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Today’s Guest: Maria Marks—former operating room nurse turned real estate investor and educator.

Maria didn’t plan to be “a finance person.” But a family loss, a push to learn, and one bold step into mentorship changed everything. Today Maria is a General Partner with 1,500+ doors across 12 properties (translation: she helps run over 1,500 apartments… wild, right?). Her mission? Helping women build confidence, ask better questions, and make investing feel real—you can see it, touch it, understand it

In this episode, we cover:

• Moving through imposter syndrome (and why it never fully disappears)
• The moment real estate “clicked”: seeing, touching, understanding an asset
• Why community matters more than a perfect plan
• What nursing taught Maria about trust, listening, and investor conversations
• How to plant seeds (not lectures) when talking money with women & teens
• A simple thought exercise to picture cash flow that isn’t from a job
• “Is it too late to start?” (spoiler: no)

👉 Connect with Maria: LinkwithMaria.com

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.

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Today Barbie and Janae sit down with Candius Stearns—lifelong entrepreneur, co-author of Real Women in Real Estate, and LP/GP across large-scale real estate deals—to talk about rewriting our money stories and building real wealth that compounds over time.

In this episode:

• Growing up on a Michigan dairy farm & the early money messages many women share
• Why money is a tool (not “good” or “bad”)—and how to unlearn scarcity
• The “know your numbers” non-negotiable: P&L, KPIs, ROI (don’t outsource your power)
• Candius’ Four Pillars: mindset & goals • investments • relationships • health
• Beginner steps to invest (even with small dollars and fractional options)
• Cash flow vs. growth vs. tax strategies—choosing based on the job you want money to do
• The #1 lesson: Don’t confuse income with wealth (assets vs. liabilities)
• Habits that keep you in frequency: prayer, meditation, communication, coaching/mentors

Listener Takeaways:

• Set a clear vision for what the money is for (cash flow, growth, tax advantages).
• Start now with small, consistent amounts—avoid “store and wait” traps.
• Review an Assets vs. Liabilities list monthly to stay focused on wealth.
• Consider guidance: mentors, coaches, and community conversations matter.

Featured Guest:
Candius Stearns — Entrepreneur, investor, consultant to executives and business owners. Candius is a 30-year entrepreneur and business owner based in Detroit. After successfully building an insurance agency and third-party administration business, she expanded into real estate investing and became a general partner in a half-billion-dollar real estate syndication. Today, she leads Stearns HR, an HR and health insurance firm that helps employers stay compliant and competitive, and Stearns Capital, a consulting firm serving family offices and ultra-high-net-worth investors. Her work is rooted in Midwestern values, Greek Orthodox faith, and the experience of raising two sons while building multiple businesses. Candius is passionate about simplifying money and business so families and owners can protect what matters most—legacy, people, and wealth.

🌐 Visit Candius: https://www.stearnscap.com

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.

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In this special Q&A episode of Her Financial Frequency, the hosts turn the tables! 🎤
Barbie and Janae step into the hot seat while Krissi asks the questions our listeners (and friends) want to know.

They share their earliest money memories, the beliefs they grew up with, and how those shaped the way they see financial freedom today. From family conversations (or lack of them) to first investments, flipping homes, 401Ks, and building wealth on their own terms—this conversation is all about mindset shifts, lessons learned, and the power of being an active participant in your financial journey.

You’ll hear:
💡 Janae’s first lessons in tithing, entrepreneurship, and making an impact.
💡 Barbie’s journey from money silence at home to finding confidence in her 40s and beyond.
💡 Why “people matter more than numbers” when choosing investments.
💡 What financial freedom means to each of them right now.
💡 The one piece of advice they’d give their younger selves (hint: confidence + conversation!).

This episode is all about planting seeds, breaking old money patterns, and leaning into conversations that empower us as women.

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.

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Kristy joins Janae, Barbie, and Krissi to share her journey from slinging sandwiches to running a Hill Country RV resort — and how she created a life she doesn’t need a vacation from. 🥪➡️🌅

In this episode, she opens up about going from owning a sub shop to building custom homes, surviving the 2008 housing crash, and ultimately creating a business — and a life — that gives her true financial freedom.

We talk about:

• Why financial freedom is about more than money 💡
• How patience and persistence opened unexpected doors 🚪
• The lessons learned from risk, resilience, and reinvention 💪
• Why your second act can be your best act ✨

If you’ve ever wondered how to break free from the grind and create a life you don’t need a vacation from, Kristy’s story will inspire you to dream bigger — and start where you are.

