👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Is this really the bottom of the market or just the calm before the next surge?

Today’s guest, Abdullah Nouh, believes the smart investors are already positioning themselves, and he breaks down exactly why. If you’ve been waiting to buy your first investment property in Australia or wondering how Melbourne, Perth, and Queensland will perform in 2025… this episode might change your strategy entirely.

Abdullah reveals how he reads market sentiment, where he’s buying right now, and why quality beats quantity when building a scalable portfolio. From commercial property transitions to smart renovation plays, this one is packed with real strategies used on the ground right now.

In this episode, you’ll learn:

• How to identify the bottom of the market
• Melbourne vs Perth vs Queensland, 2025 outlook
• Quality vs quantity, the new rule for investors
• When to move from residential into commercial
• How smart investors scale from 1 to 5+ properties

Key Moments:
0:00 How Abdullah Picked the Bottom of the Market
2:17 Signs the Market Is Entering a Growth Cycle
5:12 Melbourne vs Perth vs Brisbane
7:45 Supply Risk: The Factor Most Investors Ignore
10:11 Why Quantity Can Ruin Your Portfolio
13:12 Who Actually Buys Granny Flats?
16:49 What Makes a Hybrid Portfolio Work?
20:02 Buying Commercial With Cash
23:05 The Hidden Risk of Too Many Properties
27:04 Growth vs Cashflow vs Development
31:08 Should You Use Airbnb Or Avoid It Entirely?
34:07 The Cornerstone Property Explained
37:29 What Every Investor Regrets NOT Doing Earlier

Connect with Abdullah Nouh:
Website | LinkedIn | Instagram

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Can a financial planner really change your property future? In this episode, we challenge the myths, fears, and fallacies stopping Australians from building real wealth, especially when cash flow feels tight and risk feels high.

Today, I’m joined by Nazar Pochynok & Julien Renard, two of the sharpest financial planners in the game, to unpack the strategies behind how to buy your first investment property in Australia and hold it successfully long term. This isn’t theory… it’s real talk about money behaviours, income, tax, lifestyle planning, and building wealth with purpose.

In this episode, you’ll learn:

• Why cash flow, not location, kills most portfolios
• How financial planners convert income + equity into predictable outcomes
• The truth about the “150K passive income” fallacy
• Property strategy vs. property product, why most people get it backwards
• How to protect your job, income & future lifestyle

If this episode hit home, subscribe, drop a comment, and share it with someone who needs it.

Key Moments:
00:00 Why Investors Panic About Cash Flow
02:15 Broker vs Buyer’s Agent vs Planner
05:40 Shares vs Property, What Works?
08:35 Do You Earn Enough for a Planner?
11:25 Who Controls Your Cash Flow?
15:50 Why Buyer’s Agents Aren’t First
20:10 Strategy Before Searching
25:21 DIY vs Done-for-You Wealth
30:01 The $150K Passive Income Myth
33:15 Wealth With Purpose & Longevity
36:43 Capital Growth vs Cash Flow
41:22 Couples & Money Psychology
45:16 Why Advice Comes After Mistakes
50:02 What Financial Literacy Looks Like
58:30 Should You DIY or Hire a Planner?
01:00:09 Why Coaching Isn’t One-Size-Fits-All

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

What does it really take to build wealth and create financial freedom in Australia’s property market? In this episode, I sit down with Damien Walker, one of Atelier Wealth’s top brokers, to share the biggest lessons we’ve learned after helping hundreds of Australians buy their first investment property and grow their portfolios.

From humble beginnings in a small Sydney office to being ranked among Australia’s Top 100 mortgage brokers, Damien and I unpack the mindset, strategy, and experience that turned years of hard work into lasting success.

We discussed:

• The real keys to achieving financial freedom through property
• Why experience and lender knowledge matter more than ever
• The biggest mistakes property investors make (and how to avoid them)
• How to use SMSFs to grow your property portfolio
• What separates successful investors from those who stay stuck

🎯 Subscribe for weekly insights on how to buy your first investment property in Australia and start building long-term wealth.

💬 Comment your biggest takeaway, or visit Atelier Wealth to start your own property journey today.

