Episodes

  • How I Saved $10,000+ on Luxury Hotels

    How I Saved $10,000+ on Luxury Hotels
    Sep 3 2025
    #244: I'll explain how I saved over $10k on luxury hotels in Costa Rica and Carmel Valley using points, free nights, and elite perks. I’ll walk you through every step, from how to book with points, when to buy them on sale, how to stack hotel credits, which hotel programs give you upgrades and free breakfast, and more! Link to Full Show Notes: https://chrishutchins.com/maximize-savings-costa-rica-carmel-valley Partner Deals Daffy: Free $25 to give to the charity of your choice NetSuite: Free KPI checklist to upgrade your business performance Vuori: 20% off the most comfortable performance apparel I've ever worn Thrive Market: 30% off your first order of organic groceries + a free $60 gift LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Hilton Honors American Express Aspire Card Hilton Honors American Express Surpass® Card The Business Platinum Card® from American Express Blog Posts How to maximize your Hilton cards How to use Hyatt's Guest of Honor Globalist benefit How to earn up to 6 free nights with Hyatt Brand Explorer Award Search Tools Rooms.Aero AwardTool ($20 off annual plans with code ALLTHEHACKS) Points Path Chrome Extension PointsYeah Hotels Awayz ($10 for ATH listeners and 50% off for ATH members) Gondola MaxMyPoint StayWithPoints Costa Rica Waldorf Astoria Costa Rica Punta Cacique Adobe Rent a Car Playa Hermosa, Guanacaste Sensoria Diamante Eco Adventure Park La Finca Carmel Valley Ranch: Little Ranchers | River Ranch Earthbound Farm Lucia Restaurant & Bar The Great Tide Pool Revival Ice Cream Snack Shack at Lovers Point Lucy's On Lighthouse Monterey Bay Aquarium Alila Ventana Big Sur Hotel Buy World Of Hyatt Points For 20% Off Elemental Movie ATH Podcast Video Episode with Photos/Videos⁠ Luxury Hotel Upgrade Program Ep #157: Costa Rica: A Top Travel Destination for Adventure, Rainforests and Relaxation with Javier Echecopar Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:47) How Chris Got Six Free Hilton Night Certificates (01:53) How Hilton Free Night Certificates Work (02:59) Earning Free Nights with Hilton Credit Cards (04:13) Planning the Trip to Costa Rica (06:23) Buying Hilton Points (and the Caveats) (09:40) Ways to Earn Hilton Status (13:48) Stacking Amex and Hilton Credits (16:14) Booking Flights with Points & Leveraging Alerts (19:35) Renting Cars in Costa Rica (20:55) The Flight Experience (22:16) Adobe Car Rental Review (23:03) Waldorf Astoria Costa Rica Overview (25:20) How We Handled an Issue at the Hotel (30:09) Resort Layout, Pools & Amenities (33:16) Our Sensoria Rainforest Excursion (35:46) Diamante Eco Adventure Park & Zip Lining (37:06) The Dining, Drinks & Staff Experience (40:33) Sharing Feedback & Tipping the Hotel Staff (41:59) Overall Costa Rica Takeaways & Total Costs (45:33) How to Maximize Travel Perks without Points (48:50) Booking Carmel Valley Ranch with Hyatt Points (51:29) Hyatt Globalist Perks & Guest of Honor Certificates (54:08) Hyatt Brand Explorer Program (54:37) The Experience at Carmel Valley Ranch (58:21) Off-Property Activities & Local Recommendations (01:00:06) Trip Recap & Key Takeaways Learn more about your ad choices. Visit megaphone.fm/adchoices
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    58 mins
  • Smarter Strategies for Retirement, Wealth Building, and Taxes with Michael Kitces

