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Insurance Weekly

Insurance Weekly

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 Insurance Weekly is your clear, no-nonsense guide to the fast-changing world of insurance, from the policies you rely on every day to the big industry shifts happening behind the scenes. Each episode breaks down what is really going on in the contemporary insurance landscape so you can understand how new rules, market trends, and company decisions affect your wallet, your home, and your peace of mind. The show dives into the growing uncertainty around health insurance, including political debates, looming deadlines, and policy changes that could send premiums soaring for millions of people. You get grounded explanations of issues like expiring Affordable Care Act subsidies, state level battles over coverage, and what all of that means if you are trying to keep your family insured without breaking the bank. On the property side, Insurance Weekly looks at both the big picture and the local crises. The podcast explores why the national homeowners insurance market might look stable on paper, even as specific regions such as Florida face rising risks, shrinking coverage options, and the mounting effects of the climate crisis. Expect thoughtful conversations about how extreme weather, coastal erosion, and wildfire zones are reshaping what it means to own a home in vulnerable communities. Insurance Weekly also examines how technology and regulation are colliding inside insurance companies. From artificial intelligence being used in underwriting and claims handling to lawmakers demanding more transparency around algorithm driven denials, the show unpacks both the promise and the pitfalls of automation. Listeners are guided through stories of large scale fraud schemes, loopholes in systems like no fault auto coverage, and the reforms being proposed to better protect consumers. Beyond the headlines, the podcast keeps you up to speed on the broader business side of the industry. Episodes cover mergers and acquisitions, shifts in life and crop insurance, and the rapid growth of niche markets such as pet insurance. Whether you are a policyholder, a professional in the field, or simply someone trying to make smarter financial decisions, you get context, clarity, and practical insight instead of jargon and spin. If you have ever felt overwhelmed by fine print, confused by premium hikes, or unsure how new laws might change your coverage, this show is for you. Insurance Weekly helps you connect the dots between complex insurance stories and real life, so you can stay informed, ask better questions, and make decisions with confidence.

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Episodes
  • Double the Premium, Half the Security?

    Double the Premium, Half the Security?
    Dec 7 2025
    In this episode, we dive into the growing instability across today’s insurance markets and what it really means for your wallet, your home, and your health. The conversation begins with the looming health insurance crisis in the United States, where the possible expiration of Affordable Care Act subsidies threatens to send premiums skyrocketing for millions of people. We unpack how these subsidies work, why their potential removal could effectively double costs in some states, and how the bitter political fight in Congress is shaping the future of affordable coverage. From there, we zoom out to examine the fragile state of property and casualty insurance, especially in regions on the front lines of climate change. With wildfires, hurricanes, and other disasters becoming more frequent and severe, insurers are reassessing their risk, and consumers are feeling the consequences through higher premiums, reduced coverage options, and, in some cases, outright withdrawals from high-risk markets. We explore the regulatory pressure mounting on state insurance commissioners in places like California and Florida, as lawsuits, investigations, and public anger intensify. The episode also looks at the everyday decisions facing consumers around specific products such as travel insurance and long-term care coverage. We discuss whether travel policies are worth the price in an unpredictable world and why long-term care insurance is becoming increasingly difficult to afford, even as aging populations need it more than ever. Along the way, we highlight key industry developments, from investment shifts and merger activity to the rollout of new, high-cost drugs into commercial health plans across global markets. Throughout the episode, the common thread is a rising level of anxiety among policyholders. Whether it is a family trying to keep their health plan, a homeowner in a coastal state searching for affordable coverage, or a traveler wondering if they can risk going without protection, the sense of uncertainty is palpable. This episode connects the dots between policy, politics, corporate decisions, and the everyday lives of consumers, offering context, clarity, and critical questions about where the insurance world is headed next.

    Become a supporter of this podcast: https://www.spreaker.com/podcast/insurance-weekly--6811709/support.
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    43 mins
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