👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Meet Allan Mason: From Kerry Packer’s accountant to property investment powerhouse

What if the key to financial freedom wasn’t luck but mindset? Allan Mason, Kerry Packer’s former accountant and the author of Retire Young, Make Lots of Money, and Pay Less Tax, joins the show to share decades of wisdom on how everyday Australians can build lasting wealth through smart investing, strategic tax planning, and decisive action.

In this episode, we unpack the mindset and money moves that separate successful investors from those who stay stuck on the sidelines.

You’ll learn:

• How to buy your first investment property in Australia the smart way
• Why paying off your home first might be the worst financial move
• The truth about tax planning and why “minimising” isn’t always winning
• How to think like the wealthy and play the long-term game

💬 Share your favourite takeaway in the comments, hit subscribe, and join the Property Accelerator community for more expert insights!

Key Moments:
00:00 Why You’ll Never Build Wealth Sitting Out
01:02 Meet Allan Mason, Kerry Packer’s Accountant
04:10 Should You Pay Off Your Home First?
07:05 Why You Must “Play the Game” to Win
10:00 The Two Regrets Every Investor Has
12:00 Why Property Builds More Wealth Than Anything
14:10 How to Break Free from the Poverty Trap
16:05 How $3M Became $15M
19:50 How to Legally Pay Less Tax
21:45 Why You Need a Proactive Accountant
25:06 Allan’s Journey to Working with Kerry Packer
28:15 Tax Accountant vs Wealth Builder
30:00 Reduce Tax Using Smart Property Moves
31:04 Why Tax Planning Timing Matters
34:25 The Tax Perks of Investing in Super
38:45 Why Allan Still Works After Success
42:00 Why Impact Beats Profit
46:16 Shift Your Mindset, Build Wealth

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

What does it really take to build a thriving property portfolio and business from the ground up? In this episode, Bernadette and I pull back the curtain on our 10+ year journey, from our first home purchase to building a multi-property portfolio and award-winning mortgage business. Together, we share the wins, mistakes, and lessons that shaped our financial freedom and family life.

You’ll learn:

• How we built our property portfolio from scratch
• The biggest lessons from 10+ years in business and investing
• Why taking action beats waiting for “the perfect time”
• How couples can balance different risk appetites when investing
• Insider tips on auctions, leveraging equity, and building wealth through property

👉 Subscribe for weekly property investing insights, and drop a comment with your biggest property lesson.

Key Moments:

00:42 The Woman Behind the Brand
03:15 How to Overcome Fear as a First-Time Buyer
05:00 Our First “Bad” Property That Paid Off
07:30 Lessons From a $350K Apartment
10:12 Leaving Corporate to Build a Business
12:20 How Spreadsheets Hold Investors Back
14:10 Why We Chose Real Estate Every Time
16:05 10 Years in Business and Money Lessons
18:00 How Leaving Sydney Transformed Our Finances
21:30 What We Learned From Our Buyer’s Agent
24:00 Is the Market About to Boom?
26:20 How a Put & Call Option Works
28:40 How to Push Through Financial Stress
30:20 Investing as a Couple Without Conflict
33:20 The Truth About the Bank of Mum & Dad
36:00 Run Your Finances Like a Business
38:00 Best Books for Property Mindset
41:00 The Truth About Broker Commissions
43:00 How to Build a High-Performing Property Team

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Is the property market about to explode? Here’s what investors are really thinking.

What if you could step inside the minds of Australia’s top property investors? In this episode, I sit down with Lachlan Vidler, Head of PIPA and Director of Atlas Property Group. Together, we unpack the latest Investor Sentiment Survey, which reveals what nearly 900 investors across the country are planning next.

Lachlan explains why sentiment is shifting, which markets are heating up, and how rising holding costs are affecting portfolios right now. Importantly, we also discuss how policy changes could reshape the way investors borrow and grow. Whether you are buying your first investment property in Australia or expanding a portfolio, this episode delivers practical insights you can apply today.

You’ll learn:

• Why 16.7% of investors sold in the past year (and what’s next)
• The #1 reason investors are planning to sell in 2025
• Where buyers are tipping the next hotspot will be
• How policy changes are reshaping borrowing power

Key Moments:

00:00 Why This Investor Sentiment Report Matters
03:09 How a $10K Reno Can Boost Your Property Value
06:09 How PIPA Lobbies Government & Raises Industry Standards
08:34 What We Learned from Surveying Almost 900 Investors
10:58 3 Reasons More Investors Are Selling
14:48 How Holding Costs & Land Tax Quietly Cut Into Profits
16:04 Why “Grip Strength” Is the #1 Skill for Property Investors
18:05 53% Would Stop Investing if Negative Gearing Ends
20:34 Why Paying More Tax Can Actually Mean You’re Winning
22:27 Top Buying Locations vs. Future Hotspots
25:18 Why 43% of Investors Go to Mortgage Brokers for Advice
26:39 The Broker’s Role in Building or Blocking Your Portfolio
28:47 What The New First Home Buyer Guarantee Means for Prices
31:13 How Rate Cuts & Migration Will Supercharge Demand
34:52 Why Meeting Housing Targets Won’t Fix the Supply Crisis
36:20 The Power of Data & Industry Collaborat

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

The Australian property market will never be the same. Here’s what to do next.

