Money For the Rest of Us cover art

Money For the Rest of Us

Money For the Rest of Us

By: J. David Stein
Listen for free

About this listen

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

© All rights reserved Economics Personal Finance
Episodes
  • No More AAA - What the U.S. Debt Downgrade Means for Investors

    No More AAA - What the U.S. Debt Downgrade Means for Investors
    May 21 2025

    With longer-term U.S. interest rates rising and no plan to reduce the budget deficit, is a U.S. national debt crisis imminent?

    Topics covered include:

    • Why S&P, Fitch, and now Moody's stripped the U.S. of its pristine AAA debt rating
    • How the U.S. national debt dynamics compare to Greece, Italy, and Japan
    • What are four things investors should monitor for signs that the national debt crisis is worsening or spiraling out of control


    Insiders Guide Email Newsletter

    Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter

    Our Premium Products

    Asset Camp

    Money for the Rest of Us Plus

    Show Notes

    Moody's Ratings downgrades United States ratings to Aa1 from Aaa; changes outlook to stable—Moody's Ratings

    Research Update: United States of America Long-Term Rating Lowered To 'AA+' On Political Risks And Rising Debt Burden; Outlook Negative—S&P Global

    Interest Expense and Average Interest Rates on the National Debt FY 2010 – FYTD 2025—FiscalData.Treasury.gov

    The Stark Math on the GOP Tax Plan: It Doesn’t Cut the Deficit by Richard Rubin—The Wall Street Journal

    The Long-Term Budget Outlook: 2025 to 2055—Congressional Budget Office

    Walmart says higher prices could hit this month due to tariffs by Natalie Sherman—BBC

    Post on May 17th, 2025; 7:27 AM by Donald J. Trump—Truth Social

    Walmart responds to Trump comment that retailer should ‘eat the tariffs’ by Kyler Swaim—The Hill

    What’s behind Japan’s High Government Debt? by YiLi Chien and Ashley H. Stewart—Federal Reserve Bank of St. Louis

    Related Episodes

    487: Are We Heading for a 2030s Depression? Global Economic and Population Shifts

    479: National Debt Master Class Finale – What To Do


    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
    Show More Show Less
    25 mins
  • Facing a Financial Squeeze: What Harvard’s Response Can Teach the Rest of Us

    Facing a Financial Squeeze: What Harvard’s Response Can Teach the Rest of Us
    May 14 2025
    How can we apply the same emergency measures that Harvard and other universities are using to navigate a financial crisis? Also, how universities invest their endowments and what their performance has been.Topics covered include:What has led to the financial crisis at HarvardWhat actions has the university takenHow do endowments invest and spend their fundsHow endowments maintain intergenerational equityHow we can apply the principles universities use in our own investingSponsorsNetSuite LinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesLetter Sent to Harvard 2025-04-11—HarvardHarvard Response 2025-04-14—HarvardTrump Administration Will Freeze $2 Billion After Harvard Refuses Demands by Vimal Patel—The New York TimesShould Harvard Be Tax Exempt? by The Editorial Board—The Wall Street JournalFact Sheet: President Donald J. Trump Reforms Accreditation to Strengthen Higher Education—The White HouseAt Grim Town Hall, Harvard Medical School Leaders Tell Staff to Expect Layoffs and Far-Reaching Cuts by Avani B. Rai and Saketh Sundar—The Harvard CrimsonCan Harvard Use Its Endowment To Make Up For Federal Cuts? It’s Possible, but Not That Simple. by Avani B. Rai and Saketh Sundar—The Harvard CrimsonYale Weighs $850 Million Bond Sale Amid Trump’s Higher Education Attack by Elizabeth Rembert and Amanda Albright—BloombergYale seeks to sell billions in private equity investments as political pressures from Trump mount by Liese Klein—CT Insider2024 NACUBO-Commonfund Study of Endowments—NACUBOEndowments Face Liquidity Crunch Amid Market Pullback, Funding Cuts by Matt Toledo—Chief Investment OfficerBig investors borrow against private equity holdings amid cash crunch by Amelia Pollard and Antoine Gara—The Financial TimesRelated Episodes402: Why Student Debt Is So High and Forgiving It Doesn’t Fix the Problem245: Is College Worth It?180: Can You Outperform Harvard’s Endowment?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
    Show More Show Less
    25 mins
  • Why Bond Investing Is Easier Than Ever

    Why Bond Investing Is Easier Than Ever
    May 7 2025

    Discover how bond market ETFs have transformed investing — making bonds easier, cheaper, and more accessible than ever. We also explore how the bond market’s very composition has evolved.

    Episode Sponsors

    Delete Me – Use code David20 to get 20% off

    Insiders Guide Email Newsletter

    Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter

    Our Premium Products

    Asset Camp

    Money for the Rest of Us Plus

    Show Notes

    The total return strategy in bonds is far from dead by James Bianco—The Financial Times

    What I Learned in My First Year Managing Fixed-Income by Jim Bianco—Bianco Research Advisors

    ETFs are eating the bond market by Robin Wigglesworth and Will Schmitt—The Financial Times

    Related Episodes

    463: How to Lock in Higher Yields in Case Interest Rates Fall

    455: Easier Investing, Richer Life: TIPS Ladders to Annuities

    418: Bond Investing Masterclass


    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
    Show More Show Less
    26 mins

What listeners say about Money For the Rest of Us

Average Customer Ratings

Reviews - Please select the tabs below to change the source of reviews.

Audible.com.au reviews

Amazon Reviews
No Reviews are Available
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.