Try free for 30 days

  • Own Your Money

  • Practical Strategies to Get Your Financial Life Together and Reach Your 6-Figure Savings Goals
  • By: Michela Allocca
  • Narrated by: Luzma Ortiz
  • Length: 4 hrs and 47 mins

1 credit a month to use on any title, yours to keep (you’ll use your first credit on this title).
Stream or download thousands of included titles.
Access to exclusive deals and discounts.
$16.45 a month after 30 day trial. Cancel anytime.
Own Your Money cover art

Own Your Money

By: Michela Allocca
Narrated by: Luzma Ortiz
Try for $0.00

$16.45 per month after 30 days. Cancel anytime.

Buy Now for $16.99

Buy Now for $16.99

Pay using voucher balance (if applicable) then card ending in
By confirming your purchase, you agree to Audible's Conditions Of Use and Privacy Notice and authorise Audible to charge your designated credit card or another available credit card on file.

Publisher's Summary

Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. With real-life examples, this book unlocks the fun of money fundamentals.

Michela Allocca had an epiphany when she was working at her first job: even those working in finance can have no idea how to budget, invest, and spend on a personal level! By the time she reached her mid-20s, she had a new mission: helping any young person who wanted advice with the “scary,” aka often misunderstood, world of personal finance.

In Own Your Money, Michela shares all the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade of professional—and freelance—work. You’ll find chapters that address:

  • Budgeting: Don’t make it a dreaded B-word! Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets.
  • How to save: It’s all about SMART (specific, measurable, achievable, relevant, and time-bound).
  • How to spend money: That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on those fancy coffees.
  • Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).
  • Jobs and careers: If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.
  • Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.

This is a book that’s meant to partner with you on your own journey and financial goals!

©2022 Michela Allocca (P)2022 Fair Winds Press

More from the same

What listeners say about Own Your Money

Average Customer Ratings

Reviews - Please select the tabs below to change the source of reviews.

In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.