Episodes

  • Unlocking Real Estate Wisdom from A Property Manager and Agent: Alexis Martinez on Mosaic

    Unlocking Real Estate Wisdom from A Property Manager and Agent: Alexis Martinez on Mosaic
    Feb 2 2026
    Tune in to Mosaic for an engaging conversation with Alexis Martinez, Senior Property Manager at Key Renter Denver. Alexis shares her inspiring journey in property management and real estate, offering valuable insights from her years of experience. Don’t miss this episode—listen now and be part of the conversation! Alexis Martinez Senior Property Manager - Key Renter Denver 720.735.7601 | alexis@keyrenterdenver.com Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 | mike@efficientlending.net | @mike_lending NMLS: 1876539 | NMLS: 1314188 #EfficientLending #MortgageRates #RogueMedia Learn more about your ad choices. Visit megaphone.fm/adchoices
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    29 mins
  • Innovative Healthcare Solutions for families and individuals looking to decrease cost and increase service

    Innovative Healthcare Solutions for families and individuals looking to decrease cost and increase service
    Jan 29 2026
    Join me on Mosaic: The Stories of Real Estate as Mark Roberts from Patient First Direct Primary Care shares his story and how his company is redefining primary healthcare. Patient First Direct Primary Care provides healthcare services based on trust, convenience, and a strong patient-provider relationship in a subscription-based model.How is this episode relevant to real estate? Many real estate professionals are self-employed and must cover their own healthcare costs. Mark’s company presents an innovative approach to managing these expenses, which can be beneficial for those in our industry. Similar healthcare solutions are available in cities across the US to many potential customers.Managing healthcare costs is certainly part of building generational wealth and legacy, the mission of Efficient Lending, Inc. Join us on this exciting episode as Mark shares his experience innovating in a much-needed healthcare industry. Tune in, stay informed, and discover how you can make smarter decisions for your health and future. Don't miss out—listen now and take the first step to better healthcare solutions!Mark Roberts - Patient First Direct Primary Carehttps://www.patientfirstdirect.com/about/Michael F Nelson, CEO - Efficient Lending, Inc720.419.3016 |mike@efficientlending.net (mailto:mike@efficientlending.net) | @mike_lendingNMLS: 1876539 NMLS: 1314188#EfficientLending #MortgageRates #RogueMedia Learn more about your ad choices. Visit megaphone.fm/adchoices
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    55 mins
  • Inside the 2026 Housing Market: Forecasts, Trends & What to Expect

    Inside the 2026 Housing Market: Forecasts, Trends & What to Expect
    Jan 13 2026
    We recap and grade our performance against our 2025 forecast, then dive into the trends, insights, and stories shaping today’s housing market. Join me, Tom Bonetto, and Paul Gusiff as we explore key factors like interest rates, inflation, inventory, and economic policy—helping you make informed decisions in real estate. Powered by MBS Highway, Mosaic brings expert forecasts and practical strategies straight to our audience. Whether you’re a buyer, seller, or industry professional, this podcast is your guide to understanding what’s next in real estate. Tom Bonetto - The Lending Coach tom@lendingcoach.net or 480.788.2658 NMLS: 1431961 Paul Gusiff - Westworld Realty paul@paulgusiff.com or 562.208.4887 Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@efficientlending.net or @mike_lending NMLS: 1876539 NMLS: 1314188 #EfficientLending #MortgageRates #RogueMedia Learn more about your ad choices. Visit megaphone.fm/adchoices
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    48 mins
  • Mosaic: The Stories of Real Estate - December 10 Fed Meeting: A debrief

    Mosaic: The Stories of Real Estate - December 10 Fed Meeting: A debrief
    Dec 15 2025
    Join me as I debrief on last week’s Fed meeting, rate cut, labor, and inflation data. Curious about the potential for labor to soften and for interest rates to improve? Listen to my podcast, then share your thoughts—reach out via call, text, email, or DM me on X @mike_lending. Join the conversation. Michael F Nelson, CEo - Efficient Lending, Inc 720.419.3016 or mike@efficientlending.net or @mike_lending NMLS: 1876539 NMLS: 1314188 #EfficientLending #MortgageRates #RogueMedia Learn more about your ad choices. Visit megaphone.fm/adchoices
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    18 mins
  • 50-Year Mortgages: Dream Deal or Debt Nightmare?

