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Positively Geared

Positively Geared

By: Lloyd Edge
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 Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom.

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Episodes
  • Stop Buying Houses — Smart Investors Are Doing This Instead (And Getting Richer)

    Stop Buying Houses — Smart Investors Are Doing This Instead (And Getting Richer)
    Apr 13 2026
    🎥 ABOUT THIS VIDEO:Australia's housing crisis isn't just about prices — it's about supply, infrastructure, construction costs, and policy failures that keep stacking up.In this episode, Lloyd Edge sits down with Armando Errichiello to unpack what's really driving the crisis, from the government's 1.2 million homes target falling behind, to builders going broke, approval red tape killing developments, and rents still climbing across the country. They share what they're seeing on the ground and why the easy fixes politicians promise simply don't exist.They also tackle immigration honestly, break down how construction costs have doubled since COVID, and explore why vertical living may need to become part of the Australian mindset going forward.The episode finishes with Deal or No Deal, where three real properties are analysed — a six-bedroom home with rooming potential, a dual-income block with a granny flat, and a split-level in Blacktown with subdivision upside.If you've ever wondered:Why aren't enough homes being built in Australia?Is immigration actually driving the housing crisis?How do rising construction costs affect your investment strategy?What makes a property a genuine deal right now?This episode gives you the unfiltered, street-level view.🔔 Like, subscribe, and hit the bell so you never miss an update.⏱️ TIME STAMPS:00:00 – Introduction: Housing prices across Sydney and Melbourne01:00 – What's actually causing the housing crisis?01:50 – Rental prices climbing and the shortage of supply02:07 – The 1.2 million homes target and why it's off track02:46 – Red tape, council approvals, and the development logjam03:04 – Outer suburbs: infrastructure must come with the homes04:13 – Should Australia embrace vertical living and apartments?06:20 – Parramatta development and rezoning around railways07:15 – The great Australian dream of a backyard — still realistic?07:38 – Starting with a unit or villa and working up12:32 – Immigration: is it really the problem?13:16 – What type of migrants are entering the market?14:06 – Should Australia prioritise skilled trade migration?14:59 – Short-term government thinking vs long-term housing policy19:01 – Lloyd's three-point plan for the government20:25 – Lessons from Dubai: cutting red tape and building fast21:16 – Deal or No Deal begins21:30 – Deal 1: 6-bed home in Wilcroft NSW — rooming accommodation potential?22:36 – Deal 2: Dual-income block in Seven Hills — granny flat + main home23:59 – Deal 3: Split-level in Blacktown — subdivision or granny flat play?25:20 – Final verdicts and key lessons🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated:👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you? Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner:https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 /lloyd-edge-b417a399See omnystudio.com/listener for privacy information.#AustralianHousingCrisis #PropertyInvesting #AustralianProperty #HousingAffordability #RealEstateAustralia #ConstructionCosts #RentalCrisis #PropertyStrategy #BuyersAgent #InvestmentProperty #PositivelyGeared #LloydEdge #DealOrNoDeal #GrannyFlat #DualIncome #SydneyProperty #HousingSupply #AffordableHousing Hosted on Acast. See acast.com/privacy for more information.
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    26 mins
  • The Simple Rule Most Investors Ignore: What Can You Really Service?

