Cassie Woodson is adrift. After suffering an epic tumble down the corporate ladder, Cassie finds the only way she can pay her bills is to take a thankless temp job reviewing correspondence for a large-scale fraud suit. The daily drudgery amplifies all that her life is lacking - love, friends, stability - and leaves her with too much time on her hands, which she spends fixating on the mistakes that brought her to this point. While sorting through a relentless deluge of emails, something catches her eye.

On a brisk fall night in a New York apartment, 35-year-old Billie West hears terrified screams. It's her lifelong best friend Cassie Barnwell, one floor above, and she's just realized her infant daughter has gone missing. Billie is shaken as she looks down into her own arms to see the baby, remembering—with a jolt of fear—that she is responsible for the kidnapping that has instantly shattered Cassie’s world.

Cassie Quinn may only be twenty-three, but she knows a few things. One: money can’t buy happiness, but it’s certainly better to have it. Two: family matters most. Three: her younger brother Billy is not a rapist. When Billy, a junior at Princeton, is arrested for assaulting his ex-girlfriend, Cassie races home to Manhattan to join forces with her big brother Nate and their parents, Lawrence and Eleanor. The Quinns scramble to hire the best legal minds money can buy, but Billy fits the all-too-familiar sex-offender profile—white, athletic, and privileged—that makes headlines and sways juries.

Our narrator produces a sound from the piano no one else at the Conservatory can. She employs a technique she learned from her parents—also talented musicians—who fled China in the wake of the Cultural Revolution. But when an accident leaves her parents debilitated, she abandons her future for a job at a high-end beauty and wellness store in New York City.

Emma hasn't told her husband much about her past. He knows her parents are dead and she hasn't spoken to her sisters in years. Then they lose their apartment, her husband gets laid off, and Emma discovers she's pregnant—right as the bank account slips into the red. That's when Emma confesses that she has one more asset: her parents' house, which she owns jointly with her estranged sisters. They can't sell it, but they can live in it. But returning home means that Emma is forced to reveal her secrets to her husband.