💸 “What will this property cost me per week — after tax?”

If you don’t know the answer, you’re not alone. That’s why we built our own ChatGPT-powered cash flow calculator— designed specifically for property buyers 🧠

Plug in real numbers (like rent, strata, water, council, and more) and it tells you your true weekly out-of-pocket cost.

📲 SMS “cash flow” to 0460 111 111 to try it out
You might find owning is cheaper than you think.

#CashFlowTool #FirstHomeBuyerHelp #PropertyMaths #RealEstateTips #NovakGPT #SmartBuying #RentVsBuy #NorthernBeachesProperty #PropertyInvestment #NovakProperties

💰 Valuation = leverage. And it's one of the most underrated tools in property.

We’ve seen it firsthand:
🔑 Buy at $900K → New val at $1.15M
📈 Rent covers the costs
🏠 Equity unlocked → Buy another property — no extra cash in

Yes, valuations vary between banks. Yes, they can make or break your next move.
Know the game, play it smart. 🧠

#ValuationMatters #EquityStrategy #RealEstateInvesting #PropertyTips #UnlockEquity #BuySmart #FinancialFreedom #NovakProperties #PropertyGame

🌳 "It’s just a tree"... until it costs you $8,000 or crushes your driveway. 😅

From stained patios to falling branches (aka “widow makers” 😬), neglected trees can be a massive problem. And if they’re protected species? Good luck touching them later.

🪓 Arborist reports aren’t cheap, but damage is worse.
🌿 Pro tip: Ask your property manager to report on trees during routine inspections — for safety, sunlight & sanity.

Because concrete driveways don’t drop leaves. 😉

#TreeProblems #HomeownerTips #RentalPropertyCare #GumTreeDrama #AussieBackyardLife #PropertyManagement #NovakProperties #ArboristReport #DrivewayGoals

🧠 Who actually rents storage units?

Turns out... a lot of people. From international chefs to downsizers, tradies to e-commerce pros — storage is booming 💥

🚪 A 1.5m x 1.5m unit starts from just $134/month
🚚 Larger, mezzanine-style spaces can go for $275+/week — and STILL beat traditional warehousing on value

🔐 Secure, low-maintenance, flexible — and in hot demand as our population grows.

Storage isn’t just a space. It’s a solution. 📦

#StorageSolutions #NorthernBeaches #SmartInvesting #CommercialProperty #StorageUnits #SpaceMatters #PropertyTips #NovakProperties #BoomingMarket

🧱 Buying off the plan? Here’s what you need to know 👇

✅ On the Northern Beaches, it’s rare for new builds to drop in value before completion
✅ Investors love them — modern buildings rent fast & come with strong depreciation benefits
✅ Visualising the space makes a huge difference — our showroom helps bring it to life

If you’re buying for the future, this might be your moment.
Questions? Drop them in the comments — we’re here to help every step of the way.

#OffThePlan #PropertyTips #NorthernBeachesRealEstate #InvestorReady #RentalReturns #DepreciationBenefits #NovakProperties #NewBuilds #FirstHomeBuyers #RealEstateInvesting

🚨 Cheap agent = cheap result?

If an agent’s fees seem too low, there’s usually a reason.
No reviews? No local sales? Long lock-in contracts? 🚩🚩🚩

Before you sign anything, ask:
“Why are you cheaper than everyone else?”
Then get it in writing — and keep the agreement short if you're unsure.

Because a discount upfront could cost you thousands later.

#SellerTips #RealEstateAdvice #CheapAgents #KnowYourWorth #VendorWarning #PropertySelling #NovakProperties #RealTalkRealEstate

💡Valuations: one of the most misunderstood parts of the property game.

✅ Banks use settled sales, not recent ones
✅ Valuers & agents don’t “negotiate”
✅ You can request another valuation (just don’t expect the first one to change!)

In fast-moving markets, this can make or break a deal — especially with off-the-plan or auction sales.

If your valuation falls short, talk to your broker early. And remember: the bank always lends against the lower of the contract price or the valuation.

#RealEstateTips #ValuationInsights #HomeBuyingJourney #PropertyAdvice #LoanTips #MarketEducation #NovakProperties #HomeLoanHelp

🚨 40-year home loans have landed — but only a few lenders are offering them.

Yes, it's a longer commitment. But for buyers chasing better cash flow or trying to get into a tough market? It could be a game-changer.

💰 A $400/month difference might be all it takes to seal the deal.
✅ The key? Discipline. Hustle. Refinancing when you’re ready.

If you're moving for the right reasons — a better home, a better life — keep pushing. The hustlers always win.

#40YearLoan #HomeLoanTips #FirstHomeBuyers #RealEstateTalk #MortgageAdvice #FinancialDiscipline #PropertyStrategy #NovakProperties #KeepHustling