State Farm just got emergency approval to raise home insurance rates in California — the first time ever. What does this mean for Bay Area homeowners, buyers, and investors? Tune in for a quick 3-minute update with tips to stay ahead.

🎧 Listen now on Bay Area Realty Experts — hosted by Harv Balu. 👉 Check the description for more details! https://HarvBalu.com/insurance5

In this episode of Bay Area Realty Experts, we break down why existing-home sales are falling despite strong buyer demand. From tight inventory to mortgage rate lock-ins, find out what’s happening nationally and right here in the Bay Area. Check the description for links to full reports and market visuals!

Source: Short link NAR Article https://HarvBalu.COM/AprilNAR25

Harv Balu

REALTOR®, GRI, CIPS, PSA, FTBS

DRE CA #02195792

REALTY EXPERTS®

www.HarvRealtor.com

Property taxes may not be exciting, but they’re essential for every homeowner and real estate investor to understand—especially in the Bay Area. In this episode of Bay Area Realty Experts, we break down what property taxes are, how they’re calculated, ways to lower your bill, and common mistakes to avoid. We’ll also cover local insights like Prop 13, Mello-Roos taxes, and special exemptions you might qualify for. Whether you're buying your first home or just want to stay informed, this episode will help you navigate property taxes with confidence.

Blog (Notes) : https://Harvinder.dscloud.me/blog/03/22/2025/property-taxes/

Harvinder Balu

REALTOR®, GRI, CIPS, PSA, FTBS

CA DRE 02195792

REALTY EXPERTS®

http://RealtorHarvinder.com/

Disclaimer: I am not a CPA or tax attorney. This information is general and not professional tax advice. Property tax laws vary by locality and can change over time. Always consult a licensed tax professional for advice on your specific situation. Neither Harvinder Balu nor Realty Experts assumes liability for actions taken based on this guide.