Striking the right balance between your career and personal life can feel like chasing a myth—especially in today’s always-on culture. In this episode, Alex and Andrew dive into what work-life balance really means, why it's so different for everyone, and how they personally try to make it work. From managing client demands and growing a business to being present with family and finding time to recharge, they share real stories, helpful strategies, and a few honest struggles.

Whether you're an entrepreneur, a busy parent, or just trying to keep your calendar from taking over your life, this episode will leave you with some practical takeaways—and maybe a little inspiration—to help you define and protect your own version of balance.

When it comes to financial advice, not everything you hear is worth following — and some of it can even set you back.

In this episode of Horizon Advisers Unleashed, Andrew and Ryan dive into what makes financial advice truly dangerous and why common money myths continue to mislead people. From "real estate is always a guaranteed investment" to "you’ll be in a lower tax bracket in retirement," they unpack the misconceptions that can quietly derail your financial plan.

You'll hear:

• How to recognize advice that isn’t personalized to your goals
• Why outdated "rules of thumb" can be risky
• What questions you should ask before acting on financial tips

At Horizon Advisers, we believe smart planning starts with asking the right questions — and knowing when to dig deeper. Join us as we help you separate fact from fiction and make smarter financial decisions.

In this episode, Ryan and Scott break down the fundamentals of credit—what it is, how it works, and why it matters. They start by clearing up the confusion between credit vs. debit, then dive into how credit cards function, interest rates, and the mechanics behind building a credit score.

Whether you’re just getting started or want to sharpen your understanding, this conversation covers:

✅ What is credit, really?
✅ How credit cards differ from debit cards
✅ What makes up your credit score
✅ Why your credit history plays a key role in long-term financial success
✅ Smart habits to build and maintain strong credit

From buying a house to getting the best insurance rates, credit touches more of your financial life than you might think. Tune in and take control of your credit future.