• Social Security: The Bridge Strategy!
    Dec 24 2025

    Have you ever wondered what a Social Security bridge strategy is? In this episode, Floyd Shilanski, CFPⓇ breaks down how these strategies can help retirees wait to claim Social Security and boost their lifetime income.

    Rather than filing for Social Security at 62, some retirees use their TSP, 401(k), or other savings to cover income needs until they reach full retirement age or even 70. Floyd discusses why living longer matters, how waiting can increase your monthly income, and why each person needs a plan that fits their situation.

    Most importantly, this episode focuses on planning, coordination, and making choices that fit you, instead of following advice from friends, neighbors, or social media.

    If you're getting close to retirement and unsure about when to claim Social Security, this episode will help you see your options and the pros and cons of each.

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    7 mins
  • Retirement Isn't Just About Money Are You Physically Ready?
    Dec 23 2025

    Big changes are coming to your TSP catch-up contributions in 2026 and if you miss them, you could accidentally throw off your entire tax strategy.

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    7 mins
  • Changes to Catch-up Contributions in 2026
    4 mins
  • #143 Tax-Saving Strategies for the Year-End: What You Need to Do Now
    Dec 15 2025

    As 2025 comes to a close, many federal employees are asking the same question:

    "What should I be doing now to prepare for retirement?"

    In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski is joined by Floyd Shilanski for a year-end review covering the most important planning areas for federal employees heading into 2026.

    They discuss why being proactive matters more than ever, how cash flow drives retirement success, what recent tax changes mean for your plan, and why every federal employee needs a clear exit strategy, even if retirement isn't immediate.

    This episode is packed with practical insights to help you move into the next year with confidence and clarity.

    https://zurl.co/uJKti

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    16 mins
  • Viral Finance: Should You Trust Trends?
    Dec 10 2025

    Are TikTok "experts" and viral retirement hacks influencing your Social Security decisions?

    In today's episode, Floyd Shilanski tackles one of the biggest dangers he sees in federal retirement planning: relying on trends, reels, and generic advice for one of the most important financial decisions of your life.

    https://zurl.co/JL4Ac

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    7 mins
  • Top 5 Retirement Pitfalls Feds Must Avoid in 2026
    Dec 2 2025

    Learn the Top 5 Pitfalls Federal Employees Must Avoid in 2026, so you can retire with confidence and keep more of the benefits you've worked so hard for.

    In this episode of All About FERS, John Raleigh, CFP®, breaks down the biggest mistakes federal employees make when planning for retirement, many of which don't show up until it's too late.

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    5 mins
  • #142 Year End - What Planning You Need to Do
    Dec 1 2025

    Year-end is one of the most strategic times for Federal Employees to review their financial picture, retirement timeline, and tax exposure. In this episode, Micah Shilanski, CFP®, and John Raleigh, CFP®, walk you through the essential steps you should take before December 31st to stay on track and avoid costly mistakes in the new year.

    As Micah says, "Small decisions at year-end can produce big results over the next 10 years."

    This episode is your clear, simple, actionable guide to finishing the year strong and entering 2026 with clarity and confidence.

    https://zurl.co/NlW9y

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    28 mins
  • Is YOUR Social Security Taxable?
    Nov 26 2025

    Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode, Floyd Shilanski explains how Social Security taxation really works, what counts as "provisional income," and why proper planning is essential to avoid unexpected tax bills.

    This is a critical part of federal retirement tax planning, and the earlier you understand it, the better prepared you'll be.

    That is why this video is a must-watch for anyone preparing to retire under FERS.

    https://zurl.co/5RGF3

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    5 mins