Feeling the weight of today's unstable economy? You're not alone. In this crucial episode, I cut through the noise and fear surrounding rising prices, interest rates, and recession talk. I name the anxiety that's in the air and then zoom out to uncover the deeper lessons this moment is trying to teach us.

Key Highlights:

1. Naming the Fear: Understand and acknowledge the collective anxiety surrounding the current economic instability, from rising costs to job insecurity.
2. The Power of the Pause: Learn why this "universal pause" offers a valuable opportunity for introspection and re-evaluation of your financial priorities and habits.
3. Mastering Your Financial Equation: Discover the fundamental equation of income, expenses, and savings, and how to actively adjust both sides to build a more secure financial foundation.
4. Shifting Your Perspective on Budgets: Reframe your view of budgeting from a restrictive measure to a tool for creating spending boundaries and protecting your financial freedom.
5. Identifying Opportunities in Uncertainty: Understand how those who are financially prepared can navigate economic downturns to their advantage through strategic investing and a long-term mindset.

Discover how to shift your perspective, take control of your financial equation, and even identify potential opportunities amidst the uncertainty. If you're feeling overwhelmed by the current economic climate, this episode offers a path toward calm, clarity, and proactive financial strategies.

Links:

1. Get Notified - Personal Finance Course!

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Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Are you ready to master the art of negotiation and transform your life? Join us for an empowering conversation with Tricia Brouk, a renowned director and speaking coach, as she shares her invaluable insights on how to confidently negotiate your worth and unlock unprecedented success.

From her days as a dancer in New York City to coaching top speakers on the TEDx stage, Tricia's journey is a testament to the power of knowing your value and refusing to settle.

Key Highlights:

1. Overcoming the Fear of Negotiation: Learn how to coexist with fear and confidently ask for what you deserve, turning potential rejection into powerful opportunities.
2. Knowing and Articulating Your Worth: Discover how to quantify your value and articulate your unique contributions, giving you the leverage you need in any negotiation.
3. Expanding Beyond Monetary Compensation: Explore the art of negotiating beyond salary, including travel expenses, testimonials, and access to valuable networks.
4. The Art of Creative Negotiation: Understand that negotiation is a creative, back-and-forth process, where "no" doesn't mean the conversation is over, and alternative solutions can be found.
5. Building a Legacy of Abundance: Recognize the importance of negotiating your worth to not only improve your own life but also to create a legacy of empowerment for future generations of women.

Discover practical strategies to overcome fear, identify your leverage, and build a life of abundance. This episode is a must-listen for anyone ready to step into their power and create a lasting legacy.

Tricia Brouk, an award-winning director and producer, empowers professionals to become influential speakers through authentic storytelling. Founder of The Big Talk Academy, she's certified countless speakers and produced TEDxLincolnSquare. Author of bestsellers "The Influential Voice" and "The Invitation," Tricia's expertise spans decades, placing speakers on global stages and helping them monetize their expertise. Her podcast, "The Big Talk," ranks in the top 1%. Her work, including the documentary "Big Stages," solidifies her as a leading voice in speaker development.

Tricia's Links:

1. Website
2. Socials
3. Free Masterclass
4. Documentary

Want to hear a specific topic? Text Us!

Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Join Abbe F. Large and me for a powerful conversation with a seasoned financial advisor who's spent 31 years empowering families and navigating the complexities of wealth. This episode dives deep into the unique challenges women face in the financial world, from male-dominated spaces to the delicate balance of family and career.

We explore the importance of open communication about money, the transformative power of personal experience, and how to approach financial planning with both strength and empathy.

Key Highlights:

1. Owning Your Power: Understand the importance of women embracing their assertiveness and challenging traditional power dynamics in finance.
2. Family Finances: Open Communication: Learn practical strategies for initiating and maintaining healthy financial conversations across generations.
3. Life's Lessons: Personal Impact: Discover how personal experiences, especially during times of loss, can shape your financial perspective and client relationships.
4. Building Relationships: Beyond Transactions: Explore the value of creating genuine, lasting connections with clients and family members, extending beyond simple transactions.
5. Financial Planning: Proactive Preparation: Gain insights on the necessity of planning for life's uncertainties while healthy and capable, ensuring peace of mind for yourself and your loved ones.

Discover how to build lasting relationships, assert your value, and create a legacy of financial security.

Abbe F. Large, Managing Director at Lenox Advisors, blends 30 years of financial expertise with deep empathy. Specializing in financial services, estate planning, and employee benefits, she prioritizes clients' well-being. Her personal experience navigating her father's cancer battle fuels her passion for supporting families through financial challenges. A Forbes Top Financial Security Professional, Abbe empowers clients to focus on family. She balances her career with outdoor activities and family time, embodying dedication and excellence.

Abbe's Links:

Lenox Advisors

Abbe F. Large - Lenox Advisors

Want to hear a specific topic? Text Us!

Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

What happens when you reach the pinnacle of your career, only to realize it's not your true calling? Join Caytie Langford and me for an inspiring conversation with a powerhouse who walked away from a six-figure salary to empower women in real estate and wealth creation.

We delve into her journey of self-discovery, the courage it takes to pivot, and why now is the most crucial time for women to step into their financial power.

