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Season 2, Episode #114 of Not Me, But You! Podcast. Merry Christmas 2025! Happy Holidays to all of you.

Connect with me/Follow me on X at: Waypa Today. I offer 1:1 coaching/small group coaching. Email me at: WaypaToday@gmail.com to set up a FREE 14 to 20 minute call, to see if it makes sense for us to work together.

Thank you for all of the listens and downloads. I enjoy this time of year because it gives me an opportunity to spend time with my family and to reflect back on the year that has just passed.

I'm looking forward to 2026. I believe it will be a year with many opportunites for investors. With the podcast, we will be starting Season Three in January 2026.

I review again "the cascading waterfall approach" that I use for investing where I utilize high yield/HIGH RISK ETF's as ONE of the financial tools, in my financial toolbox! I also review the "options wheel strategy" and how we can use it to make additional income!

Key takeaway: ALWAYS know the interest rate you are earning on your money, especially if your income payment is "GUARANTEED!"

I hope you had time to enjoy this holiday season and to spend time with those that are important to you in life!

Have courage today, to pick one thing, and work on your dreams. We will talk again soon!

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I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.