Key Moments:
02:01 Inside the Property Accelerator group
05:09 Why most brokers only use 5 lenders
08:36 The importance of solving complex loan scenarios
11:36 From humble beginnings to a Top 100 firm
14:26 Communication wins clients
16:36 Burnout, boundaries, and balance in broking
19:11 Health, mindset, and financial success
21:51 Redefining what “wealth” really means
25:21 How government policy fuels property demand
30:11 90% LVR loans and no LMI explained
33:51 How top investors think differently about cash flow
37:26 Bad property advice to ignore
42:06 DIY investors vs professionals
45:51 Good investors

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Is the property market really heating up again? In this episode, I sit down with my right-hand man and loan strategist, Nate Condie, to pull back the curtain on what’s really happening behind the scenes in broking right now. From trust lending trends to record-high buyer demand, we unpack why 2025 feels like a Covid-era property frenzy all over again and what that means for investors looking to scale their portfolios.

In this episode, we talk about:

• Why bank turnaround times are the real indicator of a hot housing market
• How trust lending became the biggest topic in property finance this year
• Smart ways to leverage equity and build your investment portfolio faster
• The traps investors fall into when refinancing into trusts
• How our team structures loans for long-term growth and flexibility

If you’re serious about building a property portfolio in Australia, hit subscribe for weekly insights and drop a comment with your biggest takeaway below.

Key Moments:
00:00 Inside the Atelier Wealth Brokerage
03:16 FOMO Returns: Chasing Quick Wins
06:54 Macquarie Bank’s Big Policy Shift
09:25 The End of the Trust Lending Boom
11:29 Why Equity Beats Interest Rate
14:42 Why You Shouldn’t Stick to One Bank
17:53 Who Should Use This Approach
20:31 The Risk of Only Three Lenders
23:35 Why They Skipped the Big Wedding
26:46 Covid-Level Demand Returns
29:48 Training the Next Generation of Brokers
32:29 Why Bank Pricing Still Takes Days
35:43 Why Office Beats Work-from-Home
38:37 The Power of Trust in Broking

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

What if you could turn listening to a podcast into building a multi-property portfolio? Lauren Chapple did exactly that. In this episode, she shares how she went from tuning into the Australian Property Investment Podcast to joining the team and building a 4-property portfolio before the age of 30. Her journey is proof that decisive action, sacrifice, and strategy can change your financial future faster than you think.

In this episode, you’ll learn:

• How Lauren built a 4-property portfolio in just 3 years
• What it really takes to grow your property portfolio under 30
• The difference between good brokers, great brokers, and true strategists
• How to overcome fear, cash-flow stress, and analysis paralysis
• Why taking the right shot matters more than waiting for the “perfect time”

💡 Ready to learn how to buy your first investment property in Australia? Subscribe for weekly strategies, success stories, and insider tips from real investors.

Drop a comment if Lauren’s story inspired your next move!

Key Moments:
00:00 You Miss the Shots You Don’t Take
03:12 Taking Bold Career Risks
06:55 Buying the First Ipswich Property
09:57 Leaving a Secure Job for Property
14:50 How Banks Really Assess Loans
18:02 What “Complex Deals” Really Mean
21:13 The Truth About Negative Cash Flow
25:18 Turning Debt Into Wealth
30:05 Managing Cash Flow Wisely
33:10 Smart Saving Habits for Investors
36:40 Building Your Property A-Team
40:35 Balancing Growth and Cash Flow
43:15 Overcoming Fear as an Investor
47:12 Power of Off-Market Deals
51:05 Final Advice for New Investors

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Have you ever wondered where buyers’ agents get their “data-driven insights”?

In this episode, we reveal the story behind Dr. Matija Djolic, co-founder of Htag (Higher Than Average Growth), the prop-tech platform powering many of Australia’s top property professionals.

From working in construction to earning a PhD in organisational behaviour, Dr. Djolic has built a revolutionary tool that converts 150+ data points into smarter, faster property decisions.

What you’ll learn:

• How to spot high-growth suburbs before the mainstream media does
• Why defining your buyer brief is key to long-term success
• The real difference between yield and capital growth strategies
• How brokers and investors use AI and analytics for better outcomes
• The truth about property “hotspots” and how to find real warm spots instead

👉 Subscribe for weekly insights on how to buy your first investment property in Australia. Comment below and share your biggest takeaway from Dr. Djolic’s story!

