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All the Hacks: Money, Points & Life

All the Hacks: Money, Points & Life

By: Chris Hutchins
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 Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.2024 - Chris Hutchins Economics Personal Development Personal Finance Personal Success Social Sciences Travel Writing & Commentary
Episodes
  • Open Enrollment, Diversifying Investments, Buying Gold and More Listener Q&A

    Open Enrollment, Diversifying Investments, Buying Gold and More Listener Q&A
    Oct 15 2025
    #250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more. Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025 Partner Deals Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gusto: Free 3-month trial of the #1 payroll software DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned PEOs: TriNet | Justworks Insurance Broker: Rich Sterling Productivity/AI Tools Notion NotebookLM Replit Cursor v0 Figma Perplexity Claude Mesa Homeowners Card (50k bonus with code CHRIS50) $1,200 U.S. Bank Bonus ATH Podcast Newsletter Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen Ep 104: Optimizing Your Insurance Policies Ep #140: Navigating Open Enrollment Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Submit questions for our next AMA here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:30) Quick Episode Overview (01:22) How to Select Your Insurance Plan (05:19) Saving with a High Deductible Health Plan (14:19) Tips for Specific Drugs and Providers (15:27) Dental and Vision Plans (17:17) Benefits of FSAs (19:10) Getting Health Insurance Outside of an Employer (21:08) Getting Insurance for Your Business (23:20) Insurance via Medical Research Companies and Affinity Groups (24:52) Direct Primary Care (25:48) Reimbursing Medical Expenses Charged on a Credit Card (30:45) Diversification in an Incredibly High Stock Market (36:20) Investing in Precious Metals: Gold & Silver (40:55) Strategy for Handling RSU Compensation (43:35) Variable Universal Life Policy (48:05) The Rise in Auto Insurance Premiums Following an Accident (55:22) Buying A Used vs. New Car (58:06) Chris's Favorite Work Tools Including AI (01:02:07) Is AI an Actual Threat to Our Jobs? (01:04:26) Chris's Pre and Post W2 Job Experience (01:06:50) Find the Best Deals on the ATH Newsletter (01:10:53) The Next Gift Card Sale Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 hr and 10 mins
  • Earn More Points in Multiplayer Mode with Kai

    Earn More Points in Multiplayer Mode with Kai
    Oct 8 2025
    #249: 3x your points and miles with a multiplayer strategy. We break down how to earn, manage, and maximize rewards with a partner, family, or friends. Plus learn how to handle the logistics, emotions, and systems that make it all work. Kai is the founder and host of The Daily Churn Podcast, where he shares his churning journey. In 2024, Kai and his partner earned a total of $40,000 and 5 million points. Link to Full Show Notes: https://chrishutchins.com/playing-the-points-game-with-player-2-kai Partner Deals MasterClass: Learn from the world's best with 15% off Mercury: Help your business grow with simplified finances Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kai: The Daily Churn Podcast | Membership Monarch Money Copilot Money (Free 2 months with code HACKS2) How to Automatically Forward iMessages & Texts to Other Contacts Using Shortcuts 1Password Google Voice Tello eSIM Aligned Incentives Cashback Monitor Rakuten CardPointers (30% off or 50% off for ATH Members) Replit Churning While New To Credit Helping Tim Burn 15M+ Miles and Points ATH Podcast Membership Episode #181: Making an Easy $3k/mo from Online Deals with Kai Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:49) How Kai and Chris’ Partners View the Points and Miles Game (03:56) Is Playing the Points Game Actually More Lucrative with P2? (06:26) Maximizing Credit Cards with Two Players (08:36) Should You Have Authorized Users on Your Cards with P2? (14:01) The Mechanics of Managing a P2 (15:28) Ways to Access Shared Passwords and Two-Factor Codes (18:38) Important Conversations to Have with Your P2 (21:10) Playing the Points Game for Other People (26:05) The Challenges of Managing Points for Others (31:12) Managing Points for Family Members (33:51) Playing the Points Game with Children (35:14) Easing the Burden of Dealing with Card Issuers with a P2 (39:38) The Spectrum of Activities with Multiple Players (40:52) Leveraging Referrals and Shopping Portals to Maximize Savings with P2 (43:33) Learning to Stop Over-Optimizing (45:28) Kai’s Podcast and Churning Community (47:01) Why Your Address Matters in the Points Game (47:34) Managing 1099s from Referral Points (49:02) Tips on Adding Authorized Users (49:45) The Importance of Community in the Points Game (51:13) How to Share Referral Links on ATH Membership Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    50 mins
  • How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss

    How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss
    Oct 1 2025
    #248: Learn to escape the trap of over-optimizing and design a more meaningful life. We explore setting boundaries, resetting priorities, and turning failure into fuel for success. We also dive into Tim’s creative process behind his new card game and the surprising value of play. Tim Ferriss is an entrepreneur, bestselling author, and host of The Tim Ferriss Show, one of the world’s most popular podcasts with over a billion downloads. He loves experimenting with productivity, health, storytelling, personal growth, and, most recently, card games. Link to Full Show Notes: https://chrishutchins.com/tim-ferriss-over-optimizing-failure-play Partner Deals DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent NetSuite: Free KPI checklist to upgrade your business performance Shopify: $1/month trial for the easiest e-commerce platform Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tim: Website | Podcast | X The 4-Hour Workweek The 4-Hour Body The 4-Hour Chef THE NO BOOK Where Are You Still Using Single-Ply? Coyote Card Game Terry Real’s Books Stumble Upon Diggnation Personal Power by Tony Robbins Secrets of Power Negotiating by Roger Dawson AcroYoga Exploding Kittens Think Like a Game Designer Podcast Procreate ATH Podcast Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:45) When Tim Realized That Optimization Could Bend Life in His Favor (06:40) The Role of Patience in Optimization (08:14) Dialing Back on Optimizing (11:23) Do Relationships Require Less Optimization? (16:45) Fighting Natural Tendencies for a Better Life (19:57) The Impact of Journaling (23:42) Does Tim Still Find Himself Over-Optimizing? (25:14) The 3 Levels of Listening (29:47) Designing for States (31:40) Different Lenses for Optimization (36:28) The Optimizer Curses (40:53) How to Avoid Decision Fatigue (45:32) Being Rich Enough to Rent (48:37) Knowing When to Say “Yes or “No” (55:35) Active vs. Passive Intuition (01:01:40) How Decisions Get Influenced When You Have Kids (01:08:01) Is "Play" a State to Aim For? (01:13:38) Incorporating Play in Adulthood (01:18:13) The Process of Creating a New Card Game (01:28:18) The Next Big Project for Tim (01:30:53) Humans as Storytellers (01:34:10) Where to Find Tim & His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 hr and 34 mins
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