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Plan Your Federal Retirement Podcast

Plan Your Federal Retirement Podcast

By: Micah Shilanski & Tammy Flanagan
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Financial Planner and benefits experts discuss the intricacies of the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work. Economics Personal Finance
Episodes
  • The Ultimate Guide to Buying Back Military Time for Federal Employees
    Sep 23 2025

    Are you a federal employee who also served in the military? Did you know you can buy back your military time to boost your FERS pension and even retire earlier?

    In this episode of All About FERS, John walks you through everything you need to know about military buyback, including:

    ✅ What buying back military time really means

    ✅ How the cost is calculated (and why timing matters)

    ✅ The powerful benefits

    ✅ When it might not make sense to buy back your time

    ✅ Step-by-step guidance on how to start the process

    For many federal employees, this can be one of the smartest financial moves you ever make, but there are exceptions.

    Don’t miss this ultimate guide to making an informed decision.

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    11 mins
  • #137 Medicare & FEHB: Your Blueprint for Retirement Healthcare Success
    Sep 22 2025

    Healthcare is one of the most important, and often most confusing, parts of retirement. For federal employees, the combination of Medicare and FEHB (Federal Employees Health Benefits) adds unique rules, costs, and opportunities. In this episode of Plan Your Federal Retirement, Micah and John break down the myths, penalties, and strategies you need to know. From eligibility requirements to coordinating Medicare and FEHB, this conversation will help you make informed decisions that could save you thousands of dollars and protect your long-term retirement security.

    https://zurl.co/w091M

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    22 mins
  • Buy Back Military Time and Keep Retirement Pay – Is It Possible?
    Sep 17 2025

    Can you buy back your military time and still keep your military retirement pay? 🤔
    That’s exactly what Walt, a retired Air Force Veteran and combat-injured, wanted to know.
    In this episode of the FERS Federal Fact Check, Micah will help you understand:

    • The common rule for military buyback and retirement pay

    • The exception for combat-related disabilities

    • Why documentation is absolutely critical

    • Steps you should take before you retire

    If you’ve served in the Armed Forces and are now under FERS, this episode is a must-listen.

    https://zurl.co/YKs4a

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    3 mins
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