In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, delves into the current state of the Australian property market and questions whether the remarkable growth of the past 50 years can be sustained. He highlights the stark reality of inflation-adjusted property rents yielding zero returns, despite soaring property values. Lloyd explains how factors like rising interest rates and the increasing duration of mortgages signal a potential correction in the market. He introduces the concept of the "golden illusion," emphasizing that the conditions that led to past successes are unlikely to be replicated. Join Lloyd as he explores the underlying numbers and trends that could signal a shift in the Australian property landscape.

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Timestamps

[00:00:00] Introduction

[00:01:34] Property bubble implosion prediction.

[00:06:58] Factors driving property demand.

[00:07:41] Borrowing power's impact on housing.

[00:12:44] Income revolution and property boom.

[00:16:39] Mortgage length and affordability.

[00:20:37] Impact of AI on jobs.

[00:21:41] Baby boomer housing legacy.

[00:27:24] Rethinking wealth outside property.

[00:29:08] Building wealth through property.

In this episode, host Lloyd James Ross delves into the dynamics of the U.S. dollar and its significance as a global currency. He explains how gold has historically been viewed as the world's base reserve currency and discusses the importance of the dollar index in assessing the strength or weakness of the U.S. dollar. With gold prices at record highs and the dollar index slipping below 100, Ross addresses the implications for investors and what these trends mean for the future of the U.S. dollar. He clarifies that while the dollar may be showing signs of weakness compared to its 2022 highs, a true collapse would entail a significant loss of trust in the currency, which is not currently happening. Tune in for insights on how to navigate these financial changes and strategies to achieve financial freedom.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

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Timestamps

[00:00:00] Introduction

[00:00:00] Gold as a base currency.

[00:04:38] US dollar purchasing power concerns.

[00:07:39] Gold as global reserve currency.

[00:10:40] Tariffs and inflation impact.

[00:14:05] US dollar reserve status explained.

In this episode, host Lloyd James Ross dives into the complexities of financial literacy and wealth building, discussing the recent interest rate cut by Michelle Bullock and its implications for inflation. He shares personal insights on the differences in financial upbringing and highlights the importance of understanding compounding interest, especially for those who feel financially constrained. Lloyd emphasizes the need for proactive measures to improve financial status, such as acquiring new skills, starting side hustles, and investing in assets like real estate. He offers his expertise to help listeners break free from old money habits and take control of their financial futures, all while keeping the conversation engaging and entertaining with reaction segments. Tune in for actionable strategies to make your money work for you!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

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Timestamps

[00:00:00] Introduction

[00:01:30] Interest rate cut implications.

[00:03:31] Investing is not for the rich.

[00:08:21] Wealth vs. Jobs.

[00:10:22] Gen Z income expectations.

In this episode, we dive into the challenges facing our economy, particularly the ongoing per capita recession marked by seven consecutive quarters of decline. The host discusses the necessity of addressing problems head-on, whether in business, relationships, or national politics. Key insights include the importance of making difficult decisions during tough times and the current lack of leadership in addressing economic issues. The episode highlights two primary reasons for the recession: low productivity and an increase in population, which affects economic metrics. Tune in for a candid exploration of these pressing topics and the implications they have for our future.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

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Timestamps

[00:00:00] Introduction

[00:01:02] Per capita recession causes.

[00:03:19] Immigration and unemployment connection.

[00:06:12] Government jobs and productivity.

[00:10:12] Migration's impact on the economy.

In this episode, Lloyd James Ross discusses the recent government policy allowing 5% deposits for home purchases, criticizing it as a misguided attempt to alleviate financial pressure on mortgage holders. He argues that this short-term solution could inflate housing prices further, trapping young people in long-term debt. Ross emphasizes the dangers of cutting interest rates to avoid recession, warning that it may lead to entrenched inflation and a decline in national wealth. He also highlights the alarming July inflation data, indicating a rise in the Consumer Price Index (CPI) and its implications for the economy. Tune in as Ross shares insights on navigating financial challenges and achieving financial freedom.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

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https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] Introduction

[00:00:42] Property bubble and inflation concerns.

