Episodes

  • Is Investing Just Gambling?
    Aug 25 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    This week on the show, Brad dives into a common question: Is investing just gambling? He unpacks the key differences between risky bets and smart strategies, showing how informed investing can build real long-term wealth. Whether you're hesitant to start or want to sharpen your approach, this episode will help you invest with confidence—not luck.

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    Show Highlights Include:

    · Probability (3:45)

    · Value Creation (6:45)

    · Strategy (7:30)

    · Long Term vs. Short Term (9:00)

    · Define it (14:00)

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

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    18 mins
  • Why Money Matters For First Responders
    Aug 18 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    This week on the show, Brad dives into the real reason your future self needs you to start thinking seriously about money—right now. From the importance of having a solid financial plan to the power of being proactive (and even a little aggressive) with your retirement savings, Brad lays out key strategies, tools, and timeless rules to help you build long-term security. Whether you’re just getting started or fine-tuning your plan, this episode is packed with practical advice to set you up for a financially confident future.

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    Show Highlights Include:

    · Financial Gear Check (6 :00)

    · Overtime vs. Overspend (7:15)

    · Pension and Investments (10:45)

    · Protect Yourself (14:30)

    · Financial Fires (16:30)

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

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    23 mins
  • Jerome Powell and Interest Rates
    Aug 4 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    This week on the show, Brad takes a deep dive into Federal Reserve Chair Jerome Powell’s influence on interest rates—and what it means for you. He unpacks where the U.S. economy stands today, covering key topics like labor markets, wage growth, and overall financial trends. Whether you're a seasoned investor or just starting your financial journey, Brad breaks down complex concepts into digestible insights to help you better understand how monetary policy shapes your money. Tune in for practical takeaways and a clearer picture of the economic forces at play.

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    Show Highlights Include:

    · Bath Tub Hoax (1:30)

    · Labor Markets (4:00)

    · Where are we now? (6:30)

    · Jerome Powell (9:00)

    · Wage Growth (11:15 )

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

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    16 mins
  • How The Stock Market Really Works
    Jul 29 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    This week on the show, Brad dives into the Stock Market — what it is, how it works, and what you need to know, whether you're actively investing or just starting to explore. He breaks down key financial concepts to help you build a strong foundation and, hopefully, walk away with some fresh insights.

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    Show Highlights Include:

    · What Is A Stock? (7:30)

    · Stock Owners (8:45)

    · Profiting Off of Stocks (11:45)

    · Risk vs. Reward (14:00)

    · So, What Is The Stock Market? (17:30)

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

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    23 mins
  • Are You Using The Right Savings Account?
    Jul 21 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    On this week’s show, Brad dives into the five essential types of savings accounts that everyone should have on their radar. He’s not just giving you the basics—he’s breaking down when to use each one, what they’re best for, and how they can power your path to smarter saving and bigger financial wins.

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    Show Highlights Include:

    · Traditional Savings (5:30)

    · High Yield Account (6:30)

    · Money Market Account (7:00)

    · CD Accounts (8:30)

    · Heath Savings Accounts (12:00)

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

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    15 mins
  • One Big Beautiful Bill Act
    Jul 14 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    In this week’s episode, Brad unpacks the groundbreaking impact of the Big Beautiful Bill that was just passed. He breaks down what this sweeping legislation means for Americans, with a focus on how it could reshape financial planning, taxation, and long-term wealth strategies. With over 20 years of experience guiding clients through legislative shifts, Brad offers a clear, practical perspective on how to navigate the changes—and seize the opportunities—that come with this bold new law.

    Show Highlights Include:

    • The Extension of the Tax Cuts (3:00)
    • Tips and Overtime (4:30)
    • S.A.L.T. (6:00)
    • National Debt (8:00)
    • What You Should Be Doing (9:30)

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

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    15 mins
  • How To Protect Your Accounts From Hackers And Scammers
    Jul 7 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    On this week’s show, Brad dives into the digital depths of the dark web to face off against cyber-hackers trying to scam you out of your hard-earned cash. With a couple keystrokes they can empty retirement accounts and ensure you spend your golden years in the poor house. Don’t worry, though — you don’t need to suit up in turnout gear and a bulletproof vest to protect your finances. We’ve got 6 essential tips to keep your retirement accounts safe from digital disasters, shady scammers, and heartless hackers.

    Show Highlights Include:

    • Scammed Out Of Billions! (1:45)

    • Having Someone On Your Side (2:45)

    • Scam Red Flags (5:00)

    • Brute Force Attacks (6:50)

    • Monitor Activity Regularly (8:50)

    Listen Now!

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

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    13 mins
  • 5 Tips To Help You Talk To Your Kids About Money
    Jun 23 2025

    The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

    In this week’s episode, Brad delves into the vital topic of teaching children about financial responsibility. He emphasizes why starting early can have a lasting impact on their future and outlines practical approaches that parents can implement at different stages of a child’s development. Drawing on over two decades of experience advising clients—and lessons learned from raising his own children—Brad offers real-world strategies to help families build a strong financial foundation for the next generation.

    Show Highlights Include:

    • Start Slow But Start Early (6:30)
    • Be Honest (8:30)
    • Values Not Figures (10:30)
    • Family Goals (13:30)
    • Do It Together (15:00)

    To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

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    18 mins