Hollis and Matt met on Tomales Bay the summer they both turned 12, and during the summers that followed, they grew up and fell in love. One night, after an unexpected test, they fell apart. Now, 12 years later, Hollis, who seeks refuge at her uncle’s seaside cottages to ride out a storm of her own making and Matt, weighed down by obligation to his parents, both return to Tomales Bay. Forced to share another summer in the small town that brought them together, will Hollis and Matt be able to move beyond the echo of their past and into a future filled with ever after?

Ski-racer Dane "Danger" Hollister does not do relationships, though he keeps his reason a secret. The real-life curse he's inherited from his mother will eventually cost him everything: his place on the Olympic ski team, his endorsement income, and his ability to fly downhill at top speed. Reluctant country girl Willow Reade meets Dane by accident. Literally. Her skidding truck forces him off the road during a blizzard. Stranded together in his Jeep as night falls, the two loneliest people in Vermont find themselves sharing more than they'd planned. And not just conversation.

Aiden Stone is a six-foot-two former Marine with a permanent scowl, dark hair, and dreamy blue eyes. He’s the oldest of the Stone brothers, and his “by the book” family has battled mine for control of our small town for generations. The last thing I should do is sleep with him. Or nearly run him down with my truck. Especially since he's sort-of my new boss.

Shane Cassidy's wish list is short this year. The young widower just wants his little daughter to be happy and his quiet son to come out of his room once in a while. Shane is determined to be there every minute for his kids, but when he runs into big trouble with the family horse farm around Christmas time, he realizes they just might need a helping hand. It turns out hiring a new nanny might wind him up in a whole new kind of trouble.

Lori “Naughty” Sullivan has always been a force of nature - and marriage to Grayson Tyler, her sexy cowboy, hasn’t mellowed her out one bit. She’s still dancing in stilettos, laughing too loud, and lovingly plotting new ways to drive her husband crazy. It’s almost time for their most exciting adventure yet, and Lori can’t wait for the next phase of their lives to begin - as parents. Especially when she’s certain Grayson is going to be the best father ever. But has he truly made peace with his tragic past?