    Smarter Strategies for Retirement, Wealth Building, and Taxes with Michael Kitces
    Aug 27 2025
    #243: Discover smarter strategies to grow your wealth and create financial flexibility. We dive into when it makes sense to invest beyond retirement accounts, how to access savings early through Roth conversions and 72(t) distributions, ways to reduce taxes with HSAs, tax-advantaged accounts, and charity, and so much more. Michael Kitces is the Head of Planning Strategy at Focus Partners Wealth, co-founder of XYPN and publisher of a continuing education blog for financial planners, Nerd’s Eye View. Link to Full Show Notes: https://chrishutchins.com/smarter-savings-retirement-michael-kitces Partner Deals Mercury: Help your business grow with simplified finances Oceans: Best proactive global talent to level up your work and life OpenPhone: 20% off the first 6 months of your own business phone system DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Michael Kitces: Website | Focus Partners Wealth | XYPN Blog Posts The Four Phases Of Saving And Investing For Retirement 3 Types Of Retirement And Their Very Different Savings Strategies Supplemental Saving In An HSA For Retiree Medical Expenses IRA Aggregation Rule And Pro-Rata IRA Taxation Effective Backdoor Roth Strategy: Rules, IRS Form 8606 Strategies For Maximizing (Or Minimizing!) Rule 72(t) Early Distribution Payments Systematic Partial Roth Conversions & Recharacterizations 72t Distribution Calculator ATH Podcast Submit questions for AMA Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:53) Should You Max Out Your Retirement Accounts? (05:08) Investing in Your Career as a High-Return Strategy (09:55) Saving in a Taxable Account vs. Retirement Account (13:40) Tax Advantages of a Retirement Account vs. Brokerage Account (16:19) How to Think About Emergency Savings (18:06) Choosing the Best Retirement Accounts (24:21) Reimbursing Medical Expenses via HSA (27:02) Evaluating the Core Retirement Accounts (29:19) Nuances of the Backdoor Roth IRA (30:53) Traditional vs. Roth IRA (32:12) Why the Majority Shouldn’t Worry About Tax Brackets (36:58) Roth Conversions in Low-Income Years (Sabbaticals) (39:52) Consolidating and Managing Old 401(k)s (42:05) Can You Access Retirement Funds via Roth Conversions? (42:44) Why Michael Doesn’t Practice Roth Conversions Before Retirement (45:36) The Rules for 72(t) Distributions (48:35) Tackling the Account Sequencing Problem (52:16) Leveraging Charity for Tax Deductions (53:58) What Happens When You Leave Money to Your Kids (1:00:43) Where to Find Michael, His Work and Services Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 hr
  • Deep Dive on Capital One Credit Cards and Miles (+ Why I Love Them)

    Deep Dive on Capital One Credit Cards and Miles (+ Why I Love Them)
    Aug 20 2025
    #242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners, important application rules, and more. Link to Full Show Notes: https://chrishutchins.com/capital-one-credit-cards-miles-guide Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent Trust & Will: Get 20% off personalized, legally binding estate plans LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Capital One Cards Tier List Iceland Trip Venture Cards Capital One Venture Rewards Credit Card Capital One VentureOne Rewards Credit Card VentureOne Rewards for Good Credit from Capital One Capital One Venture X Rewards Credit Card Capital One Venture X Business Spark Miles Cards Capital One Spark Miles for Business Capital One Spark Miles Select For Business Capital One Savor Cash Rewards Credit Card Quicksilver Cards Capital One Quicksilver Cash Rewards Credit Card Capital One QuicksilverOne Cash Rewards Credit Card Spark Cash Cards Capital One Spark Cash Capital One Spark Cash Plus Spark 1.5% Cash Select Business Card Capital One Spark 1% Classic for Business Platinum Mastercard® from Capital One Co-Branded Cards Williams Sonoma Key Rewards Visa Pottery Barn Key Rewards Visa west elm Capital One Credit Card The Key Rewards® Visa Capital One Resources Credit Card Pre-Approval Tool Eno® from Capital One® Capital One Shopping Capital One Dining Capital One Entertainment MLB™ Mondays at Capital One Café (Free Coffee) Blog Posts Why your credit card travel portal might be a poor way to book travel How to Get Approved for Business Cards How to Get MLB Tickets for 5,000 Miles How to book Vacasa Vacation Rentals with Wyndham points ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #240: Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler Luxury Hotel Upgrade Program Airline/Hotel Transfer Partner Spreadsheet Membership: Join here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:17) Quick Episode Overview (03:43) Capital One Venture Card (05:30) The VentureOne Card (06:46) Venture One Card for Good Credit (07:33) Capital One Venture X Rewards (08:17) Using the Capital One Travel Portal (12:27) Venture X Card Benefits (13:50) Capital One's Lounge Network & Access (18:44) The Venture X Business Card (24:06) Spark Miles Cards (26:29) Difference in Earning Miles vs. Cash Back Cards (27:13) Savor Rewards Card (32:15) Quicksilver Cards (33:57) The Spark Cash Cards (39:27) The No Reward Platinum Mastercard (40:11) The Four Co-Branded Williams Sonoma Cards (44:04) Capital One Perks: Virtual Card Numbers, Free Coffee & More (48:02) Online & Card-Linked Offers (52:11) Capital One Dining (52:42) Best Redemptions for Capital One Miles (54:08) Hotel & Airline Transfer Partners (57:49) Moving Capital One Miles (58:43) Important Rules to Keep in Mind (1:01:01) Quick Summary (1:03:10) The Best Two Capital One Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 hr and 4 mins
  • Earn More Points with New Cards, Bonuses, and Challenges in 2025