    The Simple Rule Most Investors Ignore: What Can You Really Service?
    Apr 2 2026
    ABOUT THIS PODCAST:Property strategy isn’t just about borrowing capacity, chasing hotspots, or copying what everyone else is doing.In this episode, Lloyd Edge is joined by financial planner, Jackanizer, to unpack how smart property decisions are really made, starting with lifestyle goals, serviceability reality, and long-term structure, not hype or FOMO.They break down why borrowing less than the bank offers is often the smartest move, when property should (and shouldn’t) sit inside a trust, and how emotional decision-making quietly derails portfolios. The conversation finishes with Ed’s Deal, where three real mortgagee-in-possession properties are analysed as potential deals or traps.If you’ve ever wondered:• How much you should actually spend• Whether trust structures still make sense• If mortgagee sales are bargains or risks• Or why copying other investors rarely worksThis episode will help you cut through the noise and think strategically.🔔 Like, subscribe, and hit the bell so you never miss an update.⏱️ TIMESTAMPS00:00 - The “Lifestyle Architect” story and why strategy starts with lifestyle01:02 - Meet Jack Monza and the money lessons that shaped his approach04:25 - Buying a first home at 23 through discipline and smart risk10:34 - FOMO, emotion, and why comparison ruins decision-making13:32 - When you should actually engage a financial planner19:50 - Trust lending changes and why banks are pulling back22:05 - Trust structures, land tax, and when they don’t make sense28:20 - Ed’s Deal begins: mortgagee-in-possession properties analysed28:48 - Deal 1: Strong rent and location, but critical due diligence required31:26 - Deal 2: Cheap land, lapsed DA, and hidden red flags34:16 - Deal 3: Airbnb upside versus passive income reality36:40 - Final takeaways and strategic lessons📞 Book a Discovery Call: https://www.auspropertyprofessionals....✅ MESSAGE ME THROUGH THESE CHANNELS:🌐 Website: 👉 https://www.auspropertyprofessionals....📧 Email your questions: 👉 lloyd@auspropertyprofessionals.com.au📘 Facebook: 👉 www.facebook.com/profile.php?id=61563777981416📸 Instagram: 👉 www.instagram.com/lloydedge_buyersagent/🎥 YouTube: 👉 @auspropprofessionals🔗 LinkedIn: 👉 /lloyd-edge-b417a399📌 See omnystudio.com/listener for privacy information.📄 Disclaimer: The information provided in this video is general in nature and should not be considered personal financial advice. Always consult with a licensed financial advisor for advice tailored to your specific situation.#australianproperty #propertyinvesting #buyersagent #financialplanning #mortgagebroker #truststructures #cashflowproperty #rentalyield #australianrealestate #propertystrategy Hosted on Acast. See acast.com/privacy for more information.
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    37 mins
  • 2026 Property Outlook: Yields Are Compressing, So What Now?

    2026 Property Outlook: Yields Are Compressing, So What Now?
    Mar 30 2026
    ABOUT THIS PODCAST:Australia isn’t one market. It’s thousands of micro-cycles moving at different speeds.In this episode, Lloyd breaks down what investors really need to understand heading into 2026, from shifting rental yields and compressed returns to where growth is still quietly building. We unpack Brisbane’s momentum, Perth’s volatility, Melbourne’s reset, and why strategy now matters more than ever.You’ll also see three real properties analysed live, including what makes a deal, what makes a no deal, and how experienced investors should think about lifestyle assets, land shape, yield, and future flexibility.If you’re investing in 2026, this conversation will help you cut through the noise and focus on the moves that actually compound.******TIME STAMPS:0:00 – Why Australia has thousands of different property cycles0:47 – Should investors be buying or selling in 2026?1:12 – 2025 market recap and what surprised investors1:17 – Brisbane’s growth and the ripple effect3:32 – Perth’s volatility and timing risks4:48 – Melbourne’s position in the cycle6:01 – Interest rates, inflation, and policy impacts7:28 – First home buyer schemes and price pressure8:21 – Where opportunities still exist beyond FOMO10:20 – Rental yields, legislation, and under-rented assets12:46 – Yield vs growth and cash flow reality14:40 – Construction costs and building risks18:02 – How Lloyd would start investing in 202620:18 – Houses vs units vs townhouses24:04 – Buy or sell in 2026?26:23 – Deal or No Deal: Property 128:54 – Deal or No Deal: Property 230:35 – Deal or No Deal: Property 3******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you?Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner: https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #PropertyStrategy #Investing2026 #RealEstateAustralia #RentalMarket #PropertyCycles Hosted on Acast. See acast.com/privacy for more information.
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    34 mins
All stars
Most relevant
This breaks property investing into bite size chunks. easy for anyone to follow and gain from. Very nifty having all kinds of professionals in the property industry to come on and share their knowledge and how they interact with investors. Too bad the actual book isn't on audible

Excellent Information

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Very relatable and informative
Great listen and right in line with what I would like to achieve
I would highly recommend listening to this podcast cast

Education in property investment

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I am really like this podcast. nice content. fantastic and excellent narration in this content.

Great!

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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.