Episodes

  • CDs are Maturing. What Are Your Options?

    CDs are Maturing. What Are Your Options?
    Nov 15 2026
    As CDs begin to mature, is renewing them still the best option? This episode explores alternatives such as Treasury securities, high-yield savings accounts, bonds, and annuities, helping investors determine the best fit for their retirement goals, income needs, and financial future.
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    Less than 1 minute
  • The Election is Over. What Should Investors Do Next?

    The Election is Over. What Should Investors Do Next?
    Nov 8 2026
    We discuss why elections create investor anxiety, how potential policy changes can affect retirement planning, and why staying focused on your long-term financial goals matters regardless of who's in office.
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    Less than 1 minute
  • What Retirees Wish They Knew at 30

    What Retirees Wish They Knew at 30
    Oct 18 2026
    What do retirees wish they had known about money when they were 30? We explore the importance of starting retirement savings early, staying consistent with investments, and avoiding lifestyle inflation as income grows. We also discuss how maintaining good health, balancing current spending with future goals, and building strong financial habits can help create a more fulfilling retirement.
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    Less than 1 minute
  • The Biggest Unexpected Expenses in Retirement

    The Biggest Unexpected Expenses in Retirement
    Oct 11 2026
    In this episode, we explore the biggest unexpected expenses that can catch retirees off guard, from major home repairs and vehicle upgrades to rising healthcare costs. We discuss why these financial surprises are so easy to overlook once you've stopped working and how they differ from the predictable costs of everyday life. Finally, we share practical strategies to help you build more flexibility and financial buffering into your retirement plan.
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    Less than 1 minute
  • Beneficiaries and Inheritance Implications

    Beneficiaries and Inheritance Implications
    Oct 4 2026
    Today, we're talking about something that can have a major impact on your family long after you're gone: beneficiary designations and inheritance. We go into mistakes to avoid and strategies to help you and your loved ones keep more of your wealth.
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    Less than 1 minute
  • Pay Off Debt or Invest?

    Pay Off Debt or Invest?
    Sep 27 2026
    When deciding whether to pay off debt or invest extra funds, we must weigh the mathematical return against our personal psychological comfort. While investing offers potential long-term compound growth, paying off a loan provides a guaranteed rate of return with zero market risk. Ultimately, the best strategy depends on our individual risk tolerance, tax situation, and which choice allows us to sleep best at night.
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    Less than 1 minute
  • Your Retirement Plan vs. Real Life: What Happens When Things Don't Go According to Plan?

    Your Retirement Plan vs. Real Life: What Happens When Things Don't Go According to Plan?
    Sep 20 2026
    While we all picture retirement as a smooth, predictable path, real life often brings curveballs like market downturns, early retirements, changing spending needs, or family emergencies. In this episode, we explore why a solid retirement plan must serve as a flexible, living document that adapts to life’s unexpected twists. Tune in to learn how we build versatile strategies designed to handle market volatility, preserve your financial independence, and keep your long-term goals on track.
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    Less than 1 minute
  • The Widow's Penalty: What Happens to Your Finances When a Spouse Dies?

    The Widow's Penalty: What Happens to Your Finances When a Spouse Dies?
    Sep 13 2026
    The loss of a spouse can create a major shift in a household's financial dynamic, as reduced income streams may no longer match ongoing living expenses. In this episode, we explore what the "widow's penalty" means for surviving partners and why expenses don't simply drop by half after a loss. We also break down key considerations surrounding social security, pension options, tax bracket changes, and healthcare costs to help couples prepare and protect one another for the future.
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    Less than 1 minute