What does it actually look like when a parent and student commit to graduating college debt-free?

In this episode, I sit down with Kelly, a mom and financial advisor who is actively helping her daughter go through college without student loans. We talk through the real conversations that had to happen early — including the moment they decided she would not take student loans — and how having a clear plan changed everything.

From a parent’s perspective, Kelly shares how being intentional, getting on the same page as a family, and involving her daughter directly in the process made all the difference. We also break down practical steps like getting a job during college, contributing to her own 529 account, and finding campus jobs that allow students to get paid while doing homework.

You’ll also hear simple explanations of what a 529 account is, how compound interest works, parent loans, and how it compares to a high-yield savings account — all in plain English.

If you’re a parent, a student, or both, this episode will help you understand how to get started with a real-life debt-free college plan.

LET'S GOOOOOO!

Related Episodes:

78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

172 - 3 Ways to Search and Find the Scholarships Specific To You

173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:

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Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

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Email --＞ info@moneyandmentalpeace.com

**Get scholarships and pay for college without student loans!**

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.