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Positively Geared

Positively Geared

By: Lloyd Edge
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Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom.

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Episodes
  • The Government Just Betrayed Every Property Investor in Australia

    The Government Just Betrayed Every Property Investor in Australia
    Jul 20 2026
    🎥ABOUT THIS VIDEO:In this episode, Lloyd Edge gives his unfiltered reaction to the budget changes hitting Australian property investors right now. Negative gearing on the chopping block. Capital gains tax discount being cut from 50% to 33%. A Prime Minister who promised before the election — on the record — that there would be no changes to negative gearing or CGT. Then changed his position entirely halfway through his term.Lloyd breaks down exactly what these changes mean in real dollar terms for investors, why the government's claim that this helps young Australians get into the market is completely backwards, and what actually happens to rents when investors are punished out of the market — because it already happened in Australia once before, in 1985, and the government had to reverse the policy two years later because rents went through the roof.The episode also covers what investors should actually be doing right now — adding value to existing properties, focusing on cash flow over negative gearing, considering company structures, and why a good property doesn't suddenly become a bad property overnight just because the tax rules changed.This episode gives you straight answers — no spin, no fluff.---⏱️ *TIMESTAMPS:*0:00 – Lloyd's instant reaction: "The worst budget of my lifetime"1:56 – What the budget actually means for strategic property investors2:40 – Negative gearing: why the government has always been too scared to touch it2:57 – Albanese's pre-election promise — and how he broke it3:36 – Why young Australians are angry (and it's not the reason the government thinks)4:21 – What happened last time Australia scrapped negative gearing (1985–1987)4:59 – Immigration vs housing supply: the real crisis the government won't admit5:40 – CGT discount cut from 50% to 33% — what it actually costs you in dollars6:26 – Business owners and startups: why the CGT change hits you hardest7:14 – 10 million renters and 1.4 million on rental assistance — who's really being helped?8:08 – Albanese's $4.5 million holiday home and the tax he pays on it (zero)8:47 – Auction clearance rates: from 67% down to 31% — what's happening at the coalface9:43 – 30% of properties being withdrawn from auction every week — and what that means for buyers10:03 – Why Lloyd's team is busier than ever — and negotiating $250K under asking price10:45 – Has the budget scared off investors and first home buyers?13:47 – Why new estate properties on the urban fringe keep failing investors14:55 – Adding value is more important than ever — what to focus on right now15:48 – How much to spend on a renovation: the 5–7% rule explained16:46 – Using renovation equity to fund your next property purchase23:39 – Deal 1: Bombay NSW — 4 bed, 3,000sqm, $1.1M near Coffs Harbour25:34 – Deal 2: Redlands Bay QLD — 3 bed, 506sqm, offers above $550K🚨 *Get Lloyd's new book *Set for Life — available now at all major bookshops, Kmart, and Amazon:**👉 https://amzn.to/3VXfJTp🚨 *Get *Positively Geared — Australia's #1 best-selling property investment book:**👉 https://amzn.to/3VXfJTp🥇 *Book a discovery call with Aus Property Professionals:*👉 https://www.auspropertyprofessionals....---✅ *CONNECT WITH LLOYD:*Website: https://www.auspropertyprofessionals....Email: lloyd@auspropertyprofessionals.com.auInstagram: @lloydedge_buyersagentYouTube: @auspropprofessionalsDisclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.---#AustralianBudget #NegativeGearing #CapitalGainsTax #PropertyInvesting #AustralianProperty #LloydEdge #BuyersAgent #PropertyStrategy #RentalCrisis #HousingCrisis #AusPropertyProfessionals #DealOrNoDeal #PropertyMarket #InvestmentProperty #RealEstateAustralia #AlbaneseBudget #PropertyInvestor #PositivelyGeared #SetForLife #AuctionResults Hosted on Acast. See acast.com/privacy for more information.
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    29 mins
  • The Secret to Generational Wealth Nobody Teaches You in School🤫