    50-Year Mortgages: Dream Deal or Debt Nightmare?
    Dec 8 2025
    Tempted by a 50-year mortgage's lower monthly payments? At Efficient Lending, we reveal the truth: assuming the same principal and rate can balloon your total interest, creating a costly long-term solution. I'm Mike Nelson (NMLS: 1876539), your guide in Colorado, Texas, and Florida, breaking it down in this *Mosaic: The Stories of Real Estate* episode for agents and borrowers. Learn how the proper term builds generational wealth—tune in on Spotify or efficientlending.net. Let's talk; your legacy awaits. Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@efficientlending.net or @mike_lending NMLS: 1876539 NMLS: 1314188 #EfficientLending #MortgageRates #RogueMedia Learn more about your ad choices. Visit megaphone.fm/adchoices
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    18 mins
  • Thanksgiving Vibes: Key Market Watches Leading Up to the Dec 10 Fed Meeting

    Thanksgiving Vibes: Key Market Watches Leading Up to the Dec 10 Fed Meeting
    Nov 26 2025
    I'm closely monitoring BLS data for labor insights, home price appreciation trends to gauge property values, the volume of applications crossing my desk as a pulse on buyer activity, and inflation figures that influence borrowing costs. If market sentiment leans toward a Fed rate cut, I'll be watching how the markets preemptively price it in before the December 10 meeting. Opportunities like these can empower homeowners to build generational wealth and lasting legacies through smart financing. Join me on Mosaic: The Stories of Real Estate to explore how these indicators could impact your path to homeownership with honesty, transparency, and a personal touch. Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@Efficientlending.net or @mike_lending NMLS: 1876539 NMLS: 1314188 #RogueMedia #EfficientLending #MortgageRates Learn more about your ad choices. Visit megaphone.fm/adchoices
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    12 mins
  • Fannie & Freddie Reforms: Affordable Housing Ideas From Two Loan Originators

    Fannie & Freddie Reforms: Affordable Housing Ideas From Two Loan Originators
    Nov 25 2025
    In this insightful episode, explore innovative proposals for Fannie Mae and Freddie Mac to streamline mortgage lending and enhance housing affordability, featuring expert insights from Tom Bonetto, the Lending Coach, and Mike Nelson, CEO of Efficient Lending, Inc. The discussion also examines the profound influence of federal debt on mortgage rates and lending dynamics. Tom Bonetto - The Lending Coach tom@lendingcoach.net or 480.788.2658 NMLS: 1431961 https://lendingcoach.net/ Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@efficientlending.net or @mike_lending NMLS: 1876539 NMLS: 1314188 My Linktree #EfficientLending #MortgageRates #RogueMedia #LendingCoach Learn more about your ad choices. Visit megaphone.fm/adchoices
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    42 mins
  • Fed Rate Decision: Signals for Real Estate Opportunities Tomorrow?

    Fed Rate Decision: Signals for Real Estate Opportunities Tomorrow?
    Oct 29 2025
    Join Mosaic: The Stories of Real Estate for an in-depth episode examining the Federal Reserve's upcoming announcement on October 29th. I analyze the signals Chairman Jerome Powell may provide, including the likelihood of interest-rate cuts, the data sources relied upon during the government shutdown blackout period, and the Fed's evolving balance-sheet strategy. These pivotal decisions could significantly influence real estate markets and mortgage rates. Tune in as I outline my optimistic outlook and highlight the key indicators to watch for emerging opportunities. Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@efficientlending.net or @mike_lending NMLS: 1876539 NMLS: 1314188 #EfficientLending #MortgageRates #rogueMedia Learn more about your ad choices. Visit megaphone.fm/adchoices
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    22 mins