If you've ever felt like traditional money advice just doesn't fit the way your brain works, this episode is for you.

We're joined by Katherine Spitzkowsky, founder of Yulania Financial and a neuro-affirming financial adviser, to talk about the invisible reality of ADHD, autism and money in mid-life.

In this episode we explore:

• The less obvious ways neurodivergence shows up financially, beyond the impulsive spending stereotype

• How financial advice and systems need to adapt for neurodivergent clients, rather than the other way around

• The first step toward clarity and control if this conversation feels a little too familiar

Enjoy x

Trish & Suzanne

Email: moneytalkrealtalkpod@gmail.com

Resources:

Instagram: https://www.instagram.com/divergent_money/

LinkedIn: https://www.linkedin.com/in/katherine-spitzkowsky-cfp-64207763

Website: https://www.yulaniafinancial.com.au/

Disclaimer:The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

If you've ever wondered whether buying property is still possible in today's market, this episode is for you.

We're joined by one of Australia's leading mortgage brokers, Rachelle Kroon, co-author of The Quick-Start Guide to Your First Property, to talk about what first-home buyers are actually doing to get into the market right now.

In this episode we explore:

• The biggest misconceptions about re-entering the property market and rebuilding after separation or divorce
• How women in mid-life are approaching property differently
• How career breaks, caring responsibilities and part-time work affect borrowing capacity
• Is buying property still the most important financial goal?

Resources:

Instagram: @RachelleKroon_Money

TikTok: @RachelleKroonMoney

LinkedIn: Rachelle Kroon

Enjoy!

Suzanne & Trish X

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

Are You Accidentally Raising Financially Dependent Kids?

Most parents focus on leaving money behind.

But what if the real secret to building generational wealth is teaching your kids what to do with money before they ever inherit it?

In this eye-opening episode, Money School founder Lacey Filipich shares why she'd choose financial knowledge over a million-dollar inheritance every single time.

With Trish Gregory and Suzanne Alexander, Lacey discusses:

💰 How to raise financially confident kids
🌱 Ethical investing without sacrificing returns
📈 Why investing is one of the biggest votes you'll ever cast
🧠 The three money lessons every child should learn
❤️ How to discover what "enough" really means

If you've ever wondered how to build wealth while staying true to your values, this conversation is for you.

Resources:

Money School: https://www.moneyschool.net.au/

Ethos ESG: https://ethosesg.com/

World Economic Forum Report: https://www.weforum.org/press/2020/01/half-of-world-s-gdp-moderately-or-highly-dependent-on-nature-says-new-report/

Climate scenario analysis: An illustration of potential long-term economic & financial market impacts: https://www.cambridge.org/core/journals/british-actuarial-journal/article/climate-scenario-analysis-an-illustration-of-potential-longterm-economic-financial-market-impacts/1C0B999AB9C59D5E02136C51CD0655DF

Property and Insurance Risk Report: https://actuaries.org.uk/media/g1qevrfa/climate-scorpion.pdf & https://actuaries.org.uk/media/gebdhxzi/climate-emergency-final-report.pdf

Enjoy!

Suzanne & Trish X

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

Ever felt like a scary headline made you question your entire investment strategy?

You're not alone.

In this episode of Money Talk Real Talk, Trish Gregory and Suzanne Alexander explore the psychology of investing and why confidence matters more than finding the "perfect" investment.

They discuss:

✅ Why market headlines are designed to grab your attention
✅ How fear and uncertainty affect investment decisions
✅ The difference between reacting and responding to market movements
✅ Why behaviour matters more than investment selection
✅ ETF vs Managed Funds vs Direct Shares vs Property explained simply
✅ How women can rebuild confidence after an investing mistake
✅ Research showing women often outperform men as investors over the long term

If you've ever felt overwhelmed by market noise, worried about making the wrong investment decision, or wondered where to start building wealth, this episode will help you invest with more clarity and confidence.

