Kate Matcham needs a fortune or a husband. She wants neither. With a tainted inheritance in the balance, she receives one offer to become a scoundrel's mistress and another offer of a marriage of convenience. Before resigning herself to a choice, she accepts the invitation to visit a childhood friend, considering it a last hurrah before embarking on a bleak future. The visit goes sideways when she falls for the gentleman her friend intends to marry, a man well out of Kate's league—and one who seems to be hiding something.

Elena MacKinnon has spent the last seven years training to become a proper English lady. When her childhood friend, Captain Theo Donovan, returns from serving in the Navy, he brings along with him Elena’s humiliation for the ill-advised and ardent love letter she wrote him before his departure, which he ignored entirely. Elena hopes to simultaneously stifle his memory of the letter and make him regret overlooking her, showing him just how fine an English lady she can be. The only problem? She is not English but a proud Scot—and her heart may be more enamored with Theo than ever.

Despite living at her father’s inn her entire life, Elizabeth Doyle has always managed to avoid involvement with the smugglers who frequently gather there. Until now. When a handsome smuggler is brought to her with dire injuries, Elizabeth risks everything to hide him - completely unaware that the wounded man is not who he appears to be. When an opportunity arises to infiltrate the notorious smuggling gang he believes caused his father’s death, Jonas Ainsworth, the Viscount Langton, pretends to be one of them.

Margaret Easton needs a husband, and she needs one now. Her parents are convinced that only a European will do, but Margaret wants nothing more than to stay in England. The trouble is that there is only one man Margaret can think of, or rather, one she cannot forget, and he wouldn’t do as a husband at all. Then she finds herself in his care unexpectedly, and her hunt becomes even more complicated than she could have ever imagined.

A third son to an earl, Adam Gillensford knows his only hope of an inheritance is through his great uncle. But when the Will is read, Adam learns most of the wealth has been left to a complete stranger, and a seamstress at that. If he hopes to salvage any kind of funds for himself, he has two choices: adhere to his late uncle’s wishes and assist the new heiress in finding her way, or sabotage her so the courts will find her unfit to inherit. Deciding his course would be easier if the heiress wasn’t so enchanting.