    The Secret to Generational Wealth Nobody Teaches You in School🤫
    Jul 6 2026
    ABOUT THIS VIDEO:What does it actually take to set yourself and your family up for life — not just for the next few years, but for generations?In this episode, Lloyd Edge sits down to talk about his brand new book Set for Life — and this one is completely different. It's not a property book. It's not just for investors. It's for anyone, at any age, who wants to take control of their money, build a plan, and stop wondering where their paycheck disappears every month.Lloyd shares the concept of the *Freedom Fund* — a simple but powerful separate savings account that becomes the engine of your financial future. He breaks down how he went from a schoolteacher with no financial goals to building a 19-property portfolio, why compound interest is the most underused wealth tool most Australians ignore, and how even a few small spending changes — like your daily coffee — can add up to thousands in your Freedom Fund each year.The episode also covers a strategy most people have never heard of. Lloyd then opens up about generational wealth, teaching his 5 and 7-year-old kids about money, and the legacy he wants to leave — including funding a school in Kenya and gathering with CEOs and business leaders at Richard Branson's Necker Island.And yes — Richard Branson bought that island for *$*180,000. It's now worth *$*100 million. There's a lesson in there for all of us.*If you've ever asked yourself:*Where does all my money actually go each month?How do I start building wealth when I feel like I'm already behind?How do I teach my kids about money before it's too late?What does real generational wealth actually look like?This is the episode for you.---⏱️ *TIMESTAMPS:*---0:00 – What inspired Lloyd to write Set for Life — his 4th book3:31 – Introducing the Freedom Fund — your separate savings account for financial freedom4:17 – How much of your salary to put in (5%, 10%, 15% — what's realistic)6:43 – How Lloyd actually learned about wealth — and the no-goal mistake he made buying his first Rockdale apartment10:41 – The Freedom Fund explained in full — how it actually works12:18 – No overseas travel until 30, no credit card until 36 — what that sacrifice built12:35 – Afterpay warning: why buy-now-pay-later is silently killing your future14:01 – Small changes add up: cutting two coffees = $70 extra in your Freedom Fund per week15:47 – Compounding growth: how your Freedom Fund turns into your first investment deposit17:57 – Generational wealth: setting your kids up to set their kids up20:30 – Compound interest: the 8th wonder of the world (and why your bank account matters)23:29 – Where to buy Set for Life (Amazon, bookshops, Kmart, airports)26:10 – Charity and philanthropy: funding a school in Kenya directly29:51 – Necker Island: what happens at the exclusive gathering of 25 world leaders31:00 – Necker Island bought for **∗∗180K—nowworth∗∗**180K — 100....---🚨 *Get Lloyd's new book *Set for Life — available now:** amazon.com.au/Set-Life-Property-Wealth-Freedom/dp/1394434782👉 Amazon, all major bookshops, Kmart, and airports Australia-wide🚨 *Also grab *Positively Geared — Australia's #1 best-selling property investment book:**👉 https://amzn.to/3VXfJTp🥇 *Book a discovery call with Aus Property Professionals:*👉 https://www.auspropertyprofessionals....---✅ *CONNECT WITH LLOYD:*Website: https://www.auspropertyprofessionals....Email: lloyd@auspropertyprofessionals.com.auInstagram: @lloydedge_buyersagentYouTube: @auspropprofessionalsDisclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.#SetForLife #LloydEdge #FreedomFund #GenerationalWealth #FinancialFreedom #AustralianProperty #PropertyInvesting #CompoundInterest #SMSF #SelfManagedSuperFund #PersonalFinance #WealthBuilding #RichardBranson #NeckerIsland #AusPropertyProfessionals #PositivelyGeared #MoneyMindset #BudgetHacks #FinancialGoals #RetirementPlanning Hosted on Acast. See acast.com/privacy for more information.
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    33 mins
  • The Brutal Truth About Buying 10 Properties in 10 Years

