Episodes

  • Build Your Financial House Out of BRICKS

    Build Your Financial House Out of BRICKS
    Oct 13 2025
    This week, Rocco Kryns explored the importance of constructing a strong, resilient "financial house" for retirement, drawing on the metaphor of the three little pigs. Rocco emphasized the need for intentional planning, urging listeners to avoid building retirement plans on "straw or sticks" such as unreliable investments or solely depending on Social Security. Instead, he advocates for a "house of bricks" founded on five key pillars: income planning, investment planning, tax strategy, healthcare protection, and legacy design. He stressed that overlooking any part of this financial structure—especially income planning—can leave retirees vulnerable to life’s storms, including inflation, taxes, and market volatility.

    Throughout the episode, Rocco underscored the value of having a solid blueprint, recommending professional guidance to design a retirement plan tailored to one’s individual needs. He encouraged diversification, steady growth, and reliable income streams, drawing parallels to having a sturdy foundation, walls, and roof in a home. The recurring message was clear: true financial security in retirement comes from peace of mind, not simply accumulating money.


    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    29 mins
  • Retiring Early to When to Take Social Security?

    Retiring Early to When to Take Social Security?
    Sep 29 2025
    This week on "Being Financially Peaceful," Rocco Kryns answers listener questions about navigating retirement—from deciding the right time to retire and staying mentally engaged, to making informed choices about Social Security. Rocco highlights the importance of having a well-crafted plan that covers all stages of retirement and addresses crucial areas such as income, investments, taxes, healthcare, and legacy.

    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    7 mins
  • Retirement Redefined: Creating Income for a Lifetime

    Retirement Redefined: Creating Income for a Lifetime
    Sep 22 2025
    On this week’s episode of "Being Financially Peaceful," host Rocco Kryns, president of Wisdom Financial Services, explores key questions about retirement spending and planning. He discusses the average retiree’s monthly expenses, the impact of rising costs and longevity, and why having an increasing income plan is crucial. The conversation highlights the top three retirement risks—inflation, unexpected expenses, and outliving your savings—and emphasizes that true financial peace comes from a well-structured, adaptable plan rather than a focus solely on money.

    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    7 mins
  • Finding Financial Peace: Retirement Strategies with Rocco Kryns

    Finding Financial Peace: Retirement Strategies with Rocco Kryns
    Sep 15 2025
    On this week’s episode of "Being Financially Peaceful with Rocco Kryns," Rocco tackled listener questions on retirement planning, highlighting the importance of peace of mind over simply growing wealth. They discussed strategies for handling medical expenses, the latest rules on required minimum distributions, and the benefits of modern life insurance options like Index Universal Life for long-term care and tax planning.

    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    7 mins
  • The Three P's of Retirement

    The Three P's of Retirement
    Sep 8 2025
    On this week’s Being Financially Peaceful with Rocco Kryns, Rocco discusses the “three pillars” of confident retirement—having a pension or stable income, a written financial plan, and a clear purpose for each asset. They emphasize that true financial peace comes from security and clarity, not just a high savings balance, and highlight challenges like the decline of pensions, market volatility, and rising healthcare costs. Listeners are encouraged to proactively plan for retirement needs.

    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    7 mins
  • Balancing Life and Finances in Retirement

    Balancing Life and Finances in Retirement
    Sep 1 2025
    In this week's episode of "Being Financially Peaceful" with host Rocco Kryns of Wisdom Financial Services, listeners are guided through the complexities of retirement planning, emphasizing peace over wealth accumulation. Addressing common concerns, Rocco highlights strategies like budgeting and income generation while advising retirees to balance spending with life enjoyment. The show encourages creating a plan tailored to personal interests and financial goals.

    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    7 mins
  • Financial Habits to Break

    Financial Habits to Break
    Aug 25 2025
    In this week's episode of "Being Financially Peaceful" with Rocco Kryns, the focus is on developing healthy financial habits to achieve true peace in retirement. The show addresses the startling statistic that only 33% of Americans have a written financial plan, emphasizing the necessity of budgeting and planning to break the cycle of complacency. Kryns compares financial planning to daily routines like showering and brushing teeth, highlighting the importance of creating consistent, automatic habits. The discussion also explores the concept of "habit stacking" to ensure individuals actively engage with their financial health, rather than falling into a "set it and forget it" mindset. Listeners are encouraged to seek second opinions and make informed decisions to enhance their retirement planning.

    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    7 mins
  • Financial Literacy: Understanding Your Retirement

    Financial Literacy: Understanding Your Retirement
    Aug 18 2025
    In this week's episode of "Being Financially Peaceful" hosted by Rocco Kryns, the focus is on boosting financial literacy and forming effective retirement plans. The show begins by addressing a financial literacy quiz from the American College of Financial Services, where participants aged 50-75 generally scored low, revealing gaps between genders and savings levels. Rocco stresses the importance of a structured retirement plan, comparing it to a well-planned vacation, while pointing out that many people lack concrete plans for their financial future, specifically regarding Social Security benefits. He emphasizes the critical need for understanding the purpose behind savings, and encourages listeners to take actionable steps towards better financial education and preparedness. Additionally, Rocco urges listeners to consider their retirement strategies seriously, especially given market volatility.


    To learn more about Rocco Kryns and the team, visit https://needwisdom.com/
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    10 mins