    Earn More Points with New Cards, Bonuses, and Challenges in 2025
    Aug 13 2025
    #241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways. Link to Full Show Notes: https://chrishutchins.com/new-cards-increased-offers-points-challenges Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Chris' Cards Page Citi Strata Elite℠ (100,000 point offer) Citi Strata℠ Citi Double Cash® Card Citi Strata Premier℠ Card U.S. Bank Smartly™ Visa Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Business® American Express® Card American Express® Gold Card The Platinum Card® from American Express Bilt World Elite Mastercard® (Rates and Fees here) Mesa Homeowners Card (Referral code: FCRGNB) Nibbles Credit Card Rakuten American Express® Card Gemini Credit Card Coinbase One Card "Weird Al" Yankovic Rakuten: Free $30 here Airline & Hotel Challenges Frequent Miler: Million Mile Madness Recap Etihad: The Extraordinary Challenge JetBlue: 25 for 25 JetBlue: TrueBlue Partner Passport Challenge Choice Hotels: 1-Million Points Sweepstakes ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #234: Earn Points on Mortgage, 100k+ Card Bonuses, New 4% Card, Devaluations and More Southwest Cards Refresh Mesa Homeowners Card Membership Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:51) Citi Strata Elite Card Perks & Earnings (05:24) 100K Welcome Offer (12:00) U.S. Bank Card Changes (17:05) Southwest Card Refresh (18:44) How to Earn a Southwest Companion Pass (21:27) Increased Bonuses on Marriott Bonvoy Cards (22:50) Elevated Amex Welcome Offers (25:13) Bilt Card & Benefits (29:43) Mesa Homeowners Card for Mortgage Payments (33:07) The Nibbles Card for Pets (34:56) The New Rakuten Card (37:31) Gemini Credit Card (41:38) The Coinbase One Card (46:28) Etihad & Turkish Airlines Points Challenge (48:50) Latest JetBlue Challenges (56:15) Choice Hotel 1M Sweepstake (57:07) Upcoming Changes to the Podcast (57:58) Chris’ Birthday Request Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    57 mins
  • Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler

    Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler
    Aug 6 2025
    #240: Transferring points is one of the best ways to maximize your points, so today we share the top airline and hotel transfer partners. We also cover strategies to get the most out of your points, including how to leverage transfer bonuses, identify sweet spots, avoid common mistakes, and more. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://chrishutchins.com/top-transfer-partners-greg-frequent-miler Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: ⁠Free sample pack of my favorite electrolyte drink mix NetSuite: Free KPI checklist to upgrade your business performance OpenPhone: 20% off the first 6 months of your own business phone system For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Newsletter | Podcast Frequent Miler Resources Current Transfer Bonuses How to Save Miles by Flying More How to book EVA Air Infinity MileageLands awards How to book Vacasa Vacation Rentals with Wyndham points Flight Award Search Tools PointsYeah AwardTool ($20 off annual plans with code ALLTHEHACKS) ATH Podcast Airline/Hotel Transfer Partner Spreadsheet Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:00) Outsized Value from Transferring Points (02:27) Quick Episode Overview (08:21) Why Emirates First Class Is a Coveted Experience (15:22) Air Canada's Aeroplan Program (19:06) Maximizing Transfer Bonuses (20:32) Getting Value from the Virgin Atlantic Flying Club (26:44) Sweet Spot for Virgin Atlantic (34:22) Using Air France-KLM Flying Blue for Business Class Flights (40:23) Leveraging Avios Points (45:23) Avios Sweet Spots and Places to Avoid (51:40) Emirates, Singapore Airlines, and Cathay Pacific (55:44) Is the Avianca LifeMiles Program Worth It? (59:30) JetBlue’s Transfer Partners (1:01:44) Southwest Airlines (1:04:39) Aeromexico (1:04:52) Qantas and Turkish Airlines (1:06:43) Booking Flights via United (1:09:26) EVA Air Program for Flights to Asia (1:11:18) Uses for ANA (1:12:45) TAP Air and Thai Airways (1:13:21) Why Greg Loves Alaska Miles (1:15:31) Difference Between Airline Miles vs. Hotel Points (1:16:37) Using Hyatt Points (1:18:07) Getting Value from Wyndham, IHG, and Hilton (1:21:11) The Marriott Bonvoy Program (1:21:40) Booking Hotels with Citi ThankYou Points (1:23:28) Leader’s Club (1:25:10) Wells Fargo and Accor Points (1:25:58) Why You Should Set Up Your Award Programs in Advance (1:27:47) Is It Possible to Reverse Transfers? (1:28:56) Where to Find Greg and Frequent Miler Resources Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 hr and 27 mins
  • Mini Retirements: How to Take a Break Sooner That Could Also Boost Your Career and Income with Jillian Johnsrud

    Mini Retirements: How to Take a Break Sooner That Could Also Boost Your Career and Income with Jillian Johnsrud
    Jul 30 2025
    #239: Why wait until you're 65? It's feasible for almost anyone to take a mini retirement and when done right, it can also fast-track your career and income. Learn how to plan one, negotiate time off, manage costs, avoid pitfalls, and make it work if you’re self-employed. Plus, we share tips for handling health insurance and other logistics during your mini-retirement. Jillian Johnsrud is the author and host of Retire Often. She’s taken more than a dozen mini-retirements and coaches people to pursue meaningful goals, take mini-retirements, and align their money with what matters most. Link to Full Show Notes: https://chrishutchins.com/mini-retirements-jillian-johnsrud Partner Deals Stable: 50% off your first year of my favorite digital mailbox DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent Long Angle: Join a free private community for high net worth investors Shopify: $1/month trial for the easiest e-commerce platform For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Jillian: Website | Podcast | Instagram Jillian's Book: Retire Often Free Worksheets: Planning | Negotiating Full Show Notes (00:00) Introduction (02:12) Why Traditional Retirements Are Flawed (04:32) What Is a Mini Retirement? (06:50) How to Make More Money by Working Less (09:46) Managing Your Time During a Mini Retirement (11:57) Common Types of Mini Retirements (15:43) Ways to Design an Impactful Mini Retirement (18:19) Financial Implications of a Mini Retirement (20:40) Chris and Amy's Mini Retirement (22:57) How to Negotiate a Mini Retirement With Your Employer (30:41) Paid Leave vs. Unpaid Leave (37:18) Finding Work After a Mini Retirement (42:10) Tips for People Who Are Self-Employed (46:52) How to Plan, Save, and Spend for Your Mini Retirement (49:33) Estimating the Cost of a Mini Retirement (53:45) All the Different Ways a Mini Retirement Can Go Wrong (56:55) Should You Take a Mini Retirement With or Without Your Partner? (59:07) Health and Travel Insurance Options (1:01:09) Jillian's Parting Advice (1:02:23) Where to Find Jillian and Her Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 hr and 1 min
  • 18 Tactics for Booking Travel with Points & Miles

