLAIMER: This video provides general information only and does not constitute personal financial advice. Seek professional advice tailored to your individual circumstances before making financial decisions.#PropertyInvesting #LloydEdge #RileyJan #CapitalGainsTax #CGTChanges #NegativeGearing #CompanyStructure #PropertyStrategy #AusPropertyProfessionals #DealOrNoDeal #WealthBuilding #RealEstateAustralia Hosted on Acast. See acast.com/privacy for more information.
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    53 mins
  • Now Is a Golden Time to Buy Property

    Now Is a Golden Time to Buy Property
    Oct 15 2026
    🎥ABOUT THIS VIDEO: Aron Toundjel was a police officer Now he owns 6 investment properties across Sydney, Queensland, Western Australia and Victoria — built on two normal salaries, no inheritance, and a broker who mapped out a plan nobody thought was possible. In this episode, Lloyd Edge sits down with Aron Toundjel — mortgage broker and property investor — to unpack what actually separates investors who scale from those who stall. Aron shares his full story: The emotional first purchase in Sutherland Shire that’s now worth $1.6M, the broker who changed everything by modelling a 5-property plan, and how releasing equity from one property funded the next without saving another deposit. The episode wraps with Deal or No Deal — four properties pulled from agents’ own interest listings on realestate.com.au — including a potential dual income play in Ulladulla, a pyramid-shaped house in Bruce Rock nobody can explain, a deep waterfront property in Oyster Bay at $3.6M, and a $6.5M home on Water Street with no actual water. ⏱️ TIMESTAMPS: 1:00 – Meet Aron Toundjel: from the police force to mortgage broker and 6-property investor 1:57 – First property: the emotional $860K buy on a $950K listing — and why it worked 3:38 – The owners wanted to meet them — and that meeting changed everything 12:11 – Who Aron works with: home buyers and investors, and how the approach changed post-budget 12:56 – Rentvesting still works — but buying owner-occupier first is making more sense now in some cases 13:09 – Victoria and Tasmania: why first home buyer grants make buying to live in attractive right now 13:31 – Why buying a $600K Sydney unit as your home might not be the smartest move 15:22 – Have budget changes forced a model rethink? Aron’s honest answer 15:45 – Company structure: the biggest shift since the May budget — and why trusts are harder now 16:08 – Why the big four banks dropped company lending and where investors are going instead 18:13 – Client paid $2.9M on a $3.25M listing — why now is the time to make offers 18:50 – Where the opportunities are: Sydney and Melbourne vs regional markets right now 19:35 – Why Sydney is rate-sensitive in a way regional markets simply are not 21:38 – How Lloyd maps out a budget and shows clients what 3 regional properties can do vs 1 Sydney purchase 24:30 – No one size fits all: cash flow, kids, mortgages and real life 28:43 – Deal 1: Ulladulla NSW — 3 bed, 746sqm, ocean views, dual occupancy potential, $1.05M guide 30:08 – Lloyd’s verdict: deal at $990K or under — the second dwelling tips it 30:52 – Deal 2: Bruce Rock WA — the pyramid house nobody can explain, $300K 32:34 – No deal — but possibly the most entertaining property on this show ever 33:14 – Deal 3: Oyster Bay NSW — deep waterfront, jetty access, $3.6M guide 38:30 – Final verdicts and the Oyster Bay vs Caringbah comparison 40:42 – Closing: where to find Aron Toundjel and what comes next --- 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... 🚨 *Get Lloyd’s book *Set for Life — bookshops, Kmart and Amazon:** 👉 https://amzn.to/3VXfJTp 🚨 *Get *Positively Geared — Australia’s #1 best-selling property investment book:** 👉 https://amzn.to/3VXfJTp --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances. --- #australianproperty #propertyinvesting #LloydEdge #mortgagebroker #AusPropertyProfessionals #dealornodealza #propertyportfolio #borrowingcapacity #rentalproperty #propertystrategy Hosted on Acast. See acast.com/privacy for more information.
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    41 mins
  • The Grant Me Finance Podcast

