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Season 2, Episode #114 of Not Me, But You! Podcast. Merry Christmas 2025! Happy Holidays to all of you.

Connect with me/Follow me on X at: Waypa Today. I offer 1:1 coaching/small group coaching. Email me at: WaypaToday@gmail.com to set up a FREE 14 to 20 minute call, to see if it makes sense for us to work together.

Thank you for all of the listens and downloads. I enjoy this time of year because it gives me an opportunity to spend time with my family and to reflect back on the year that has just passed.

I'm looking forward to 2026. I believe it will be a year with many opportunites for investors. With the podcast, we will be starting Season Three in January 2026.

I review again "the cascading waterfall approach" that I use for investing where I utilize high yield/HIGH RISK ETF's as ONE of the financial tools, in my financial toolbox! I also review the "options wheel strategy" and how we can use it to make additional income!

Key takeaway: ALWAYS know the interest rate you are earning on your money, especially if your income payment is "GUARANTEED!"

I hope you had time to enjoy this holiday season and to spend time with those that are important to you in life!

Have courage today, to pick one thing, and work on your dreams. We will talk again soon!

#Options, #Bitcoin, #Dividends, #Christmas, #2025, #Wealth, #Income, #Cashflow, #Podcast, #Stock Analysis, #CLM, #SPYI, #QQQI

I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a text

Season 2, Episode #113 Not Me, But You! Podcast.

In January 2026 we will starting Season THREE of the Not Me, But You! Podcast.

Connect with me/Follow me on X at: Waypa Today. I offer a FREE 15 to 20 minute call if you are interested in 1:1 coaching or small group coaching (no more than 3 people). To set up a free call or simply message me about any topic at: WaypaToday@gmail.com

Investing will test your patience. Avoid the feeling of wanting to "panic sell." The Navy Seals in their training, get taught how powerful the word "UNTIL" can be. You will fight "until" you can win or escape etc. The same concept is true for investing. It's OK to make mistakes. It's not the end of your life or the world if you mess up. You can keep investing "until" you are eventually successful and ultimately wealthy. What can you do with cash flow? Answer: anything you want. That's what makes it SO POWRFUL. So build your cash flow (your income) weekly and monthly.

Your ultimate goal to be a successful investor is: to stay ahead of the TRUE rate of inflation. I do not consider investments unless I can earn at least 14% or MORE per year! Otherwise, it's not worth my time or my money! By staying ahead of the TRUE rate of inflation, you "outrun" the cash debasement that money printing causes. Each time money is "printed" your PURCHASING POWER decreases of ALL the money you have saved/invested. So the interest rate you earn on your money is EXTREMELY important.

Stabilize your portfolio with LESS risky assets that have little to no share price erosion. That does not mean you totally avoid high yield/HIGH risk assets like MSTY or ULTY. They have a place in your portfolio. But they should not be your ENTIRE portfolio. You have to balance your portfolio with assets like SPYI and QQQI and CLM etc.

I utilize what I call "the cascading waterfall" approach to investing.

Have courage today, to pick one thing, and work on your dreams. We will talk again soon.

#MSTY, #ULTY, #KYLD, #Bitcoin, #Income, #Cash flow, #wealth, #Not Me But You!,

I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a text

Season 2, Episode #112, Not Me, But You! Podcast.

Connect with me/follow me on X playform at: Waypa Today. If you are interested in 1:1 coaching or small group coaching, then email me at: WaypaToday@gmail.com. I offer a FREE 15 to 20 minute call to see if it makes sense for us to work together.

This episode was triggered by a listener question: We discuss fiat currency, the gold standard, what backs US dollars, money printing, inflation, what causes your costs for groceries/gas to rise etc, why and how we benefit by saving our money in Bitcoin, small business owners and how they operate, we all need cash flow to pay our bills, the "buy/borrown/die" strategy, why we need to earn at least 14% on our money, why investing in SCHD/JEPI/VOO so NOT earn us 14% a year!, the Invest Answers YouTube channel, Roth IRA's, Traditional IRA's, how Roth conversions work, what are RMD's relative to IRA's, why I don't fear reverse splits in ETF's, using the options wheel strategy to sell simple option contracts to make immediate cash flow, QQQI, SPYI, CLM, the CLM annual rights offering and how to benefit from it, I Trust Capital dot com Roth IRA and Bitcoin, and Blackrock.

I alter my cascading waterfall strategy AFTER an ETF does a reverse split. But I always do "something else" with at least HALF of my dividend money so that I minimize and manage risk. I NEVER put ALL of the dividend money back INTO a high yield/HIGH RISK ETF. I'm always doing "something else" LESS risky with at least 1/2 of the dividend money.

Wishing you a very Merry Christmas and best wishes for this holiday season. Thank you to my awesome listeners. Keep emailing me and keep asking questions on X. Asking quesitons is how we all learn and win together. Have courage today, to pick one thing, and work on your dreams. We will talk again soon.

#Bitcoin, #RMD's, #QQQI, #SPYI, #CLM, #SCHD, #JEPI, #CLM, #ROTH IRA, #TRADITIONAL IRA, #Cashflow, #ETF's, #Dividends, #wealth, #Inflation, #Money Printing, #buy, #borrow, #die,

I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.