By mid-January, most people have already quit on their New Year's resolutions. This episode of My Father Said takes a real-world, faith-grounded look at why that happens—and how to build momentum in your financial life anyway.

Ryan and Robert break down how to find margin, automate your savings, and stay disciplined when motivation fades. They share stories of past failures, chocolate milk confessions, and tough truths about debt, wills, and life insurance.

Start where you are. Make one decision. Stick to it. That's the path forward.

Sponsored by Kelly Burnside of Burnside Law Firm and Ashley Banks with Allstate.

Comparison can steal your joy — and even derail your financial future. In this episode of My Father Said, Ryan and Robert unpack why comparing your portfolio to someone else's is risky, especially when you don't know their goals, timeline, or the "game" they're playing. They cover how watercooler conversations create doubt, why your plan should be your benchmark, and how life seasons (age, income, debt, caregiving, inheritance) change the strategy. The takeaway: know your plan, understand it, and ignore the noise.

Ryan and Robert welcome our first-ever sponsors—attorney Kelly Burnside and Allstate agent Ashley Banks—for a Thanksgiving-themed "Don't Be a Turkey" episode. We cover retirement procrastination, holiday impulse spending, umbrella & UIM coverage, life-insurance basics (so your family never relies on a GoFundMe), payday-loan pitfalls, emergency funds, and the must-have will/estate docs for individuals and business owners. Plus a quick Peru story (alpacas!) and everyone's favorite Thanksgiving dishes—all in a lighter, practical conversation you can act on today.

Takeaways: start retirement contributions now, set a holiday budget, review auto/home limits at renewal, consider umbrella/UIM, secure appropriate life insurance, build 3–6 months of expenses, and put basic estate documents in place.

Guests: Kelly Burnside (Burnside Law Firm, West Columbia, SC) and Ashley Banks (Allstate, Columbia, SC).

In this eye-opening episode, Robert and Ryan uncover a kind of betrayal that can quietly destroy a marriage—financial infidelity. From secret credit cards to hidden debt, they explore how money lies break trust and fracture families.

Through stories, stats, and Scripture, they reveal how honesty and unity in finances can bring healing and strength to your marriage.

Subscribe and join the conversation on faith, family, and finance.

Are credit cards a tool for financial freedom—or a trap in disguise? In this episode, Robert and Ryan unpack the truth about credit cards, debt, and discipline. Through faith-based principles and real-life examples, they reveal how to take back control of your money and your mindset.

Subscribe, leave a review, and start building financial peace today.

The "big bad" government shutdown is here—so what actually happens now? Ryan and Tim break down why shutdowns occur, what keeps running (and what doesn't), who still gets paid, and how long these typically last. Most importantly, they cover what this means for your wallet: markets, paychecks, emergency funds, and staying focused on your long-term plan amid the noise. Practical, calm, and straight to the point.

Who you walk with determines where you go. In this episode of My Father Said, Ryan and Robert Templeton explore how your closest relationships influence your mindset, finances, and future. They break down timeless biblical wisdom and practical financial insights to help you evaluate your circle, your habits, and your goals. Whether you're stuck in a rut or looking to level up, this conversation will challenge and inspire you.

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This week on My Father Said, Ryan speaks candidly about the weight of recent events. From remembering 9/11 to the heartbreak of school shootings and the assassination of Charlie Kirk, he shares raw reflections as a husband, father, and believer.

It's an emotional episode that acknowledges evil and suffering, while pointing to the truth of Scripture—that God sees, justice belongs to Him, and hope is not lost.