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.

Send us a text

You’ve heard us talk about different types of funds, but how do you take that knowledge and actually build a financial plan that fits your life? In this episode hosts, Barbie, Janae, E, and producer, Krissi, break it all down - from defining your goals and building a diversified portfolio to keeping your investments on track and surrounding yourself with the right financial tribe.

We cover:

• 🎯 Setting financial goals that match your life stage
• 🧺 What diversification really means and what it might look like in your 50s
• 🔁 Rebalancing and staying on track (without getting overwhelmed)
• 🤝 Finding your people: why community matters more than ever

This is your invitation to stop winging it, get intentional, and take that next step toward financial freedom, with a little guidance, a few laughs, and some real talk from women who’ve been there.

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.

Send us a text

In this episode of Her Financial Frequency, hosts Janae, Barbie, and E dive into the real-life process of choosing the right investment fund.

They break down the three F’s every investor should consider: Fit, Fees, and Flexibility - and how those can guide you to the fund that actually aligns with your goals and risk tolerance. You’ll also hear honest conversations about red flags, transparency, and personal fund horror stories (yes, we've all got one 🙃).

Whether you're just starting out or leveling up, this one’s packed with wisdom you can actually use.

🎧 Topics we cover:

• What “fit” really means in fund shopping
• The hidden costs of fees (and where to find them!)
• Flexibility (and how some funds are “nope, you’re stuck”)
• Green flags & red flags to look for
• Real investing stories and hard-learned lessons
• What to do after you’ve picked a fund

💡 Ready to feel confident instead of confused? Tune in and let’s make investing less intimidating - together.

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.

Send us a text

In this engaging episode of Her Financial Frequency, Barbie and E join Krissi and Janae to share their personal journey from traditional 9-to-5 careers to becoming investors and fund creators.

They talk about:

• The pivotal HGTV commercial that sparked their real estate investing path
• Early challenges and hard lessons from flipping houses
• Shifting from single-family homes to multifamily apartments—and why they pivoted again
• The power of masterminds and choosing the right partners
• Learning about mindset shifts from scarcity to abundance
• Why they’re now launching a debt fund and how it works
• A practical breakdown of pros and cons of various types of investment funds, including mutual funds, index funds, venture capital, private equity, hedge funds, and debt funds

This episode offers relatable money stories and actionable insights for anyone exploring how to move beyond traditional investing.

Whether you’re curious about alternative investments, masterminds, or simply want to hear how women are breaking out of the “get a job and hope it’s enough” script, you’ll love this conversation.

🎧 Tune in and learn why thinking differently about money can change your life.

Janae Rapps – Co-Host, Investor & Educator

Barbie Bowen – Co-Host, Investor & Entrepreneur

E Guenthner – Co-Host, Investor & Entrepreneur

Krissi Burdette – Producer

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.

Send us a text

Feel like your money’s just sitting there, doing nothing? You’re not alone—and today, we’re changing that. In this episode, Janae gets personal—sharing her 10-year journey from a passive 401(k) investor to becoming a fund manager helping others grow wealth through real estate. 💸🏘️

We break down:

• What a fund actually is (and why it’s not as scary as it sounds)
• The difference between mutual, index, private equity, venture capital, and debt funds
• How syndications work—and how funds offer more diversification
• Janae’s pivot from flipping houses to helping others earn “mailbox money” (yes, please)

Whether you’re new to investing or ready to go beyond your 401(k), this episode is a relatable and eye-opening listen.

🎧 Hosts: Barbie Bowen & Janae Rapps
🎙️ Produced by: Krissi Burdette
🎵 Music: "Birds" by Corbyn Kites

💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth!
📲 Follow us for more tips, stories, and real talk.
💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you.

🔗 Links & Resources

💻 Visit us at HudsonLewisGroup.com
📺 Watch on YouTube: @HerFinancialFrequency
📸 Follow us on Instagram: @herfinancialfrequency_podcast
📘 Connect with us on Facebook: Her Financial Frequency

🎧 Your financial frequency is rising. Stay curious, stay empowered.

🎶 Credits:

• Intro/Outro Music: “Birds” by Corbyn Kites
• Produced & Edited by Krissi Burdette
• Hosts: Barbie Bowen, Janae Rapps, E Guenthner

Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.