    The Grant Me Finance Podcast
    Oct 5 2026
    Most 22-year-olds are worrying about rent and HECS debt.Sinead is 22, owns two investment properties, and is about to buy her third.And no — her parents didn't give her the money.In this episode, Lloyd Edge sits down with Sinead from Grant Me Finance for an honest conversation about how she bought her first property at just 18, built equity, and used that equity to purchase her second property — without saving another deposit.Sinead started working in a café at 12, saved while finishing school, and at 18 bought a $300K two-bedroom townhouse in regional Queensland without even getting on a plane to inspect it.Now she runs her own mortgage broking business, works with 60+ lenders, and helps young Australians navigate the property market.🏠 WHAT YOU'LL LEARN• How Sinead bought her first investment property at 18• Why your first property doesn't need to be in Sydney• How she used equity from Property #1 to buy Property #2• What to look for when researching regional property• Company and trust structures for property investors• Why Sinead isn't a fan of the government's 5% deposit scheme• How negative gearing changes can affect borrowing capacity• Why using 60+ lenders can give you more options than going directly to a bank• Why building & pest inspections are non-negotiable• How a $600 inspection potentially saved $60,000• What finance clauses and pre-settlement inspections actually mean• The Dream Team: buyer's agent, mortgage broker, accountant and financial planner• Rent vesting — buying where you can afford while living where you want• Guarantor loans and other pathways for first-home buyers⏱️ TIMESTAMPS0:00 – Meet Sinead: 22, two properties & buying her third1:41 – How she bought her first property at 182:08 – Her $300K regional Queensland townhouse3:20 – Why you don't need to buy in Sydney5:07 – Time in the market vs timing the market6:10 – How she saved her first 20% deposit7:11 – Using equity to buy Property #29:00 – Building your property Dream Team9:37 – Company & trust structures explained10:40 – 60+ lenders vs the big four banks15:26 – Rent vesting explained18:35 – The government's 5% deposit scheme20:48 – The alternative: 10% deposit with no LMI22:52 – Negative gearing & borrowing capacity29:34 – Building & pest inspections30:09 – The $600 report that saved $60,00035:29 – Where Sinead wants to be at 2539:14 – Deal or No Deal39:29 – Revisiting The Block's Daylesford properties43:29 – Lloyd's $50,000 vet bill for Frankie45:19 – Emotional deal vs investment deal🎯 WHO IS THIS EPISODE FOR?If you're a young Australian thinking:"I can't afford property.""I don't have enough for a deposit.""I need to earn more first.""I don't know where to start."This episode will give you a different perspective.Sinead's story shows what can happen when you start early, understand the numbers, and surround yourself with the right people.📚 BOOKS & RESOURCESGet Lloyd's new book Set for Life:https://amzn.to/3VXfJTpGet Positively Geared — Australia's #1 best-selling property investment book:https://amzn.to/3VXfJTpBook a discovery call with Aus Property Professionals:https://www.auspropertyprofessionals.com.auConnect with Lloyd:Instagram: @lloydedge_buyersagentYouTube: @auspropprofessionalsWebsite: https://www.auspropertyprofessionals.com.auEmail: lloyd@auspropertyprofessionals.com.auDisclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #YoungPropertyInvestor #MortgageBroker #FirstHomeBuyer #LloydEdge #GrantMeFinance #PropertyInvestment #RentVesting #RegionalQueensland #NegativeGearing #SetForLife #WealthBuilding Hosted on Acast. See acast.com/privacy for more information.
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    46 mins
All stars
Most relevant
This breaks property investing into bite size chunks. easy for anyone to follow and gain from. Very nifty having all kinds of professionals in the property industry to come on and share their knowledge and how they interact with investors. Too bad the actual book isn't on audible

Excellent Information

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I am really like this podcast. nice content. fantastic and excellent narration in this content.

Great!

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Very relatable and informative
Great listen and right in line with what I would like to achieve
I would highly recommend listening to this podcast cast

Education in property investment

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