What if the biggest property boom since COVID is already here? In this episode of the Australian Property Investment Podcast, I reveal why the next 6–12 months could be your best chance to buy and what to do right now to avoid getting left behind.

The market is moving fast, banks are slow, and competition is fierce. I’ll show you how to get clarity, build the right team, and play offence with confidence so you can grow your portfolio.

Here’s what you’ll learn:

• How to buy your first investment property in Australia with confidence
• The 3 biggest roadblocks to building wealth (and how to fix them)
• Why speed and preparation matter more than ever in 2025
• Practical steps to unlock equity, boost borrowing power, and protect cash flow

Key Moments:
00:00 Why the Property Market Will Never Be the Same
01:05 Why Pre-Approvals Are Failing
03:01 First Home Buyer Grants Will Be Even Harder
04:36 Why Property Investing Is a Team Sport
05:36 The 3 Big Problems Every Investor Must Solve
08:21 How to Boost Borrowing Capacity
11:33 Should You Buy in a Trust or SMSF?
12:41 The Right Way to Unlock Equity and Deposits
15:34 The Secret to Managing Cash Flow
17:00 The Sleep-at-Night Factor
18:00 The #1 Thing Couples Must Do Before Buying Property
19:12 HENRYs – High Earners, Not Rich Yet
20:42 The Ultimate Hedge Against Job Loss
21:36 Self-Employed? Why Now Is the Best Time to Borrow
22:38 How Banks Are Making It Easier for Business Owners
23:40 The “Best Seat in the House”
24:39 How to Move Fast and Beat the Competition at Auction
25:07 5 Quick Actions to Take Before Buying Your Next Property
27:08 Building Intergenerational Wealth Through Property

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

If you’ve ever been stung by a surprise land tax invoice, you’re not alone. In this episode, we sit down with Vishal Sharma, a land tax authority from Revenue NSW, to break down how land tax really works, when you must pay it, and the rookie mistakes that cost investors thousands.

Here’s what you’ll take away:

• Understand land tax. What it is, how it’s calculated, and when it kicks in
• Thresholds & structures explained. Trusts, joint ownership, and company purchases made simple
• Avoid rookie mistakes. Stop getting caught off guard by hidden costs
• Plan with confidence. Practical strategies to factor land tax into your next property purchase

If you’re serious about building a high-performance property portfolio, this episode is essential listening before you buy your next property.

💡Subscribe for weekly property strategies, share this episode with a fellow investor, and check The Happy Home Loan Handbook to plan your next move!

Key Moments:

00:00 The “Silent Tax” No One Warned You About
02:11 The Common Land Tax Shock Moment
07:07 Why Vishal Cares About Educating Investors
11:26 What Happens If Your Tenant Won’t Move Out?
16:55 When Paying Stamp Duty Might Make You More Money
18:19 Land Tax Explained And How It’s Calculated
20:50 Victoria’s $50K Threshold
24:46 The Real Goal of Property Investing
27:32 Why Your Goals Should Drive Your Structure
31:47 When Buying Separately Can Save You Thousands
36:21 Unit Trusts vs Family Trusts: Which Gets a Threshold
39:43 Why You Need a Property-Savvy Accountant
41:46 Residential vs Commercial: What’s Exempt From Land Tax
44:19 Airbnb & Renting Out Your Home
48:12 Why Buying Under a Family Trust Could Cost You Thousands
52:09 How to Get Good Property Advice That Matches Your Goals
54:28 First Home Buyer Schemes and the 2025 Market Surge

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

First Home Buyer Grants just changed. Here’s what it means for you!

The Albanese Government has shaken up the property market by bringing forward the new First Home Buyer Guarantee, and this could be your best chance to get into the market before prices surge. For first-time buyers and property investors, these changes open doors that were previously out of reach.

In this episode, we reveal exactly how you can buy with just a 5% deposit, avoid Lenders Mortgage Insurance (LMI), and take advantage of the new state-by-state price caps. We also explain why waiting could cost you tens of thousands in missed growth.

