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She's On The Money

She's On The Money

By: Victoria Devine
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About this listen

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat, just way better for your bank balance.

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

2026 Victoria Devine
Career Success Economics Personal Finance
Episodes
  • I Earn $280K… But I’m Completely Burnt Out and Trapped
    Apr 9 2026

    This week’s Friday Drinks is a little bit rogue… and we’re not mad about it.

    We’re diving into a money dilemma from someone earning a very impressive income… but feeling completely burnt out, overwhelmed, and stuck. Think multiple mortgages, a business, big financial commitments, and the very real question of “how do I change my life when everything depends on this income?”

    It’s a conversation about burnout, lifestyle creep, financial pressure, and what happens when your income grows… but so do your responsibilities.

    We also get into a DM that has us asking: is a gift really a gift if it costs you money to use it?

    Because while a surprise trip sounds generous in theory… it hits a little differently when you’re the one footing the bill for flights, food and everything in between.

    Plus, as always, we’re sharing your community money wins (including a very satisfying warranty moment and a first-time investor win), and broke tips that are equal parts clever and chaotic.

    If you’ve ever felt stretched too thin, financially committed to the point of stress, or quietly annoyed at a “gift” that wasn’t really a gift… this one’s going to hit.

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    32 mins
  • Trillions Wiped From the Share Market… What’s Actually Going On?
    Apr 7 2026

    If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this episode is for you.

    Because yes, it sounds dramatic. And yes, it can feel a little bit scary. But also… it’s not exactly what you think is happening.

    In this week’s Deep Dive, we’re unpacking what’s actually going on when the market drops, why the news makes it sound so much worse than it is, and what you should be thinking about instead of panic selling everything and calling it a day.

    We talk about why the share market is basically just one big emotional girl, how global events like interest rates and oil prices flow through to your portfolio, and why uncertainty makes investors act a little bit unhinged. There’s also a really important distinction between a market “correction” and a full blown crash… because they are not the same thing, no matter what the headlines are telling you.

    We also get into the part that actually matters. What do you do when your portfolio is down? Why selling in a panic can leave you worse off, and how long term investors think about moments like this instead.

    This is the episode you need if you’ve ever opened your investing app, seen red, and immediately questioned every decision you’ve ever made.

    LEARN TO INVEST CONFIDENTLY: Our Investing Masterclass is open, enroll here.

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    29 mins
  • I Was a Broke Single Mum with Bad Credit… Now I Own a Home and Invest
    Apr 5 2026

    What happens when you hit rock bottom with money… and decide to completely turn your life around?

    In this week’s Money Diary, we meet a She’s on the Money community member who left home at just 16, became a young single mum, and found herself living below the poverty line with no financial literacy, mounting debt and her power literally being cut off.

    Fast forward to today… she’s built a career in banking, earns $95,000 a year, owns her home, has repaired her credit score and is now investing for her future.

    This is a story about resilience, rebuilding and what it really looks like to go from financial chaos to financial confidence.

    Plus, we talk budgeting, credit cards, investing strategies and how to take control of your money even when you feel completely overwhelmed.

    If you’ve ever felt behind, ashamed of your money situation, or unsure where to start… this episode will remind you that it’s never too late to turn things around.

    SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.

    CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here.

    INVESTING FOR BEGINNERS:
    All our best beginner's investing podcast episodes in one place here.

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    49 mins
All stars
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wow, wow, wow! I'm so in love with you ladies. I'm in my late 40's and currently working a very boring job (struggling to find work after my retrenchment) and decided well why not learn something while I'm getting paid. I have just binged ALL your episodes and boy oh boy (or should I say girl oh girl) have I learnt something! You have given me so much to think about and inspired me to open a sharesies account too. I love how you are always so supportive and uplifting of everyone. I love the different formats. keep on inspiring fellow women and all the best for your future endeavors. Bless you ladies you rock xx

So encouraging and enlightening

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Absolutely Love their podcast, very informative and realistic. They are definitely on the money x

Shes on the money!

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