    18 Tactics for Booking Travel with Points & Miles
    Jul 23 2025
    #238: Chris shares 18 tactics he’s used to get the best deals booking flights and hotels with points. Learn how to leverage flexibility, navigate transfer partners, use the right tools, identify “sweet spots,” avoid high fees, position flights, and so much more. Link to Full Show Notes: https://chrishutchins.com/18-tactics-for-booking-award-travel Partner Deals MasterClass: Learn from the world's best with 15% off Trust & Will: Get 20% off personalized, legally binding estate plans Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Airline/Hotel Transfer Partner Spreadsheet Free Starter Guide to Points by Devon Gimbel Award Search/Discovery Tools point.me: 20% off annual plans with code ALLTHEHACKS20 Seats.Aero: Lufthansa First Class Finder | Qatar Qsuites Finder | JAL First Class Finder PointsYeah: Daydream Explorer AwardTool: $20 off annual plans with code ALLTHEHACKS Awayz: $10 for ATH listeners and 50% off for ATH members MaxMyPoint StayWithPoints Rooms.Aero Points Path Chrome Extension FlightConnections Skiplagged Other Resources Award change/cancel policies by airline The best programs for lap infant award tickets Frequent Miler Podcast: How to Save Miles by Flying More ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Ep #227: The Path to Becoming an Expert in Points & Miles with Devon Gimbel Newsletter: Subscribe here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:54) Quick Episode Overview (03:25) Leveraging Flexibility to Unlock Travel Opportunities (06:47) The Importance of Understanding Airline Partners (07:15) Comparing Award Flight Deals (09:51) Different Cancellation Policies Across Airline Programs (12:37) Expiration Policies (14:11) Understanding Schedule Opens and Booking Windows (16:55) Award Search Tools (22:13) When and Why You Should Buy Points on Sale (23:35) Finding Award Sweet Spots (26:20) Leveraging Transfer Bonuses (29:00) Why You Should (Almost) Always Book One-Way Travel (31:07) How to Strategically Position Long-Haul Flights (34:40) Taking Advantage of Stopovers and Open Jaws (40:30) Pros (and Cons) of Mixed Cabin Awards (42:56) Setting Up Alerts to Find the Ideal Flight (44:56) Booking Backup Flights (46:25) Three Biggest Pain Points of Award Bookings (48:31) Hidden City Ticketing (52:16) Tips for Hotel Award Deals (53:42) Airline Pricing for Lap Infants and Children (55:39) Outsized Value from the Southwest Companion Pass Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    55 mins
  • How to Design a Rich Life at Any Income with Ramit Sethi

    How to Design a Rich Life at Any Income with Ramit Sethi
    Jul 16 2025
    #237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps that hold people back as their income grows. Ramit Sethi is a personal finance expert and the NYT bestselling author of I Will Teach You to Be Rich. He hosts the popular Netflix show, How to Get Rich, and the Money for Couples podcast. Link to Full Show Notes: https://chrishutchins.com/guilt-free-rich-life-ramit-sethi Partner Deals LMNT: ⁠⁠Free 8-count sample pack of my favorite electrolyte drink mix OpenPhone: ⁠⁠20% off the first 6 months of your own business phone system⁠ Notion: Try Notion AI free to automate tedious tasks and streamline your work Quince: Affordable luxury essentials with free shipping + 365 day returns Thrive Market: 30% off your first order of organic groceries + a free $60 gift For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ramit Sethi: Website | X | Instagram Money for Couples: Book | Podcast | YouTube Earnable Program ATH Podcast Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:23) How Much Money Do You Actually Need to Live a Rich Life? (04:25) Identifying Money Dials to Live a Rich Life (06:16) The Four Key Numbers You Need to Track Your Finances (12:02) How to Learn the Skill of Spending Money (17:58) Ways to Reframe How You Look at Costs (23:02) Analyzing How Optimizers Spend (26:37) Why It's Important to Find Your Worry-Free Number (28:38) Spend Money Based on the Stage You’re in Life (34:48) The Role of Income (& Side Hustles) in Your Rich Life (38:41) Why You Have to Be Honest About Your Rich Life (40:25) Tackling Big Financial Decisions (43:27) Why Ramit Thinks Lifestyle Creep Is a Myth (45:04) How Chris and Amy Decided to Sell Their Vacation Home (48:13) The Power of Being Decisive and How to Build the Skill (54:56) Biggest Traps People Face When Moving Up the Wealth Ladder (58:40) How AI Has Impacted the Way People Manage Their Finances (1:01:17) Ramit's Challenge for You to Live Your Rich Life (1:03:34) Where to Find Ramit, His Book, and Other Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 hr and 1 min