Here’s what you’ll learn:
🏡 State-by-state breakdown of new price caps (Sydney up to $1.5M!)
💰 How to calculate your deposit, stamp duty, and buying costs in 2025
📈 The price of waiting and why delaying could cost $100K+
🚫 The biggest mistakes first home buyers make and how to avoid them

Key Moments:
00:00 What the 2025 First Home Buyer Guarantee Means
01:20 Price Caps Jump: What You Can Buy in Each Market
04:08 Do First Home Buyer Grants Push Up Prices?
05:22 Why Government Incentives Ignite Demand
07:12 Unlimited Scheme Places + No Income Caps
10:49 State-by-State Price Caps
12:17 How Lifestyle Buyers Can Take Advantage in 2025
18:43 Deposit & Income Requirements with Real Examples
21:21 What to Budget For Before Buying
23:35 How the LMI Waiver Levels the Playing Field
25:01 Why Some Banks Aren’t Ready for These Changes
29:20 Step-by-Step Guide to Buying with Minimal Deposit
32:13 How Brokers Assess Income for Pre-Approval
34:10 Property vs Loan: What Really Matters Most
36:03 Stop Obsessing Over Rates, Focus on the Right Property
39:08 The Risk of Playing Too Safe with Your Budget
40:12 How ‘Scary’ Debt Can Build Long-Term Wealth
43:07 Why Property Prices Could Jump 10% in the Next Year
46:37 Why You Can’t Save Fast Enough to Beat Price Growth
47:41 Free First Home Buyer Book & Next Steps to Get Starte

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

What if your mortgage broker thought like a wealth strategist? In this episode, I share the journey of growing Atelier Wealth from a two-person start-up into a brokerage that helps Australians buy their first investment property, unlock equity, and scale into the top 1% of investors.

I open up about the seasons of business, the lessons from burnout, and why building a team is the only way to create freedom as a broker. From working hand-in-hand with buyer’s agents to writing The Happy Home Loan Handbook and launching the Property Accelerator community, this conversation is about more than loans. It’s about mindset, growth, and helping everyday Australians realise what’s possible.

Dive into this episode to learn the strategies behind building a high-performance broking business, the importance of referral partnerships, and why the best time to invest is still now.

Key Takeaways

• How to buy your first investment property in Australia.
• Why broking should be treated as a team sport.
• Building strong referral ecosystems with buyers’ agents, accountants, and planners.
• Why waiting on government policy is risky, control what you can, buy when you can.

🎙️ Subscribe to the Property Investment Podcast for weekly strategies. https://tinyurl.com/3fuwkvph
🚀 Join the Property Accelerator Community and learn how top 1% investors build portfolios. Drop us a message. https://tinyurl.com/p7tesmnk

Key Moments:

00:00 How Atelier Wealth grew from two people to 22 brokers
04:10 How to build referral partnerships with buyers’ agents
09:00 How to choose the right buyers’ agent and the red flags to avoid
10:25 How to balance business growth with family priorities
20:00 What does a modern broking team structure look like?
23:45 Why I wrote the Happy Home Loan Handbook
30:00 Building the Property Accelerator community for investors
32:10 Why now is the best time to buy property in Australia
45:30 Why he shares everything with other brokers

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

What if the biggest threat to your portfolio wasn’t the market… but your mindset? In this episode, I break down the 20 most common mistakes I see investors make, every. single. day. From playing it too safe, chasing shiny objects, relying on the wrong team, or letting lifestyle creep sabotage your future, these aren’t just mistakes; they’re wealth killers. I’m sharing hard truths, real talk, and the exact lessons that could save you hundreds of thousands (and years of regret). Whether you're just starting or already on your journey, these insights are designed to course-correct, refocus, and reignite your investing game. Because sometimes, the smartest move isn’t what to do, it’s what not to do. This one’s for the action-takers.

Key Moments:
00:00 The real reason most investors fail
00:55 Mistake 1: Thinking you’re buying a loan instead of a home
02:00 Mistake 2: High-income earners not investing
03:11 Mistake 3: Low expectations of your team
04:45 Mistake 4: Buying blind with no strategy
06:22 Mistake 5: Chasing shiny objects like crypto and Airbnbs
07:14 Mistake 6: Not willing to make lifestyle sacrifices
08:14 Mistake 7: Playing too small or too safe
09:07 Mistake 8: Not investing in yourself
09:55 Mistake 9: Thinking equity is risky
11:19 Mistake 10: Believing you need to pay off your home loan before investing
12:07 Mistake 11: No financial alignment with your partner
13:03 Mistake 12: Clinging to bad debt like credit cards and car loans
14:21 Mistake 13: Taking advice from the wrong people
15:59 Mistake 14: Investing for ego instead of outcomes
17:08 Mistake 15: Choosing cash flow over capital growth
18:19 Mistake 16: Using cash instead of equity
19:34 Mistake 17: Making decisions purely based on tax deductions
20:56 Mistake 18: Waiting for the “right” time to invest
21:41 Mistake 19: Analysis paralysis
22:26 Mistake 20: Not buying more when you had the chance
23:10 Flip the script, avoid these traps, and build lasting wealth

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au