In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings dive deep into the financial playbook for college athletes navigating the new world of NIL (Name, Image, and Likeness) deals. Discover the real stories behind multi-million dollar agreements, the impact of high-profile transfers like Captain Jack, and learn why some student athletes are out-earning everyone on campus except high-profile coaches!

Rashad and Troy break down the best strategies for young athletes and their families to protect and grow their money, including:

• The importance of long-term investing: Find out why splitting money between index funds, big tech stocks like Microsoft, and even Bitcoin could potentially turn a $1 million NIL deal into $8 million in under a decade.
• Avoiding financial pitfalls: Learn why expensive cars and “entourage” expenses are the fast track to going broke — and how street agents and advisors can eat away at your earnings with hidden percentages.
• The power of deferred income annuities (DIA): Get the blueprint used by legends like Allen Iverson and MLB’s Bobby Bonilla to guarantee lifetime income (even if playing careers or other opportunities don’t pan out).
• Why negotiating fee structures matters—discover why putting business managers on salary (instead of giving away percentages) is the millionaire’s secret to keeping more of what you earn.
• Real-life lessons from sports icons: Understand how financial missteps and a lack of planning have derailed the wealth of top athletes and entertainers, and how a smart approach to NIL can set you up for life, even if you never go pro.

PLUS: The clip offers timely financial warnings, big picture insights about international economic risks, and practical advice for any young star (or their parents) working with agents, managers, or business partners.

Whether you’re an athlete, a parent, or simply interested in how generational wealth is REALLY built, this clip drops a million dollars’ worth of game and actionable tips you can use now.

*Don’t forget to like, comment, and subscribe for more financial wisdom from Market Mondays!*

#NIL #FinancialLiteracy #CollegeAthletes #GenerationalWealth #Investing #MarketMondays #SportsBusiness #PersonalFinance #AthleteWealth #MoneyMatters #DeferredAnnuity #FinancialAdvice #Basketball #AllenIverson #BobbyBonilla #WealthBuilding #Castmagic

In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity.

They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCut—his revolutionary barber booking app—and the deeper role the barbershop plays in the Black community.

We also unpack the mindset behind building businesses, why collaboration takes discipline, and the harsh truths about podcasting and monetization. From Ray’s Mount Rushmore of Atlanta rappers to the debate on new superstars in the music industry—this one is full of gems.

Link to Invest Fest: https://investfest.com

#EarnYourLeisure #MathHoffa #RayDaniels #ObiOmile #OffTheTop #FreestyleRap #theCut #BarbershopCulture #BlackEntrepreneurs #Podcasting #HipHopBusiness #MusicIndustry #FinancialLiteracy #EYL

In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbase’s recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoin’s dominance, and investor options in this rapidly evolving space.

The discussion covers:

• *Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are here to stay, or just another speculative bubble?
• *Security Concerns:* Recent security breaches, SIM swap scams, and the rising wave of crypto theft. Hear real stories—including Rashad’s personal account—about hacks, risks, and what investors can do to protect themselves.
• *Investment Strategies:* Should you buy Bitcoin, Bitcoin ETFs like IBIT, or stocks such as Coinbase or MicroStrategy? The hosts break down the differences, the potential volatility, and ways to gain exposure to the upside without holding crypto directly.
• *Importance of Security in Crypto:* With over $2.2 billion stolen in 2024 alone, security is a major challenge. Learn about the pros and cons of hot wallets, cold wallets, insurance (or lack thereof), and the future of crypto custodianship.
• *Key Players & Solutions:* As the crypto landscape expands, which security companies might lead the way in protecting digital assets? Discussion includes cybersecurity firms and the need for more robust industry solutions as crypto matures.

Whether you’re a seasoned crypto investor, new to the world of digital currencies, or just looking for practical financial advice—this clip offers actionable insights and honest commentary from two of the industry’s sharpest voices.

*Stay informed, stay protected, and make smart investment choices as the world of crypto continues to change.*

*Timestamps:*

00:00 - Coinbase in the S&P 500: What it Means

02:20 - Security Breaches & Leadership Response

05:10 - Bitcoin, ETFs, & Investing Without Holding Crypto

10:15 - Real-Life Hack Stories & SIM Swap Scams

12:00 - Security Solutions & the Future of Crypto Safety

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*Hashtags:*

#Coinbase #CryptoSecurity #Bitcoin #S&P500 #Investing #CryptoNews #Ethereum #SIMSwap #IBIT #MicroStrategy #Finance #DigitalAssets #WealthBuilding

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch.

Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some brands (surprisingly) DON’T sponsor their content, and how their approach to guest booking shaped a loyal and engaged community—the “Pour Crew.”

