Here's the truth nobody talks about: investing isn’t about saying “yes” to every shiny opportunity that comes your way. It’s about discipline. It’s about mastering the art of saying “no.” It’s about boring consistency, and yes, sometimes it feels plain, but that’s where real wealth is quietly built.

Paul Moore’s journey from rags to riches didn’t just end with his financial exit. He wiped out his debt and embraced the mindset that no matter what, you never stop giving. Because giving fuels growth, relationships, and opportunity in ways money alone never can.

What if saying “no” more often is actually the key to unlocking your financial freedom? Are you prepared to keep giving, even when it feels like you’ve given enough and things get tough?

In this episode, founder of Wellings Capital Paul Moore, joins me to talk about real estate investing, how he went from rags to riches, and why the way out is to always give.

Things You’ll Learn In This Episode

-Learning to say NO

The most successful investors achieve their results by saying no to nearly every opportunity. How can learning to say no improve decision-making and long-term success?

-The real housing crisis

Many real estate developers prioritize luxury apartments, overlooking the growing demand for affordable housing. What is the impact of this unbalanced supply and demand?

-Warren Buffett: rules for real estate

Warren Buffett emphasizes investing in real estate with a long-term mindset, focusing on value, not hype. How can adopting a long-term, value-focused approach improve real estate investment strategy?

Guest Bio

Paul Moore is the Founder of Wellings Capital. After graduating with an engineering degree and then an MBA from Ohio State, Paul entered the management development track at Ford Motor Company in Detroit. After five years, he departed to start a staffing company with a partner. They scaled and sold the company to a publicly traded firm five years later. After a brief “retirement” in his early 30s, Paul began investing in real estate in 1999 to protect and grow his own wealth.

He completed over 85 real estate investments and exits, appeared on HGTV’s House Hunters, rehabbed and managed dozens of rental properties, and developed a subdivision. After completing three successful real estate developments, including assisting with the development of a Hyatt hotel and a very successful multifamily project, Paul narrowed his focus to commercial real estate in 2011. Paul is married with four children and lives in Central Virginia.

Visit https://www.wellingscapital.com/resources for more information.

Find Paul’s books on Amazon here

To give to help save children from human trafficking go to https://aimfree.org/

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

You've probably heard it: "housing shortage this, housing shortage that." But here’s the truth no one’s telling you: we’re not facing a housing shortage.

We’re facing an affordable housing shortage.

Yet, all around us, we see more luxury apartments and high-end developments sprouting like weeds.

If the real demand is for affordable housing, why are developers relentlessly churning out luxury units that most people can’t afford?

Prices keep soaring, wages aren't keeping up, and the average family can’t find a place to live. The middle class is being squeezed out, and younger generations are locked out of homeownership entirely.

So, why do developers keep building luxury instead of affordable? Is it because luxury units bring higher returns, even if they sit empty?

In this episode, I dive into the reality of the housing crisis, what it means, and what fuelled it all.

Things You’ll Learn In This Episode

-3% differential

A 3% gap exists between the national vacancy rate and that of luxury properties. What factors contribute to the higher vacancy rate in luxury real estate?

-The revenge summer

After the pandemic, many people increased their savings and reduced their debt. How did the rise in savings and drop in debt influence consumer behavior after the pandemic?

-The rise of institutional landlords

How will the rise of institutional landlords impact renters and housing affordability?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

You’ve worked your whole life to build something that lasts. But what happens after you’re gone? Too many people avoid that question until it’s too late.

Because here’s the thing: your legacy is too important to put off till later. If you’re not intentional, you’ll leave your family with chaos and confusion.

Legacy doesn’t happen by accident. Trust structures are not magic documents. They’re only as good as the strategy behind them.

In today’s episode, we’re diving deep into how to build a legacy that doesn’t just pass on wealth, it passes on wisdom, protection, and purpose. And no one knows that better than Loral Langmeier.

She’s not just a six-time New York Times bestselling author or the CEO of Integrated Wealth Systems. She’s “The Millionaire Maker”, and she’s helped over 10,000 people build generational wealth through real estate, business, and smart financial systems.

Now, Loral is opening up her playbook on trusts, legacy planning, and how to protect your hard-earned assets from taxes, probate, and family drama. How do you make sure your heirs won’t inherit a mess? How do you leave them with an organized system of planning and wealth?

We break down the biggest myths around estate planning, why most trusts fail, and how to create one that lives on for generations.

Things You’ll Learn In This Episode

-The “legacy planning lie” most families fall for
A trust isn't a magic wand. What do you really need to include to protect your heirs from chaos, taxes, and lawsuits?

-How to make your kids millionaires—without spoiling them
Many kids mismanage their inheritance because they don’t have the skills to maintain it. How do we start teaching kids about business, responsibility, and wealth from the time they’re toddlers?

-What’s coming in the economy (and how to prepare)
Why record-high debt and rising delinquencies are just the beginning, and how to position yourself to profit from the downturn.

-The five experts every wealthy family needs
A will isn’t enough. Laurel reveals the power team behind every airtight estate plan, and the #1 mistake most people make when hiring them.

Guest Bio

Loral Langemeier is a money expert, international speaker, entrepreneurial thought leader, and best-selling author of five books who is on a relentless mission to change the conversation about money and empower people around the world to become millionaires. To learn more, follow @askloral on Instagram and visit https://askloral.com/podcast to get Loral’s free gifts.

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

You found the deal. You found the lender. You even closed with hard money. Now what?

That’s the question too many investors forget to ask—until it’s too late.

In today’s market, with traditional financing tightening up and banks saying “no” more often, smart investors know that real money is made after the flip. When you’ve got a reliable exit strategy.

But here's the problem: too many investors get stuck in the deal because they never thought through how they were going to get out.

They scramble for financing after the fact, only to find the terms are terrible, if they can get approved at all.

That’s when the clock starts ticking, interest racks up, and the whole investment starts bleeding cash.

So what’s the play when the banks won’t play ball?

Enter Aaron Chapman, a seasoned lender who’s made it his mission to get the unbankable deals bankable.

For over 20 years, Aaron has helped investors navigate the toughest markets. Now, he's teamed up with Private Money Club to help investors set themselves up for long-term wealth, not just short-term flips.

In this episode, Aaron shares exactly what you need to do to make your investment deals irresistible, not just to private lenders, but to banks, too.

Things You’ll Learn In This Episode

-The “Exit Strategy Mistake” That’s Killing Deals
Most investors think about finding the right property, not the right financing. What should really come first?

-What Banks Aren’t Telling You (But Aaron Will)
Think the DSCR loan is your answer? It might be, but not the way most lenders do it. What do smart investors look for in today's lending climate?

-Why You Shouldn’t Pay Off That 30-Year Mortgage Early
Could stretching out your mortgage be the best move you can make?

Guest Bio

Aaron is the pre-eminent financing guy for property investors. He's a well-known educator in the industry, and has lots of tools in his financing toolbag. A veteran of the finance industry since 1997, Aaron is a battle-worn partner every real estate entrepreneur needs to walk through the tough parts of building a business. As America’s #1 Retail Mortgage Lender, his clients include people purchasing their first home, building their dream home, or investing in multiple properties for long-term cash flow. He is an expert in the complicated, leading to recognition by Scotsman Guide as one of the nation’s Top Originators. In addition to his mortgage career, Aaron is a published author with books and dozens of magazine articles. Visit https://aaronchapman.com/ to learn more and work with Aaron.

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!