Arthur Cholmondely-Godstone is in the business of pensions. He offers a unique pension, from a nonreturnable sum, and he introduces his clients to a new way of living. He encourages them to explore radical views, try extreme sports and to eat, drink and smoke as much as they can. Or put another way, Arthur does his best to kill them.

Getting the gang back together to revisit their annual ski trip after 10 years of recession and child-rearing seemed like a good idea to Will. But the manopause was approaching. Judah’s whipping indiscretion with a young student has hit the headlines, and an ambulance patient has threatened Al with assault. Mac has finally found a client with money, but she’s after more than just remodeling her house; and Rick is diverting his grief into ludicrously high risk activities. Will struggles to get them to the slopes, but there they find the mishaps are just beginning...

Gerry doesn't get out much, but when he does he encounters Mandy - free, a little wild, and half his age. But by day Gerry is Gerrard, who is not only married, he’s a vicar. A vicar with doubts. Although Lucinda, his wife, has very few doubts when a trip to Birmingham goes startlingly right. And ageing gigolo Nelson never sees himself as a messiah until Albert convinces him he can walk on water - or is that just revenge for Nelson having put his head down the toilet at school?

Once a famous artist’s model, Valérie’s allure hasn’t diminished–unlike her bank balance. Swapping her chic Paris apartment for a country chateau causes consternation among her coterie of admirers: a diffident philosopher who thinks smoking in cafés will lend him an air of sophistication, a philandering fraudster who doesn’t care who he pursues as long as they have a healthy bank balance, and a retired soldier whose bony backside is his only character flaw.

Travis's life is perfection. He has the looks, the car, the apartment and the women. Lots of women. Debbie says the sex is revelatory, which doesn't help Sheryl. And then there's Colin. Colin's life is bleak and without hope, and his sex life is so inconsequential that it is hard to assign it a proclivity in any direction. All Colin's dreams come true when, thinking he's working for MI6, he shadows Travis's life and goes on a journey of orgiastic debauchery. But things aren't quite as they seem as the noose tightens on Travis's perfect world.