[00:04:20] Housing market inflation and challenges.

[00:08:13] RBA's catastrophic rate cut decision.

[00:10:32] Stagflation and economic consequences.

[00:14:38] Immigration and economic sustainability.

[00:17:52] Inflation and RBA rate discussion.

In this episode, we explore the concept of living a rich life without the necessity of financial wealth. The discussion emphasizes the importance of social risk and the willingness to go the extra mile, which can lead to greater opportunities. Our host highlights the significance of integrity and personal growth in the journey of sharing knowledge, noting that teaching is also a learning process. We address common misconceptions about needing extensive qualifications to succeed in business, using the example of Tony Robbins, who built his career without traditional credentials. Tune in to discover how embracing vulnerability and aligning actions with values can unlock potential and foster success.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

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https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] Introduction

[00:02:29] Courage creates confidence loop.

[00:05:25] Everyone has a book inside.

[00:08:23] Talking to the dead.

[00:11:12] Time richness through delegation.

[00:16:21] Accidental journey to helping others.

[00:21:03] A hundred kilometer ultra marathon.

[00:23:00] Influential characters in life.

[00:26:47] Overcoming fear in challenges.

[00:30:00] Fear and living in the present.

[00:33:20] Authenticity in personal expression.

[00:36:17] The courage to be authentic.

[00:40:43] Who, not how mindset.

[00:45:09] Inspiring stories of adventure.

[00:48:18] Clear, definite purpose in life.

[00:52:00] Feelings in Decision-Making.

[00:54:41] Coin as decision-making tool.

[00:58:14] Trusting oneself through challenges.

[01:01:38] The power of trust.

[01:07:12] The transition of life and death.

[01:10:24] Love and appreciation for life.

[01:12:33] Modern life vs. historical struggles.

[01:18:04] Create the world you want.

[01:20:15] Money and happiness connection.

[01:25:42] Home as an extension of heart.

[01:28:38] Breaking social rules and norms.

[01:31:07] Harley Davidson's unexpected journey.

[01:34:20] Work ethic transforms experiences.

[01:39:50] Embracing mentorship and participation.

[01:43:37] Money is energy and relationships.

[01:46:07-01:46:18] Living a rich life now.

[01:49:56] Impact and wealth connection.

[01:53:54] Thank you for being here.

In this episode, host Lloyd James Ross discusses the profound impact of financial education on long-term wealth accumulation. He references Aristotle's quote about the bittersweet nature of education, emphasizing that while learning may be challenging, the benefits are significant. Lloyd highlights the transformative potential of just one personal finance class taken in high school, estimating its lifetime value at around $1 million due to improved money management habits. He also shares a fascinating initiative in the U.S. where newborns receive $1,000 to invest in an index fund, encouraging parents to contribute further for long-term growth. Tune in to discover effective strategies to overcome financial stress, develop a wealth-building mindset, and achieve financial freedom.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

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https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] Introduction

[00:01:35] Financial education's lifetime value.

[00:05:19] Education's bitter roots, sweet fruit.

[00:07:15] Government investment for newborns.

[00:12:41] The power of compound investing.

[00:14:51] Legacy of financial education.

In this episode, we explore the "law of income," which states that your earnings are directly proportional to the need for your services, your ability to provide them, and the difficulty of the task. The host discusses the importance of aligning your skillset with the right opportunities and recognizing when it's time to move on from a current role to pursue greater potential. They share personal insights on their journey from network marketing to coaching, highlighting the significance of continual growth and seeking opportunities with a higher income ceiling. Tune in to learn how to identify the right vehicle for your skills and maximize your earning potential.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Morgan:

https://www.instagram.com/morgantnelson/

Follow Lloyd:

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https://www.tiktok.com/@lloydjross

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Timestamps

[00:00:00] Introduction

[00:00:00] Law of income explained.

[00:05:16] The law of income.

[00:07:31] Speaking as a lucrative opportunity.