Key Highlights:

1. Courageous Pivots: Learn how to recognize and act on your true calling, even when it means leaving a seemingly perfect career.
2. Empowering Women in Wealth: Discover the importance of women's involvement in real estate investing and wealth creation.
3. Aligning Passion & Purpose: Understand how to build a career and business that reflects your authentic self.
4. Embracing Calculated Risk: Gain insights on overcoming fear and taking bold steps towards your financial goals.
5. The Wealth Transfer Opportunity: Explore why this is a pivotal moment for women to secure their financial future.

Discover how to align your career with your passion, embrace risk, and seize the opportunities of the greatest wealth transfer in history.

Caytie Langford, a real estate investor and empowerment advocate, champions women in finance. As General Partner at Selene Brighthouse, she drives education and community for women investors. Founder of Trailblazers: Women in Real Estate Investing, she aims to boost female participation in the field. With 20+ years empowering executives, Caytie inspires confidence and resilience, sharing her own journey of transformation.

Caytie's Links:

Website: https://www.selenebrighthouse.com/

Listen to Caytie's Ted Talk

Want to hear a specific topic? Text Us!

Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Is money controlling your relationships?

In this episode, we tackle two real-life scenarios that expose the hidden power of finances. Chelsea unpacks a story of a young man caught in a web of financial dependence and toxic family behavior, exploring how to break free and set crucial boundaries. Then, she delves into the common dilemma of lending money to family, examining the guilt, the risks, and the importance of clear communication.

Key Highlights:

1. Spot Financial Toxicity: Recognize manipulation.
2. Build Financial Boundaries: Set firm limits.
3. Lending Risks: Understand the pitfalls.
4. Communicate Clearly: Transform relationships.
5. Reclaim Your Power: Achieve independence.

Learn how to protect your financial independence while maintaining healthy relationships. If you’re struggling with financial boundaries in your relationships, this episode is a must-listen.

Want to hear a specific topic? Text Us!

Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

Chelsea Williams and Justin Krane challenge the traditional views of money and financial independence. Dive into an eye-opening conversation about what it truly means to be financially free. They explore how understanding your personal desires and taking small, intentional steps can unlock a path to financial independence.

From shifting your money mindset to trusting yourself through failure, this episode will inspire you to rethink the pressure around financial goals and embrace the journey.

Key Highlights:

1. Explore how your upbringing and beliefs shape your financial habits.
2. Learn why clarity about your goals is crucial for financial growth.
3. Discover the power of reframing your mindset from scarcity to abundance.
4. Understand the importance of small, calculated steps toward financial freedom.
5. Embrace mistakes as part of the process and learn to trust yourself on the journey.

Tune in and start removing the pressure around achieving financial independence!

Justin Krane, a CERTIFIED FINANCIAL PLANNER (TM) professional, is the founder of Krane Financial Solutions. Known for his savvy, holistic approach to financial planning, he advises his clients on how to unite their money with their lives and businesses. Justin received his Certified Investment Management Analyst SM (CIMA®) designation from Investment Management Consultants Association and in conjunction with The Wharton School of Business at the University of Pennsylvania. Using a unique system developed from his studies of financial psychology, Justin partners with his clients to identify and clarify their true life goals. He designs and manages investment portfolios that align with his clients’ goals and objectives. Justin also works with entrepreneurs to create a bigger vision for their business with education and financial modeling.

Follow Justin on LinkedIn

Want to hear a specific topic? Text Us!

Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Chelsea shares her unforgettable 4th of July experience in Washington, D.C., a trip that led to reflections on personal choices, co-parenting, and redefining financial freedom. Join her as she explores how life's unexpected shifts, like full-time camping and passive income living, require not just changes in money but mindset. This episode is packed with laughs, real talk, and powerful insights on breaking free from money fears.

Episode Highlights:

• A surprising 4th of July moment that changed my perspective on life and finances.
• Chelsea's ex-husband’s bold decision to quit his job and live off passive income.
• The two schools of thought surrounding big financial life changes.
• How your money story and lifestyle must evolve together.
• Overcoming criticism and embracing your version of financial freedom.

Tune in for real-life lessons that challenge the traditional “grind” mindset!

Want to hear a specific topic? Text Us!

Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/

In this episode, Chelsea Williams reflects on key lessons from a recent legal industry event, featuring insights from keynote speaker James Clear, author of Atomic Habits. Drawing connections between personal finance, business ownership, and the power of small daily habits, Chelsea emphasizes how law firm owners—and anyone—can transform their financial story.

Whether you’re a business owner, a parent, or just trying to get a handle on your finances, this episode offers advice for building the future you want.

Key Highlights:

1. How the science of habits can fuel financial success for the long term.
2. The power of small, consistent steps toward achieving your "big, hairy, audacious goals" (BHAG).
3. Why AI is an opportunity—not a threat—for law firm owners.
4. The critical shift law firms made during COVID and what it means for the future of legal services.
5. Embracing motivation as a daily practice to stay on track financially and professionally.

Dive into the conversation and learn how to use intentional habits to shape your future!

Want to hear a specific topic? Text Us!

Always and Never About Money Episode Links:
Video Podcast: https://www.youtube.com/@MoneyMasteryWithChelsea
Socials: https://linktr.ee/the_money_whisper
Money Mastery Website: www.moneymastery.work
Reddit: https://www.reddit.com/r/AlwaysandNeverMoney/