The discussion dives into:

• Building multiple income streams as a podcaster
• The truth behind ad revenue and sponsorships
• Using YouTube, Patreon, and social media to get paid
• Merch sales, ebooks, courses, and hosting events for extra cash
• Tips for building a long-lasting, supportive audience
• How authenticity and engagement pay off in podcasting
• Behind-the-scenes stories of booking big events and getting their own TV show

Whether you’re a podcaster looking to scale up, a content creator searching for inspiration, or a fan of real business talk, this clip is packed with gems and actionable advice.

*Don’t forget to subscribe for more insider conversations on podcasting, business, and building your brand!*

*Watch. Learn. Earn.*

#Podcasting #EarnYourLeisure #PoorMinds #Monetization #ContentCreation #PodcastTips #YouTubeCreators #SideHustle #AdRevenue #BrandDeals #CreatorEconomy #Entrepreneurship #CommunityBuilding

In this enlightening clip, join Rashad Bilal, Troy Millings, and Ian Dunlap as they break down Warren Buffett’s investment preferences and debate the classic question: stocks or real estate? The trio dives into public records showing Buffett famously owns just one home and prefers the stock market for its simplicity and liquidity. But is there more to the story? Ian highlights the distinction between public statements and private wealth strategies, suggesting even more diversified holdings through trusts and partnerships.

The conversation then pivots to how elite investors and institutions like BlackRock diversify beyond a single asset class. The consensus? Don’t put all your eggs in one basket. Today’s smart investor should consider stocks, real estate, businesses, crypto, and more to seize opportunities as markets evolve.

The hosts also speculate on how Berkshire Hathaway’s next chapter might unfold, especially around Bitcoin. With Buffett’s retirement and a cautious successor at the helm, could Berkshire increase its crypto exposure? Troy outlines Berkshire’s current “Bitcoin-adjacent” moves via holdings in digital banks and ETF-exposed financial groups. Ian suggests that even a small allocation to Bitcoin at strategic price points could move the needle for the legendary investment firm.

Should investors stick to one asset they understand best, or is diversification indispensable in today’s world? The group shares actionable advice for building wealth: invest in yourself first, but don’t shy away from expanding your portfolio. They also talk about the power of belief in your investments, touching on why conviction matters as much as timing.

Tune in for real-world insights, practical homework assignments, and a preview of the perspectives you can expect at major investment gatherings like Invest Fest.

*Key topics in this clip:*

• Warren Buffett’s real estate vs. stocks approach
• The importance of asset diversification for investors
• Berkshire Hathaway’s indirect exposure to Bitcoin
• The next chapter for Buffett’s investing legacy
• Mindset and strategy tips for 2024 investors

If you’re looking to level up your investing strategy with expert insights and practical tips, this clip is for you. Don’t forget to like, comment, and subscribe for more breakdowns and exclusive interviews!

*Hashtags:*

#WarrenBuffett #Investing #StocksVsRealEstate #Bitcoin #BerkshireHathaway #InvestmentStrategy #Crypto #AssetDiversification #FinancialEducation #RashadBilal #TroyMillings #IanDunlap #WealthBuilding #InvestFest

We sat down with Lex and Drea from Pour Minds to talk about their brand new travel show Travel Queens on BET. In this powerful and entertaining conversation, they break down how they negotiated their TV deal, built a thriving community, and continue to inspire Black women to explore the world fearlessly.

They also share their top travel destinations, favorite food cities, and the importance of highlighting Black experiences through global storytelling. From Brazil to the best soul food cities in America, this episode is a must-watch for anyone passionate about travel, culture, and representation.

#PourMinds #TravelQueens #BET #BlackTravelMovement #FoodieCulture #EarnYourLeisure #BlackWomenTravel #TravelShow #BlackExcellence #PodcastInterview #LexAndDrea #CulturalTravel #Top5Cities #InternationalFood

In this insightful clip, Troy Millings, Ian Dunlap, and Rashad Bilal unpack the latest developments on U.S. tariffs against China, including the newly announced 90-day pause and drastic rate changes. The hosts break down how tariffs were originally raised up to 145%, only to be quickly slashed to 10% for most products—with further specifics on items related to fentanyl. They dive deep into what this rapid shift signals for global markets, American businesses, and the broader economy.

Listen in as they discuss:

• The real-life impacts on business owners who struggled with delayed shipments and skyrocketing fees
• Why the 90-day pause creates both relief and lingering uncertainty
• The political strategies (and missteps) behind tariff negotiations
• If these moves actually benefit the U.S. or just add more volatility to the market
• What to watch for as the next 90 days unfold and final deals are negotiated

Whether you're an investor, entrepreneur, or just want to understand the latest market news, this clip gives you practical insights without the jargon.

*#ChinaTariffs #USChinaTrade #MarketInsights #EconomyTalk #StockMarketNews #BusinessImpact #TradeWar #PodcastClip #EYL #GlobalEconomy*