Key Moments:

00:00 The truth about data-driven buyers’ agents

01:09 From builder to PhD data scientist

05:00 When he realised property seminars were traps

11:05 How customer chats shaped Htag

16:25 The logic behind supply and demand

20:15 What Google Maps teaches about property trends

23:20 How Htag finds real “hot spots”

27:20 5 questions every investor must ask

31:25 Yield vs growth, you can’t have both

34:40 Balancing cash flow and growth

42:15 Getting started with the Htag platform

46:30 How brokers unlock client equity

49:20 Turning data into smarter investing stories

54:50 The “Warm Spot” method for 20–30% growth

57:05 How Matija predicts capital growth

01:03:00 The future of property investing with AI and data

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Meet Allan Mason: From Kerry Packer’s accountant to property investment powerhouse

What if the key to financial freedom wasn’t luck but mindset? Allan Mason, Kerry Packer’s former accountant and the author of Retire Young, Make Lots of Money, and Pay Less Tax, joins the show to share decades of wisdom on how everyday Australians can build lasting wealth through smart investing, strategic tax planning, and decisive action.

In this episode, we unpack the mindset and money moves that separate successful investors from those who stay stuck on the sidelines.

You’ll learn:

• How to buy your first investment property in Australia the smart way
• Why paying off your home first might be the worst financial move
• The truth about tax planning and why “minimising” isn’t always winning
• How to think like the wealthy and play the long-term game

💬 Share your favourite takeaway in the comments, hit subscribe, and join the Property Accelerator community for more expert insights!

Key Moments:
00:00 Why You’ll Never Build Wealth Sitting Out
01:02 Meet Allan Mason, Kerry Packer’s Accountant
04:10 Should You Pay Off Your Home First?
07:05 Why You Must “Play the Game” to Win
10:00 The Two Regrets Every Investor Has
12:00 Why Property Builds More Wealth Than Anything
14:10 How to Break Free from the Poverty Trap
16:05 How $3M Became $15M
19:50 How to Legally Pay Less Tax
21:45 Why You Need a Proactive Accountant
25:06 Allan’s Journey to Working with Kerry Packer
28:15 Tax Accountant vs Wealth Builder
30:00 Reduce Tax Using Smart Property Moves
31:04 Why Tax Planning Timing Matters
34:25 The Tax Perks of Investing in Super
38:45 Why Allan Still Works After Success
42:00 Why Impact Beats Profit
46:16 Shift Your Mindset, Build Wealth

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

What does it really take to build a thriving property portfolio and business from the ground up? In this episode, Bernadette and I pull back the curtain on our 10+ year journey, from our first home purchase to building a multi-property portfolio and award-winning mortgage business. Together, we share the wins, mistakes, and lessons that shaped our financial freedom and family life.

You’ll learn:

• How we built our property portfolio from scratch
• The biggest lessons from 10+ years in business and investing
• Why taking action beats waiting for “the perfect time”
• How couples can balance different risk appetites when investing
• Insider tips on auctions, leveraging equity, and building wealth through property

👉 Subscribe for weekly property investing insights, and drop a comment with your biggest property lesson.

Key Moments:

01:22 The Woman Behind the Brand
03:55 How to Overcome Fear as a First-Time Buyer
05:40 Our First “Bad” Property That Paid Off
08:10 Lessons From a $350K Apartment
10:52 Leaving Corporate to Build a Business
13:00 How Spreadsheets Hold Investors Back
14:50 Why We Chose Real Estate Every Time
16:45 10 Years in Business and Money Lessons
18:40 How Leaving Sydney Transformed Our Finances
22:10 What We Learned From Our Buyer’s Agent
24:40 Is the Market About to Boom?
27:00 How a Put & Call Option Works
29:20 How to Push Through Financial Stress
31:00 Investing as a Couple Without Conflict
34:00 The Truth About the Bank of Mum & Dad
36:40 Run Your Finances Like a Business
38:40 Best Books for Property Mindset
41:40 The Truth About Broker Commissions
43:40 How to Build a High-Performing Property Team

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au