Your Money or Your Life cover art

Your Money or Your Life

9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018

 Preview
Try Premium Plus free
1 credit a month to buy any audiobook in our entire collection.
Access to thousands of additional audiobooks and Originals from the Plus Catalogue.
Member-only deals & discounts.
Auto-renews at $16.45/mo after 30 days. Cancel anytime.

Your Money or Your Life

By: Vicki Robin, Joe Dominguez, Mr. Money Mustache - foreword
Narrated by: Vicki Robin
Try Premium Plus free

Auto-renews at $16.45/mo after 30 days. Cancel anytime.

Buy Now for $26.99

Buy Now for $26.99

About this listen

Brand new for 2018: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold

“The best book on money. Period.” (Grant Sabatier, founder of Millennial Money, on CNBC Make It)

"This is a wonderful book. It can really change your life." (Oprah)

For more than 25 years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance.

This fully revised and updated edition with a foreword by "the Frugal Guru" (The New Yorker) Mr. Money Mustache is the ultimate makeover of this best-selling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.

Whether you’re just beginning your financial life or heading towards retirement, this book will tell you how to:

  • Get out of debt and develop savings
  • Save money through mindfulness and good habits, rather than strict budgeting
  • Declutter your life and live well for less
  • Invest your savings and begin creating wealth
  • Save the planet while saving money
  • And so much more!

"The seminal guide to the new morality of personal money management." (The Los Angeles Times)

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2008 Vicki Robin and Joe Dominguez and Mr. Money Mustache, foreword (P)2018 Penguin Audio Career Success Personal Development Personal Finance Personal Success Money Money Management Inspiring Career Banking Financial Management Money Relationship

Critic Reviews

"The seminal guide to the new morality of personal money management." (Los Angeles Times)

"Vicki Robin wrote the book on retiring happy. Now a whole new generation is taking her advice. [She is] the millenial money whisperer." (Money Magazine)

“Vicki Robin’s Your Money or Your Life offers readers the gift of meaningful, applicable advice so that they can achieve true financial independence on their terms. It is deservedly one of the most acclaimed and referenced financial advice books of our time and will undoubtedly continue that legacy for generations.” (Farnoosh Torabi, best-selling financial author and host of the award-winning podcast So Money)

All stars
Most relevant  
amazing, amazing book. buy to listen, and relisten again and again. I learnt so much!!! about to relisten again. a book that truly delivers on ETHICS, SUSTAINABILITY, WEALTH CREATION, PRACTICAL KNOW HOW. so good. wish I'd been exposed to this book sooner. thankyou Vicki Robin

Excellent and life changing

Something went wrong. Please try again in a few minutes.
There is some genuinely solid advice for transforming your relationship with your finances here although I suspect the extensive note-taking and graph-making would be too impractical for most readers to actually maintain over the long haul. In order to really get the most from this book you will need to fully commit to tracking your data. From my perspective, this text is overly long, very repetitive, and way too focused on American practices and systems.

The reading by the author was obviously impassioned but I found the accent grating after a very short amount of time and the frequent issues with delivery were quite distracting (e.g. there are a number of verbal 'stumbles' that you would have expected a decent producer to address).

A few good aspects but there is better out there

Something went wrong. Please try again in a few minutes.
Loved this book! I look forward to putting the steps into action. Highly recommended for anyone wanting to turn their financial life on it's head.

Eye opening, educational read

Something went wrong. Please try again in a few minutes.
This book teaches you how you can change your life - not just with money! If you take the lessons wider, you'll see how you can transform other parts of your life you are unhappy with

It's not just about money

Something went wrong. Please try again in a few minutes.
The book contains straight forward exercises and suggestions, which are relatively easy to put into practise.

Worth listening to

Something went wrong. Please try again in a few minutes.
I enjoyed this book, I had heard a lot about it and was excited to listen to it.

I did find it quite repetitive and no new information for me. Although I have practiced a lot of these ideas from a young age. I did think of several people I know who should certainly read it as they have no control over their finances, and this book is ideal for that audience.

Overall I thought it was well written and plenty of excellent concepts, but felt like I spent several hours listening to things I already knew (so nothing against the author, I just didn't enjoy it as much as I hoped I would).

Good book for those who have no control.

Something went wrong. Please try again in a few minutes.
Great content. Great starting point for financial independence or just to start your way out of debt. Not too much jargon.

Great book to start for financial independence

Something went wrong. Please try again in a few minutes.
I’ve read several FBI books and thought I better listen to what is considered the original by many people.

Despite the update, it still feels terribly old hat. The order the book is delivered doesn’t seem to make a whole lot of sense and I just can’t seem to get on Vickys wavelength.

Skip it and just listen to ‘Financial Freedom’.

Something went wrong. Please try again in a few minutes.
multiple light bulbs moments throughout the book. clearly opens your mind to your relationship and lack of education about money in your life. wish I had learnt this 30 years ago, I would have 'enough' now. some useful tracking tools supplied as well.

must for all ages - Understand money in your life

Something went wrong. Please try again in a few minutes.
I tried reading the physical copy of the book in the beginning of 2021 but instantly thought it was book about how you can live a frugal life and how to save money by not spending it at all. I stopped reading it since. Again Nov 2021 i came across the audiobook version on audible and i just finished the book. I have to be honest it is a great tool for anyone struggling to manage their expenses or live from paycheck to paycheck.

I had a lot of moments of realisation about things that the author speaks about that i was doing wrong. Being from an accounting background a lot of the stuff was instantly understandable for me. Although i read a few reviews before starting that the author speaks about bonds as a medium of investment. That is not fully true. In the updated version the author does mention that bonds as a way of investing is no longer efficent and that ETF’s and property or individual stocks are way better nowadays. But there is not much focus on investing in general.

The main focus of this book is to try and get you to realise how much money you are wasting away on things that make zero to very little difference in your life and how people get so busy in day to day life that they end up with no money saved and the big question “Where did all my money go?”

I would recommend this book to anyone who is struggling to create a financial budget for themselves and to live within their means.

If you are interested in books on investing and stock market then this book is probably not the best book for you.

Perfect for someone who is struggling with day to day money management

Something went wrong. Please try again in a few minutes.
See more reviews
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.