    The Brutal Truth About Buying 10 Properties in 10 Years
    Jun 25 2026
    🎥ABOUT THIS VIDEOBill left school at 16 with no degree, no plan, and no idea about property investing. He went to work for his dad — as a commercial beekeeper. By 29, he owns 9 investment properties across Australia, has a portfolio quietly compounding while he sleeps, and now runs his own mortgage broking and buyer's agency.In this episode, Lloyd Edge sits down with Bill to unpack the real story behind building a property portfolio from scratch — including the deal that went wrong, the broker that nearly stopped him, and the mindset shift that changed everything.They cover why most Australians are chasing the wrong goal (10 properties in 10 years), why brand new properties can be a trap, how to find a broker who actually understands investors, and why your property manager might be costing you far more than their fee.The episode ends with Deal or No Deal — three real properties from Coffs Harbor and regional NSW go under the microscope, with Lloyd and Bill calling them live.This episode gives you the unfiltered truth from someone who's lived it.---⏱️ *TIMESTAMPS:*0:00 – Bill's story: school dropout → commercial beekeeper → 9 properties2:40 – How Bill saved his first deposit working at 16 (living at home, no car upgrades)5:43 – First property: Tamworth, $390K, brand new — and why it nearly broke even after years8:22 – The lesson: brand new estates have zero scarcity (and that kills your growth)9:10 – Deal #2: Ipswich, $240K freestanding house, 6% yield — now worth $750K11:07 – Why Brisbane follows Sydney — and how Bill spotted it in 201812:45 – The checklist: freestanding, commutable, 6%+ yield, low maintenance14:48 – Deal #3: Redcliffe waterfront house + granny flat — how he stretched his budget16:32 – How Bill researches interstate — driving suburbs, checking flood maps, targeting streets18:18 – The biggest lesson from 9 deals: don't buy for what a property looks like20:23 – Renovations: the $80K Ballarat reno — what worked and what didn't21:48 – How to find a great property manager (and the one question to always ask)24:04 – Why you need a rent review every 12 months — and how to balance it38:41 – Deal 1: Coffs Harbor 3bed/1bath, $650K — massive trees, asbestos risk, no deal?42:33 – Deal 2: Coffs Harbor 4bed/3bath, $2.5M waterfront — looks incredible, but the yield...45:00 – Deal 3: Regional NSW near Wollongong, 3bed/1bath, $880K — hidden potential?48:56 – Final verdicts + key takeaways---🚨 Australia's OFFICIAL #1 best-selling property investment book of all time — Positively Geared — has just been completely revised and updated:👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with over 5,000 purchases made on behalf of clients.Book your discovery call: 👉 https://www.auspropertyprofessionals....🚨**Discover how to build generational wealth. Get your copy of Set for Life Now today! -** https://www.amazon.com.au/Set-Life-Pr...---✅ *CONNECT WITH LLOYD:*Website: 👉 https://www.auspropertyprofessionals....Email: 👉 lloyd@auspropertyprofessionals.com.auInstagram: 👉 @lloydedge_buyersagentFacebook: 👉 www.facebook.com/profile.php?id=61563777981416YouTube: 👉 @auspropprofessionalsLinkedIn: 👉 /lloyd-edge-b417a399Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The host, guests, and contributors are not licensed financial advisors. Please seek professional advice tailored to your specific circumstances before making any financial decisions.---*#AustralianProperty #PropertyInvesting #PropertyPortfolio #MortgageBroker #BuyersAgent #LloydEdge #InvestmentProperty #FirstHomeInvestor #PropertyStrategy #DealOrNoDeal #PositivelyGeared #RealEstateAustralia #PropertyMindset #PassiveIncome #QldProperty #CoffsHarbor #PropertyEducation #WealthBuilding #AusPropertyProfessionals #YoungInvestor* Hosted on Acast. See acast.com/privacy for more information.
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    49 mins
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This breaks property investing into bite size chunks. easy for anyone to follow and gain from. Very nifty having all kinds of professionals in the property industry to come on and share their knowledge and how they interact with investors. Too bad the actual book isn't on audible

Excellent Information

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Very relatable and informative
Great listen and right in line with what I would like to achieve
I would highly recommend listening to this podcast cast

Education in property investment

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I am really like this podcast. nice content. fantastic and excellent narration in this content.

Great!

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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.