LightSpeed VT: https://www.lightspeedvt.com/

Dropping Bombs Podcast: https://www.droppingbombs.com/

What if the health insurance game isn’t broken—you’re just getting played? In this eye-opening Dropping Bombs episode, health insurance powerhouse Victor Morgan (“Victor Insures You”) turns a 9-foot scaffold fall and ICU subarachnoid hemorrhage into a mission: help owners and HR ditch renewal autopilot, upgrade to modern, level-funded coverage, and turn benefits from a payroll deduction into a recruiting magnet.

Victor unveils how businesses can slash health costs by 50% using level-funded plans, attract top talent without breaking the bank, and even offer killer benefits for free via the Affordable Care Act marketplace (yep, Obamacare's still here—Trump didn't kill it, despite the hype). Brad and Victor dive into real talk for CEOs, HR pros, and everyday folks: why your broker might be screwing you, how to “keep them honest” with a free rate check, and insider tips on voluntary benefits (like short-term disability) that protect without out-of-pocket hits. If you’re a business owner ignoring this, you’re leaving money on the table. Whether you’re self-employed, running a team, or uninsured after a job loss (pro tip: check tax credits that drop premiums to ZERO), this is your wake-up call. No more getting wiped out by one ER visit—Victor’s got the hacks.

🔗 Resources

🌐 Victor's Website — https://victorinsuresyou.com

📲 Follow Victor on Instagram @victorinsuresyou — https://www.instagram.com/victorinsuresyou/

▶️ Victor’s YouTube — www.youtube.com/@Victor_Insures_You

👤 Victor on LinkedIn — https://www.linkedin.com/in/victor-morgan-victor-insures-you/

💳 Real Merchant Services: Brad's processing company (For credit card fee elimination) — https://www.realmerchantservices.com/

Watch the full-length video version of any Dropping Bombs episode here on YouTube.

Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he’s mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.

LightSpeed VT is Brad’s brainchild—the world’s leading interactive training platform. It’s built to make your team sharper, faster, and more effective, without wasting time or money. Whether you’re a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:

https://www.lightspeedvt.com/

Brad’s also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/

This isn’t just a video. It’s a wake-up call. Watch it. Share it. Act on it.

Closer School: https://www.closerschool.com/cs

LightSpeed VT: https://www.lightspeedvt.com/

Dropping Bombs Podcast: https://www.droppingbombs.com/

Ever wonder how the elites turn market chaos into millions overnight? In this straight-shooting Dropping Bombs episode, Joel Kraut—former Wall Street options trader turned real-estate operator—pulls back the curtain on going from Black Monday’s $10M day to pioneering a BRRR-style playbook that everyday investors can actually run. He strips away guru fluff and explains why most people never tap real-estate goldmines, how to build cash-flowing single-family portfolios, and why you must leverage the cycle instead of fearing it. This is Wall Street chaos turned Main Street wealth—delivered by someone who lived both.

Here’s the blueprint most gurus skip: automate $500/mo into an S&P 500 index (compounding toward ~$1.8M in 30 years), then accelerate with covered calls. If you’ve got $50K–$250K sitting idle, this convo shows exactly how to put it to work—and why mentorship collapses your timeline from a decade to 18 months. From personal rock bottoms to mentoring thousands, Joel’s message is simple: commitment over interest, mindset over money, and now is the time to buy—before the big players scoop it all.

🔗 Resources

💼 Lending / BRRR Loans — https://www.brrrr.com/

📚 Joel’s Book: Seven Steps to Financial Freedom — (https://a.co/d/3bnkwET)

🎓 Course & Mentorship — https://www.7stepsff.com/

💵 BRRR Loans Instagram: @brrrr_loans — https://www.instagram.com/brrrr_loans/

📲 Joel’s Instagram: @joelbrrrr — https://www.instagram.com/joelbrrrr/

Watch the full-length video version of any Dropping Bombs episode here on YouTube.

Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he’s mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.

LightSpeed VT is Brad’s brainchild—the world’s leading interactive training platform. It’s built to make your team sharper, faster, and more effective, without wasting time or money. Whether you’re a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:

https://www.lightspeedvt.com/

Brad’s also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/

This isn’t just a video. It’s a wake-up call. Watch it. Share it. Act on it.

Closer School: https://www.closerschool.com/cs

LightSpeed VT: https://www.lightspeedvt.com/

Dropping Bombs Podcast: https://www.droppingbombs.com/

“Cancel culture is powerful because we put up with it.” What if speaking the truth—even when it costs you—was the only way to keep your freedom? In this timeless throwback of Dropping Bombs, the late Charlie Kirk—founder of Turning Point USA and host of The Charlie Kirk Show—goes straight at cancel culture, free speech, and the small actions that actually move the needle. Be the same person in public as you are in private. Vote with your dollars. Build your own audience. Don’t let silence hand the mob a win. From Jon Gruden to buy-cotts, school boards, city councils, and the slow grind to reclaim your community—this is a blueprint for courage in real life, not just online.

As a powerhouse conservative voice who mobilized millions of young voters, Charlie doesn’t hedge on the hot buttons: life begins at conception, boycotts work, and mindset shifts beat outrage every time. A key Trump ally, Forbes 30 Under 30 alum, and bestselling author (The MAGA Doctrine, Right Wing Revolution), he hammers the playbook: build your own audience, support the good guys, and refuse to let the regime win. If you’re done with power games, here’s your wake-up call: sacrifice, speak out, and make your actions count—because saving America isn’t a quick fix.

Note: This episode has been edited from a conversation that originally aired in 2021.

🔗 Resources

🕊️ Show your support for Charlie’s family (donate): https://www.tpusa.com

🎙 The Charlie Kirk Show — https://www.charliekirk.com/

📚 Charlie’s Books on Amazon — https://www.amazon.com/s?k=charlie+kirk

📸 Charlie Kirk on Instagram @charliekirk1776 — https://www.instagram.com/charliekirk1776

📣 X (Charlie) — https://twitter.com/charliekirk11

📣 X (TPUSA) — https://x.com/TPUSA

Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he’s mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.

LightSpeed VT is Brad’s brainchild—the world’s leading interactive training platform. It’s built to make your team sharper, faster, and more effective, without wasting time or money. Whether you’re a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:

https://www.lightspeedvt.com/

Brad’s also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/

This isn’t just a video. It’s a wake-up call. Watch it. Share it. Act on it.

Closer School: https://www.closerschool.com/cs