Join your host, Laura Johnson, as she inspires you to review your taxes in August—not waiting until April! Discover how checking your financial path early can help you make smart money moves instead of giving it all to the IRS. Laura shares powerful tools, including some from the IRS, to empower your planning. She takes you on the journey to retirement, reminding you that the first couple of years can be tough, but with the right mindset and planning, you can conquer them! Plus, she dives into the exciting world of tax-efficient investing—think capital gains, losses, and strategic retirement plans—that can boost your financial freedom. Most importantly, Laura encourages you to schedule time with yourself, stay on track, and avoid surprises in April. Remember, your financial future is in your hands—start now and turn your dreams into reality!

Join host Laura Johnson of Hummingbird Wealth Management as she teams up with guest speaker William Warren from ETC Maryland for an exciting and eye-opening discussion!

They're diving into the often intimidating world of cybersecurity, scams, and how to stay ahead of the bad guys. Laura shares some heartfelt stories about her own family, especially her elderly loved ones, and how easily bright, shiny things can lure us into trouble.

However, don't worry—she also reveals simple and effective ways to protect yourself. Sure, technology like two-factor authentication and strong passwords helps, but scammers are becoming increasingly sophisticated every day. Remember, the biggest shield is staying alert and not getting emotional when someone tries to sell you something or manipulate you.

William adds some jaw-dropping stories about scammers targeting social media, obituaries, and more—real stories about real people caught off guard. The key takeaway? Be cautious before clicking links or responding to messages. Pausing before acting can save you lots of trouble, and trusting your gut is always a good move. For families, especially elders, staying connected and monitoring activity can be lifesavers. Consider using apps to keep an eye on devices, simplifying technology, and putting legal safeguards in place. Stay vigilant, stay safe, and keep those cyber scammers at bay—because knowledge is power, and together we can outsmart the bad guys!

Join host Laura Johnson, the owner of Hummingbird Wealth Management, as she shares tips on safeguarding your hard-earned wealth! She defines wealth as what you have now and what you're dreaming of for the future. Remember, just one unexpected event—like a health scare, scam, or market rollercoaster—can shake everything up.

But don’t worry! Laura urges you to build a solid emergency fund of 3-6 months, and to craft an insurance strategy that's as dynamic as your life—covering everything from life and disability to long-term care and liability.

She highlights the power of legal docs like wills, powers of attorney, and healthcare directives, ensuring your wishes are crystal clear.

Plus, your digital footprint is a treasure trove—so secure your accounts with two-factor authentication, strong passwords, and check your credit yearly.

Planning for taxes isn’t just for April—spread it out and stay ahead!

And here’s the best part: communication is your secret weapon! Share your plans and wishes with family; it’s like passing on a life-saving treasure map.

Remember, a little laughter and a lot of planning can turn worries into wins—so go ahead, protect, prepare, and thrive!