Remember: investing is about consistency, not perfection.

🎧 Subscribe and follow for more conversations helping midlife women take aligned action with their money and mindset.

Enjoy!

Suzanne & Trish X

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

You've built the savings account.

You've worked hard.

You've done all the "right" things.

So why does investing still make you feel uncomfortable?

In this episode of Money Talk Real Talk, Trish and Suzanne explore one of the biggest financial mindset shifts women face: moving from saving to investing.

Together, they break down:

• Why saving and investing require completely different mindsets
• The role fear and scarcity can play in keeping your money on the sidelines
• How inflation quietly erodes the value of cash over time
• What portfolios actually look like (without the financial jargon)
• Why goals and timeframes matter more than finding the "perfect" investment
• Common investing mistakes women make—and how to avoid them
• The power of compounding, dividend reinvestment, and staying invested through market ups and downs

If you're just starting out or concerned you left it too late, this is the episode for you.

In fact, as Trish says, the best investing is often simple, boring and consistent.

Enjoy!

Suzanne & Trish X

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

Investing has traditionally been marketed as a male-dominated field, which can create a barrier for women. Many women are conditioned to believe they’re not capable investors, leading to a fear of making mistakes. This fear of failure can be paralysing and is often exaggerated when considering midlife, where the stakes feel higher.Join Suzanne & Trish as they demystify investing for women, addressing common myths, the importance of starting early, and practical pathways to build wealth confidently. Perfect for those feeling left behind or intimidated by the market.Enjoy!Suzanne & Trish XEmail: moneytalkrealtalkpod@gmail.comDisclaimer:The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

Does tax planning sound dodgy, or feel complicated?

In this episode of Money Talk, Real Talk, Trish and Suzanne pull back the curtains and show you what tax planning is really about, and why everyday Australians like you should be paying attention.

The truth is

- tax planning isn't about loopholes

- it's about understanding the system and making some smart decisions before the end of the financial year.

In this episode we cover:

- the difference between tax avoidance and tax planning

- simple strategies like super contributions and salary packaging

- why timing (especially before 30 June) matters a lot

- how to structure your income and assets with greater efficiency

- when you should consider getting an accountant involved.

but more importantly, we unpack the emotional side of tax

- the fear

- the avoidance

- the confusion

that keeps so many people from taking action

Enjoy x

Trish & Suzanne

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:

The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.

We tend to think about tax as something that shows up once a year… but the reality?

Some of the biggest tax consequences come from the biggest moments in your life.

In this episode of Money Talk, Real Talk, Trish and Suzanne unpack the hidden tax implications behind life-changing events like:

• Separation and divorce
• Inheriting money or property
• Downsizing your home
• Illness, injury, and insurance payouts
• Redundancy and job loss

In reality, tax doesn’t follow what feels fair… it follows legal structure, timing, and ownership.

Through real examples and practical explanations, they reveal why:

• A “50/50” divorce settlement isn’t always equal
• The family home can create very different outcomes to shares
• Inheritance can come with future tax surprises
• Insurance payouts and super withdrawals may be taxed differently than you expect

This episode is about helping you pause before making irreversible decisions—and understanding the financial impact behind emotional ones.

Because a little knowledge now could save you tens (or hundreds) of thousands later.

Enjoy!

Suzanne & Trish X

Email: moneytalkrealtalkpod@gmail.com

Disclaimer:

The advice or information shared on this podcast is general and doesn't consider your personal circumstances. You should consider if the advice or information is appropriate for you before acting. Make sure you read any product disclosure statements and or target market determinations of any financial product you use or purchase and consider obtaining professional advice appropriate to your need. Trish Gregory, Authorised Representative number 1252041 is an Authorised Representative of Dirigere Advisory Pty Ltd trading as Intelligent Planning AFSL number 524371. Suzanne Alexander, while a former Financial Advisor, is now a Certified Money Coach (CMC®) and Mindset Mentor.