What does it actually look like when a parent and student commit to graduating college debt-free?

In this episode, I sit down with Kelly, a mom and financial advisor who is actively helping her daughter go through college without student loans. We talk through the real conversations that had to happen early — including the moment they decided she would not take student loans — and how having a clear plan changed everything.

From a parent’s perspective, Kelly shares how being intentional, getting on the same page as a family, and involving her daughter directly in the process made all the difference. We also break down practical steps like getting a job during college, contributing to her own 529 account, and finding campus jobs that allow students to get paid while doing homework.

You’ll also hear simple explanations of what a 529 account is, how compound interest works, parent loans, and how it compares to a high-yield savings account — all in plain English.

If you’re a parent, a student, or both, this episode will help you understand how to get started with a real-life debt-free college plan.

LET'S GOOOOOO!

Related Episodes:

78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

172 - 3 Ways to Search and Find the Scholarships Specific To You

173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:

P.S. Join me on...

Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

Instagram --> @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

**Get scholarships and pay for college without student loans!**

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Hey hey! Are you struggling lately with spiritual warfare? Need a battleplan? I have one to share with you today, for VICTORY in Jesus!!!

Join our Facebook community to share what you're going through and how we can pray for you --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free

LET'S GOOOOOOO!!

Grab your cold brew and TI-89, because class is now in session (:

P.S.

Enjoy some great apologetics books to feel confident and grounded in your faith!

Jesus Skeptic

The Case for Christ

Proving Christ's resurrection

Related Episodes:

154 - Worried you’ll never stop worrying? Avoid student loans and pay for college in peace on God’s timeline! - Psalm 18:16-19

155 - Are you just surviving college, and not thriving? You’re normal. 3 steps to lean into Jesus and THRIVE

167 - Are you overwhelmed and anxious? Improve mental health in college through decluttering and minimalism!

159 - Lonely in college? How to find a legit friend group and ANCHOR of community!!

Connect with me on:

Instagram --> @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

Facebook --> Christian College Girl Community

** Find God's Path for College and Graduate Loan and Debt-Free **

Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life?

In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt!

I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!

Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?

I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!

And, I’m here to teach you HOW to do this, too.

If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

My friend! Are you confused about how to graduate from college debt-free? Whether you're already in school or beginning in the fall, I have 4 steps to help you get started!!!!

LET'S GOOOOOOOOOOOOOO!!!

Related Episodes:

2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret

110 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

146 - This New Year’s resolution has me on track to become a millionaire! Only takes 20 mins a week (:

P.S. Join me on...

Facebook --> Christian College Girl Community

Instagram --> @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

Some great apologetics books to feel confident and grounded in your faith!

Jesus Skeptic

The Case for Christ

The Case for a Creator

The Case for Heaven

Proving Christ's resurrection

** Find God's Path for College and Graduate Loan and Debt-Free **

Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life?

In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt!

I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!

Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?

I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!

And, I’m here to teach you HOW to do this, too.

If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.